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InterWest Insurance Services
DECEMBER 21, 2023
The explosion in demand for new, costly and highly effective weight-loss and diabetes drugs is poised to play an outsized role in increasing the cost of health care, and in turn, health insurance in America. While Ozempic has not been approved for weight loss, doctors commonly use it off-label for weight loss as well.
Money Talk
OCTOBER 6, 2022
Below is a list, in no particular order, of insights, facts, and recommendations that stood out to me as being original, significant, and/or useful: New Definition of Retirement- The word “retire” does not necessarily mean “stop working.” What, That’s It? (a Widowhood (loss of someone’s “co-pilot”). Adult Caregiving, and 6.
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InterWest Insurance Services
APRIL 2, 2024
New Regulations Aimed at ‘Fixing’ California’s Property Insurance Market Crisis With the California commercial property and homeowner’s insurance markets increasingly stressed with fewer and fewer insurers willing to write policies in the Golden State, the insurance commissioner has floated a plan aimed at easing the crisis.
Total Employee Benefits
AUGUST 18, 2021
In our last blog post , we talked about the basics of self-funded policies and their benefits. A Quick Recap: What is a Self-funded policy? A fully insured plan on the other hand is what many companies opt to do in order to avoid bearing all that risk themselves. But first, let’s do a quick review. Financial Risk.
InterWest Insurance Services
JULY 18, 2023
Skyrocketing claims costs and higher accident rates are pressuring the commercial auto insurance market, as insurers impose increasingly larger rate hikes and more are pulling out of the market or restricting who they will cover. According to the National Insurance Crime Bureau , there were 64,000 such theft claims in the U.S.
Total Employee Benefits
AUGUST 2, 2021
Read on for the basics of self-funded benefits plans- what they are, how they are set up, and how they can benefit your company. What is a self-funded benefit plan? Under this arrangement, the employer pays the claims as they arise instead of paying monthly premiums as with a fully insured benefit plan. Flexibility and Control.
InterWest Insurance Services
DECEMBER 14, 2021
Increasing construction project delays are combining with a hardening market for builder’s risk and liability insurance to create headaches for project owners and contractors. Owners need to understand the insurance marketplace and take steps in advance to keep insurance issues from throwing a monkey wrench into a project.
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