Money Talk

JUNE 16, 2022

If you picture retirement planning and taxes as a Venn Diagram, there is lots of overlap between these two areas of personal finance. This is true both during one’s working years (when taxpayers are saving for retirement) and later, when people are older and withdrawing taxable income from tax-deferred accounts.

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Taxes 401(k) Retirement Plan Pension 187

Money Talk

DECEMBER 29, 2022

I recently attended a number of webinars about retirement planning. This includes topics of interest to older adults in later life such as required minimum distributions (RMDs), taxes on Social Security benefits, and Medicare premiums. Key risks in retirement include longevity, health care expenses, taxes, and inflation.

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401(k) Taxes Retirement Plan Finance 177

Money Talk

APRIL 20, 2023

In addition to writing monthly Small Steps to Health and Wealth™ financial messages , I also present online webinars and class segments. 401(k), 403(b), 457 plan, and thrift savings plan), and other employer benefits (e.g., One of my Money Talk clients is my long-time employer, Rutgers Cooperative Extension. health insurance).

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401(k) Pension Retirement Plan Taxes 245

Money Talk

APRIL 7, 2022

Earlier this year, I viewed two very different webinars about retirement. The second webinar by Retirement Researcher described six stages of retirement and a host of non-financial considerations. Financial Planning Take-Aways ¨ Tax Deferral ? However, taxpayers with tax-deferred retirement savings accounts (e.g.,

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401(k) Taxes Finance Education 188

HR Digest

JANUARY 11, 2021

The platform automatically calculates and debits local, state, and federal taxes. The platform also offers employee benefits options such as health insurance through Gusto’s licensed advisors, 401(k) retirement, workers’ compensation, 529 savings, HSA, life and disability, commuter benefits, and more. Founded 2013.

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401(k) Software Human Resources Management 71

McNees

JANUARY 13, 2023

Employers may now offer de minimis financial incentives to employees to participate in 401(k) and 403(b) plans. The early distribution 10% percent tax will not apply to distributions for participants with a terminal illness. Employers joining a multiple employer plan are eligible for a startup tax credit for 3 years.

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401(k) Health and Welfare Employee Benefits Deductions 98

Business Management Daily

MAY 9, 2024

That’s why we’ve compiled this summary of one of our recent webinars that Alice Gilman, Esq, hosted. It provides provisions aimed at improving employee retirement outcomes and makes starting 401(k) plans more attractive and beneficial for employers – even those with 50 or fewer employees. How does it do that?

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Payroll 401(k) Taxes Retirement Plan 52

Money Talk

OCTOBER 7, 2021

I recently attended several webinars and listened to several podcasts about issues related to retirement planning and personal finance issues in later life. COVID-19 Had Mixed Impacts - A webinar speaker described “push and pull” effects arising from the pandemic.

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401(k) Entertainment Retirement Plan Taxes 130

Money Talk

APRIL 28, 2022

Methods include webinars, podcasts, blogs, television and radio shows, print media, websites, and more. Health Savings Accounts - One study found that the tax savings on many employees’ contributions to a health savings account (HSA) increases wealth by more than an employer match on the same employees’ 401(k) contributions.

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401(k) Health Savings Account Finance Retirement Plan 183

Benefit Resource Inc.

MARCH 28, 2024

Pre-tax benefits are a powerful tool for saving money and maximizing your income. Know Your Pre-Tax Benefit Options Flexible spending accounts (FSAs): An FSA allows you to set aside pre-tax dollars for eligible healthcare expenses. Here are some essential tips to help you navigate the early stages of the plan year.

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Flexible Spending Account 401(k) Health Savings Account Flexible Spending 52

Best Money Moves

FEBRUARY 22, 2022

Events, contests and webinars can be an easy way to encourage employees and teach them about 401(k) tax benefits. Address the retirement race gap head-on and use 401(k) auto-enrollment to increase participation. Host company incentives, like match contributions, to encourage benefits use.

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401(k) Education Food Finance 105

Benefit Resource Inc.

APRIL 4, 2024

Understanding HSAs HSAs are tax-advantaged savings accounts designed to help individuals save for medical expenses. Tax-Efficient Savings In retirement, healthcare expenses tend to increase. Host workshops or webinars to answer employee questions and address concerns. Why Should Employers Care? and Inspira Financial Trust, LLC.

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401(k) Retirement Plan Benefits Package Deductions 52

Money Talk

JUNE 24, 2021

Below are eight recommended financial recovery steps that I heard recently at several webinars: Replenish Emergency Savings- Set a final goal (e.g., We have moved from a year of contraction (2020) to a year of economic rebound (2021). three to six months’ of essential expenses) and identify interim progress points along the way (e.g.,

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401(k) Finance Entertainment Pension 100

AssuredPartners

SEPTEMBER 8, 2021

Employer match , which has been proven to motivate participants to increase their 401(k) contributions. Eliminate or reduce of 401(k) loans. Provide after-tax accounts (i.e. Offer effective retirement plan education seminars and webinars. Tip: Consider a stretch match or profit sharing.

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Education 401(k) Retirement Plan Take Home Pay 75

Business Management Daily

SEPTEMBER 22, 2021

Some benefits to consider adding or expanding are: 401K benefits: If your business is not matching contributions, you may want to look into what competing employers are doing in terms of retirement benefits and whether there is room in the budget to offer some level of matching. Webinars or meetings can be helpful.

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Employment Deductions Deductible Benefit Providers 90

Abel HR

APRIL 19, 2021

You can also use tools on their website such as: checklists to organize your workflow guides to refresh your memory on specific policies calculators to compute figures like taxes and salary. Plus, you can attend training and webinars to expand your knowledge of HR practices and know the experts in the field. Fairy God Boss.

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Human Resources 401(k) Software Payroll Service 52