CorpStrat

MARCH 21, 2024

If your company provides Employee Benefits, there’s a good chance you’re enrolled in a Group Disability Insurance plan. If you’re a high-income earner who assumes you’re adequately insured, think again. These rates are influenced by various factors such as economic conditions and insurance provider policies.

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PeopleKeep

APRIL 15, 2024

As more individuals and families become active healthcare consumers , knowing key healthcare terms and how they affect your health insurance costs is essential. One of the most critical terms to understand is health insurance premiums.

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InterWest Insurance Services

JULY 24, 2023

After two years of massive rate increases, cyber insurance market pricing has been softening and transitioning into a buyers’ market, according to a new report by Aon Plc. In 2021 and 2022, 100% rate increases for cyber liability insurers were common, but a number of factors are finally starting to drive rates lower.

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InterWest Insurance Services

JULY 18, 2023

Skyrocketing claims costs and higher accident rates are pressuring the commercial auto insurance market, as insurers impose increasingly larger rate hikes and more are pulling out of the market or restricting who they will cover. According to the National Insurance Crime Bureau , there were 64,000 such theft claims in the U.S.

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PeopleKeep

JANUARY 24, 2024

But as with any other business, you must know your health insurance obligations before hiring workers. Because of their potential for higher profits under the umbrella of a recognized brand, franchise businesses are often a draw for entrepreneurs.

Health Insurance 105

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InterWest Insurance Services

SEPTEMBER 21, 2023

Some of the nation’s largest insurers have announced plans to roll back their prior authorization requirements for medical services. Health insurers have lists of services that require prior approval, in order to control their costs. Many of these changes took effect immediately and some will start in 2024.

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PeopleKeep

MARCH 13, 2024

Like other small employers, dentists may wonder if they must offer health insurance benefits to their employees.

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PeopleKeep

APRIL 21, 2023

You’ve probably heard of group health insurance and individual health insurance in your research. A robust benefits package with a comprehensive health benefit is essential for attracting and retaining top talent in today’s workforce. But what is the difference between them, and how do they compare?

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Higginbotham

APRIL 19, 2024

As self-driving cars transform the road, what will happen to your insurance? While autonomous vehicles can offer many benefits, they can also pose emerging issues for insurance companies. In this article, we’ll tackle the shift in auto liability, evolving coverage needs and how these changes could affect your auto insurance premiums.

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Higginbotham

MARCH 14, 2024

Rebuilding after a fire, storm or other disaster can be expensive, especially without the proper insurance coverage. Because the average homeowner may not have enough cash to cover repair costs, hazard insurance is a critical part of homeowners’ insurance coverage. What is home hazard insurance?

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PayrollOrg

JANUARY 8, 2024

Read PAYO’s article, “How Employers Help Connect Kids to Health Insurance” in the December edition of the Child Support Report, published by the federal Office of Child Support Services.

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Employee Benefits

MARCH 6, 2024

As announced in The Spring Budget, National Insurance (NI) is reducing from 10% to 8% from April 2024. These calculations assume people are paying into their workplace pension and assume a salary sacrifice arrangement is in place, meaning they benefit from both tax and National Insurance savings when making contributions. 1.53% £1,300.00

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InterWest Insurance Services

AUGUST 1, 2023

California Insurance Commissioner Ricardo Lara has issued an order that cuts the average advisory workers’ compensation benchmark rate across all classes by 2.6%, starting Sept. The rate is advisory, meaning that insurers can use it as a guidepost for pricing their individual policies. per $100 of payroll as of Jan.

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CorpStrat

FEBRUARY 12, 2024

This is where the importance of employee benefits, key person insurance, and disability insurance comes into play. Protecting Your Business MVPs Most companies have health insurance to cover medical expenses and illnesses. We’re talking about things like illness, disability, or the loss of a key team member.

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InterWest Insurance Services

APRIL 2, 2024

New Regulations Aimed at ‘Fixing’ California’s Property Insurance Market Crisis With the California commercial property and homeowner’s insurance markets increasingly stressed with fewer and fewer insurers willing to write policies in the Golden State, the insurance commissioner has floated a plan aimed at easing the crisis.

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InterWest Insurance Services

OCTOBER 6, 2023

While cyber threats grow and the cyber insurance market evolves, insurers are regularly adjusting their policy terms and conditions in response to new threats and exposure. All respondents had at least one attack-related expense that wouldn’t be paid for by cyber insurance.

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Higginbotham

MAY 24, 2023

One of the first and most important responsibilities embraced by every breadwinner is life insurance. Should they lose your support, life insurance will immediately pay your beneficiary the cash value of the life insurance policy, with no taxes owed, providing a lifeline to resolve debts and pay living expenses.

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Higginbotham

APRIL 12, 2024

Life insurance can be a practical way of making sure that your loved ones are taken care of even after you’re gone. However, there’s more than one type of life insurance policy, and some can provide you with more features than just a death benefit. Term life insurance covers a predetermined period of time.

