BerniePortal

APRIL 18, 2022

As part of that enrollment process, employers often offer ancillary benefits like basic life insurance as well, but unlike health coverage , basic life coverage alone may not be enough to cover all of an employee’s needs—especially if they have a family. So, how does basic life insurance work?

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BerniePortal

APRIL 19, 2022

During the enrollment process , employers often offer ancillary benefits like voluntary life insurance to supplement basic life coverage. So, what is voluntary life insurance? But unlike healthcare and other fringe benefits , not all employees need to elect all ancillary benefits.

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Higginbotham

FEBRUARY 21, 2024

Parents often buy life insurance for themselves to help safeguard their children’s futures. But, should they also buy life insurance for their kids? Although the idea of life insurance for children may sound unusual, it can serve some practical purposes and offer long-term benefits.

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Higginbotham

FEBRUARY 14, 2023

You may be able to benefit from your life insurance policy while you’re still alive. If you own a permanent life insurance policy, it will accrue a cash value over time. This makes borrowing against life insurance possible. Term life insurance policies cover a predetermined period of time.

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Take It Personel-ly

NOVEMBER 14, 2020

There aren’t many things more important in your financial plan than your life insurance and final will and testament. These financial tools provide you with the peace of mind that both yours and your family’s need will be cared for in the event of death, disability, or terminal illness.

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Life Insurance Insurance 104

International Foundation of Employee Benefit Plans

NOVEMBER 30, 2023

District Court for the […] The post Legal & Legislative Reporter: Court Allows a Life Insurance Conversion Dispute to Move Forward appeared first on Word on Benefits. Below is a summary we thought you’d be interested in. Content provided by Morgan, Lewis & Bockius LLP.

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Fringe Benefit Analysts

AUGUST 27, 2021

When choosing your coverage options, you may be aware of life insurance and accidental death and dismemberment (AD&D). What Is Life Insurance? Life insurance gives a policy holder’s family members financial protection should he or she die of an accident, illness or natural causes. What Is AD&D?

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Patriot Software

NOVEMBER 8, 2021

Company-sponsored life insurance is a pretty popular employee benefit. Thinking about offering group-term life insurance? Read on to learn: What is group-term life insurance? Is group-term life insurance taxable? Is group-term life insurance taxable?

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Higginbotham

MAY 3, 2022

If you outlive your life insurance policy, can you get your premiums back? However, a return of premium life insurance policy is the exception. This life insurance product allows policyholders to collect a refund of the premiums they have paid. These premiums are the cost of purchasing insurance.

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Higginbotham

MAY 4, 2023

What is supplemental life insurance? It’s a type of life insurance policy that’s often available through work and provides additional coverage. What is supplemental life insurance? Supplemental life insurance fills in coverage gaps and provides additional life insurance coverage.

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Take It Personel-ly

MARCH 25, 2021

Employer-sponsored life insurance comes as a well-intentioned perk for loyal employees. Getting covered through work is a less expensive way to protect your family, especially when you need life insurance but haven’t shopped around for one yet. On the […].

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Take It Personel-ly

NOVEMBER 12, 2021

Becoming an owner of a successful insurance brokerage can be a long and exhausting process, but it is definitely worth it. If you want to start a life insurance brokerage, you will need to do […]. You will get to set your own schedule and have a huge impact on your work environment, among other things.

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Higginbotham

MARCH 10, 2022

You’ve decided you need life insurance. Now you need to decide which type of life insurance you need. Life insurance policies aren’t all the same. So what’s the right life insurance policy for you? Term vs. Whole Life Insurance. Term Life Insurance: Pros and Cons.

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Take It Personel-ly

FEBRUARY 24, 2021

Life insurance is something that we all at a certain age are bound to give some serious thought to. Life is fragile and finite. But your family heritage and legacy will continue on even after death through your children and grandchildren. At a certain age it is not your future that you are concerned about […].

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Employee Benefit News

NOVEMBER 2, 2023

By capturing employee attention with popular benefits, employers can piggyback communication about the most valuable enhancements for their workforce.

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Winston Benefits

SEPTEMBER 19, 2017

Do your employees know what they need to about life insurance? People tend to overlook life insurance, because they think they’re too young to need it, or they don’t understand what it could be used for. Here are some trends that can help you offer the best life insurance policies to your employees.

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Take It Personel-ly

NOVEMBER 4, 2019

Are you one of the 52% of Americans who think life insurance is too expensive? We’re going to go over the essential life insurance questions so you have the […]. Or maybe you’re one of the 12% who doesn’t know how much coverage to get.

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Money Talk

JANUARY 4, 2024

Life Insurance - This is money transferred to a beneficiary via a deceased person’s life insurance policy. Like inheritances, life insurance is generally not subject to income tax. Inheritances are not considered taxable income by the federal government but earnings on inherited assets (e.g.,

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Money Talk

JUNE 22, 2023

Who is going to get what you someday leave behind in life insurance policies and/or tax-deferred retirement accounts? Beneficiary Use- Beneficiary designations are required for life insurance policies, individual retirement accounts (IRAs), employer retirement savings plans (e.g.,

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Employee Benefit News

DECEMBER 15, 2022

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Money Talk

SEPTEMBER 7, 2023

Transfers are often made through lifetime gifts and inheritances received by younger generations via wills, trusts, and beneficiary designations on life insurance and retirement savings accounts. Example: my grandparents, parents, and me. It can also occur by teaching younger generations “how to fish” to create their own wealth.

