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Having a Baby? Use Your Pre-Tax Funds to Save

Benefit Resource Inc.

Even with health insurance, labor and delivery can cost around $5,000, and without insurance, it can be upwards of $40,000. Fortunately, one great way to help with out-of-pocket costs is utilizing a Health Savings Account (HSA). Switch to a high-deductible health plan. Let’s Start from the Beginning.

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How to Choose a Health Care Plan

Insperity

Employees aren’t going to opt in to a medical plan that cuts far into their take-home pay. Knowing how much you’re going to pay and how much your employees are willing to pay will help you set a baseline cost. Consider monthly premiums and out-of-pocket co-pays and deductibles. .