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PeopleKeep

NOVEMBER 1, 2023

Traditionally, group health insurance has been the go-to option for employers. Employee healthcare benefits play a crucial role in attracting and retaining talent , as well as promoting overall well-being in the workplace.

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InterWest Insurance Services

JULY 11, 2023

Commercial property insurance rates remain stubbornly high in California for businesses with properties that are susceptible to wildfire risks. To make matters worse, more insurers are either scaling back or ceasing to cover businesses in these areas, resulting in many companies scrambling to find replacement coverage.

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Employee Benefits

JANUARY 29, 2024

Need to know: Employers want to provide private medical insurance (PMI), even if it means reducing cover. Private medical insurance (PMI), which covers curable short-term medical conditions, has never been more popular in the workplace. Essential benefit The insurance enables scheme members to bypass the 7.6

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PayrollOrg

FEBRUARY 22, 2024

Check out PayrollOrg’s list of state unemployment insurance taxable wage bases, updated to reflect changes for 2024.

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Employee Benefits

NOVEMBER 2, 2023

More than four million people are now covered by health insurance through their employer, according to data from the Association of British Insurers (ABI). The number of employees benefitting from health insurance increased by 8% from four million in 2021 to 4.4 million in 2022. million in 2022, the highest number since 2008.

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InterWest Insurance Services

APRIL 27, 2023

A new report has found that small businesses that purchase their group health insurance online or through payroll vendors saw the largest premium hikes in 2022, significantly higher than those that went through brokers. Since 2018, individual premiums have increased by 21% while family premiums have increased by 18%.

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PeopleKeep

OCTOBER 18, 2023

However, one aspect of running a retail business that you shouldn't overlook is providing health insurance coverage to your employees. From managing inventory to providing exceptional customer service, countless tasks require your attention.

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Workers' Compensation Perspectives

FEBRUARY 16, 2024

Many students I encounter assume that workers’ compensation is simply another variant of traditional insurance. Exclusive Remedy Workers’ compensation is considered a form of “social insurance” and operates based on a social contract between management and labor. of total employment and 87.3%

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Employee Benefits

SEPTEMBER 12, 2023

Tedaisy Insurance Group has introduced a pet bereavement hub dedicated to supporting employees experiencing pet loss. In addition, Tedaisy Insurance Group has granted employees a paid day off to mourn the loss of their pets. The post Tedaisy Insurance Group creates pet bereavement hub appeared first on Employee Benefits.

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PayrollOrg

NOVEMBER 9, 2023

Learn which states have released their state unemployment insurance taxable wage bases for 2024 in a chart provided and updated by PAYO.

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Employee Benefits

MARCH 5, 2024

Employee Benefits poll: More than one-third (39%) of organisations said that private medical and dental insurance is the most popular form of employee financial support that they offer, according to a survey of Employee Benefits readers.

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PeopleKeep

MARCH 6, 2024

If it’s your first time enrolling in a health insurance policy, you’re probably most eager to know how much your coverage will cost. While each type of insurance plan may vary in terms of copayments , coinsurance , and out-of-pocket expenses, no matter what plan type you choose, it will come with a premium to keep your policy active.

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Employee Benefits

MARCH 6, 2024

Spring Budget 2024: The government is to cut employee national insurance contributions (NICs) by two pence, falling from 10% to 8% from 6 April. The post Spring Budget 2024: National insurance contribution (NIC) rate cut to 8% appeared first on Employee Benefits.

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InterWest Insurance Services

JULY 6, 2023

More and more insurers are expanding the use of telemedicine, just as a new study shows promising cost savings of up to 25% from virtual care when implemented properly. This is good news for patients and employers, who may end up benefiting from lower plan costs, as well as lower out-of-pocket expenses for employees.

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AssuredPartners

MAY 31, 2023

First-Time Home Buyers Insurance Guide Buying a home can be one of the largest purchases we make in our lifetime. As if the home buying process isn’t stressful enough, choosing the right insurance can be overwhelming or cause questions to arise. If you’d like additional support, tap into a local insurance agent for help.

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Fringe Benefit Analysts

AUGUST 15, 2023

Without insurance, dental care can be very expensive and it may even be a barrier to accessing care. Staying on top of your oral health is actually a big part of your overall wellbeing, so having insurance to cover the cost of those bi-annual visits and basic dental treatments is essential. How Does Dental Insurance Work?

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Employee Benefits

SEPTEMBER 18, 2023

Private medical insurance (PMI) has become the most important perk that employees look for in their benefits package, according to new research by Zest. The post Private medical insurance becomes most important employee benefit appeared first on Employee Benefits.

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PeopleKeep

OCTOBER 17, 2021

If you’re offering health benefits for the first time, or are considering changing up your benefits strategy, it's common for employers to compare a traditional group health insurance plan with individual health insurance reimbursement options, like health reimbursement arrangements (HRAs). Are you a visual learner?

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PeopleKeep

MARCH 27, 2024

One initial aspect of the ACA required all Americans to obtain health insurance that provided minimum essential coverage (MEC) through their employer or on an individual basis or pay a federal tax penalty. But, some states still require their residents to have health insurance.

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