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Winston Benefits

FEBRUARY 25, 2016

Life insurance is like the tax code. We all know it’s there (and know we should have a basic knowledge of it) yet most of us will never fully master it.

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Money Talk

MARCH 15, 2023

An annuity is a contract between an investor and a life insurance company. Annuities are sold by insurance agents, stock brokers, and other financial advisors. To convert life insurance policy cash value into income and stop making premium payments, 3. Medicaid planning, 2.

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Money Talk

MARCH 7, 2024

unemployment, SNAP, life insurance beneficiary payout) ¨ Earn additional income (e.g., ¨ Marketable job skills (e.g., certifications, degrees, and work experience) ¨ Strong social capital (e.g., second job or “side hustle” freelance work) ¨ Get professional assistance (e.g., Seek information from reputable unbiased sources (e.g.,

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CorpStrat

FEBRUARY 12, 2024

Crafting Disability and Life Insurance Plans The solution to these potential challenges often lies in crafting comprehensive disability and life insurance plans for your key personnel. These plans are designed to safeguard your business, ensuring continuity and peace of mind in times of unexpected adversity.

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International Foundation of Employee Benefit Plans

FEBRUARY 21, 2023

From traditional benefits like life insurance and vision care to trendier offerings such as insurance to cover pets or protect against identity theft, voluntary benefits can serve as a cost-effective. Read more > The post Employee Attraction and Retention Through Voluntary Benefits appeared first on Word on Benefits.

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Money Talk

SEPTEMBER 17, 2022

joint ownership with right of survivorship) or beneficiary designations on contracts such as life insurance policies, individual retirement accounts (IRAs), and tax-deferred employer retirement savings plans always take precedence over the terms of a will. bank and investment accounts), collectibles, and life insurance.

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McDermott Will & Emery Employee Benefits

JANUARY 4, 2024

Health Net Life Insurance Company, we return to our examination of the comments submitted in response to the proposed regulations under the Mental Health Parity and Addiction Equity Act (MHPAEA). After a brief hiatus to discuss the pleading standards adopted by the US Court of Appeals for the Tenth Circuit in E.W.

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Wellable

JULY 24, 2019

In the newly released movie, The Farewell , everyone in the family knows that the matriarch, Nai Nai, only has three months to live—except Nai Nai. The family decides not to tell Nai Nai so she won’t be worried. To see her one last time before she passes, family from the U.S.

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Life Insurance Insurance 58

BerniePortal

NOVEMBER 28, 2023

Beneficiaries are named in many locations: Life insurance policies Last Will and Testament Retirement accounts Brokerage accounts Bank accounts Social Security Disability (in certain cases) Other financial products The benefits are often monetary, but they can also be anything else of value that is being passed down.

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Higginbotham

JUNE 11, 2024

If you need life insurance but you’re unhappy with term and permanent options, you may want to consider endowment life insurance. This unique policy type can provide the protection of life insurance but also pulls double duty as a savings tool. How do endowment life insurance policies work?

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Employee Benefits

MAY 14, 2024

Its benefits offerings for eligible employees include life insurance, free travel for staff and a friend or family member, high street discounts, a bikes-for-work scheme, eye test vouchers, an employee assistance programme, and free rehabilitation and physiotherapy services. Transport UK was contacted for comment prior to publication.

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Best Money Moves

FEBRUARY 12, 2019

Reduce financial stress with this type of insurance. Research by Life Happens shows most Americans with life insurance experience less financial stress knowing their family is financially protected. How Life Insurance Reduces Financial Stress. Through life insurance.

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AssuredPartners

JULY 14, 2022

Two ways to achieve these outcomes are with executive benefits and life insurance. Deferred compensation plans, Section 162 bonus plans, split-dollar life insurance policies, and disability insurance all provide incentives for key executives to stay with the firm after the founder has left. Life Insurance.

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Employer Connection

JULY 16, 2024

and Trustmark Life Insurance Company. Program availability may vary. All trademarks are the property of their respective owners, which are not affiliates of Star Marketing and Administration, Inc.

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Employee Benefits

JULY 11, 2023

Life Insurance In the wake of the pandemic, many relatively young individuals are becoming more concerned about the financial security of their loved ones. For most, it’s unrealistic to accumulate a sufficient safety net, and personal life insurance plans can be expensive and restrictive.

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WEX Inc.

AUGUST 23, 2023

Examples of voluntary benefits are: Supplemental life insurance Critical illness Pet insurance Voluntary benefits are additional perks that an employer can offer at a discounted group rate, with the employee either fully or partially paying for the benefits through a payroll deduction.

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