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Personalized Care Act (ICHSA) Could and Should End Employer-Based Health Insurance

Joe Markland

In 2016 I predicted that an individual health policy would be an eligible pre-tax expense by 2020. On January 2020, the Individual Coverage Health Reimbursement Account (ICHRA) was enacted, and employees for the first time in 75+ years could buy an individual policy with pre-tax dollars if their employer adopted an ICHRA.

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Can employers pay for employees' individual health insurance?

PeopleKeep

For many small businesses and organizations, offering traditional group health insurance is a challenge. The good news is, traditional group health insurance isn’t the only option for small employers looking to offer health benefits.

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How the Next Executive Order Could and Should End Employer-based Health Insurance by 2023

Joe Markland

Over the past 6 years I have published several articles on the need to personalize health insurance (and get the employer out of the way) by making an individual insurance policy tax deductible. will reap benefits through lower costs, more options, and ultimately better health care. Employees throughout the U.S.

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The Top 5 Small Business Health Insurance Options in 2020

PeopleKeep

Over the last 15 years, the cost to cover one employee under group health insurance rose nearly 200 percent—from $2,196 to $6,435. These unsustainable costs, coupled with the hassle and one-size-fits-all nature of traditional group benefits, have caused many small businesses to drop health benefits. Self-funded health insurance.

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Inflation Could Hit Group Health Insurance Premiums

InterWest Insurance Services

The health care sector is not immune to the effects of spiking inflation, and the increasing cost of care is likely to spill over into health insurance — but it’s uncertain by how much. It’s due to these pre-negotiated contracts that employers didn’t see a surge in their premiums coming into 2022.

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The average cost of health insurance for small business in 2020

PeopleKeep

Small organizations continued to face cost increases for group health insurance in 2020, a report from the Kaiser Family Foundation reveals.

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2022 Health Insurance Outlook, Changes

InterWest Insurance Services

In addition, new rulemaking is likely to be introduced in 2022 that will affect health plans, including non-discrimination rules for wellness plans and new rules governing what must be included on insurance plan ID cards. These rules were all not mandatory and employers could choose whether to relax them or not. 1, 2022.