PeopleKeep

JUNE 12, 2024

However, one drawback is having to navigate the world of health insurance on your own. Luckily, there are several options available for self-employed individuals to obtain health coverage. Being self-employed comes with many benefits, like being your own boss and having control over your work schedule.

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PeopleKeep

JANUARY 24, 2024

But as with any other business, you must know your health insurance obligations before hiring workers. Because of their potential for higher profits under the umbrella of a recognized brand, franchise businesses are often a draw for entrepreneurs.

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PayrollOrg

JANUARY 8, 2024

Read PAYO’s article, “How Employers Help Connect Kids to Health Insurance” in the December edition of the Child Support Report, published by the federal Office of Child Support Services.

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Employee Benefits

NOVEMBER 2, 2023

More than four million people are now covered by health insurance through their employer, according to data from the Association of British Insurers (ABI). The number of employees benefitting from health insurance increased by 8% from four million in 2021 to 4.4 million in 2022. The post 4.4

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PeopleKeep

APRIL 3, 2024

In most cases, health insurance plans cover the policyholder and their immediate family members. If you're curious about adding non-family members to your health plan, you need to understand the potential implications, limitations, and requirements for dependent coverage.

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Health Insurance Insurance 93

Flimp Communications

AUGUST 29, 2023

The most powerful health insurance calculators (think of them as the enterprise-class) are decision-support tools, the best of which can help employees predict their needs and spending, compare plans, and make satisfying decisions in minutes. The post Should HR Teams Provide Health Insurance Calculators?

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PeopleKeep

JULY 17, 2024

While the Affordable Care Act (ACA) only requires organizations with 50 or more full-time equivalent employees (FTEs) to offer health insurance. But, by providing a health benefit, small restaurant owners can help you boost your retention rate , improve company culture, and increase morale.

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PeopleKeep

MAY 14, 2024

Instead of offering a costly group health plan, one tactic they may consider is offering to pay employees' individual health insurance costs. While it may seem like a generous and attractive perk for employees, employers need to consider several factors before deciding to pay for individual health insurance plans.

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PeopleKeep

OCTOBER 18, 2023

However, one aspect of running a retail business that you shouldn't overlook is providing health insurance coverage to your employees. From managing inventory to providing exceptional customer service, countless tasks require your attention.

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PeopleKeep

OCTOBER 9, 2024

The traditional healthcare benefit options for employers remain group health insurance. That’s why these business owners are turning to more cost-effective personalized benefits like the qualified small employer health reimbursement arrangement (QSEHRA). But, group policies are difficult for small employers to offer.

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PeopleKeep

APRIL 22, 2024

Having a health insurance plan is an excellent way to ensure you have access to the care you need to stay happy and healthy long-term. However, depending on where you live, your health insurance—particularly an individual policy—may be more expensive than expected.

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PeopleKeep

JULY 10, 2024

Health savings accounts (HSAs) and traditional health insurance plans are two common options for managing healthcare expenses, but they have some key differences. In this article, we'll go over how HSAs and health insurance compare.

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PeopleKeep

AUGUST 22, 2024

Offering a comprehensive benefits package with health insurance is critical to having engaged and satisfied employees. adults who work remotely, you may find it challenging to find a health plan that works 1. Plan types, health insurance providers, policy costs, and regulations vary by state.

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PeopleKeep

NOVEMBER 6, 2024

Health insurance coverage plays a crucial role not only in maintaining the health of your team but also in boosting morale and productivity. However, dealing with the intricacies of health insurance can be time-consuming and challenging for clinic owners and HR administrators.

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Money Talk

DECEMBER 16, 2021

One category is health care, which takes a big chunk out of family budgets. This includes expenses for health insurance as well as deductibles, copayments, and coinsurance when medical bills occur. In 2018, the average American household spent almost $5,000 per person on health care.

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PeopleKeep

DECEMBER 11, 2024

Health insurance subsidies make coverage more affordable for Americans who dont have access to employer-sponsored coverage. million people 1 enrolled in Health Insurance Marketplace plans during Open Enrollment. million of them received health insurance subsidies, also known as premium tax credits.

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Money Talk

MARCH 31, 2022

Below is a description of eight key topics that were discussed: Adequate Health Insurance - Health issues are a big drain on even the best laid financial plans because “the greatest wealth is health.” Older adults worry about health care costs and how much their health insurance will cover.

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Achievers

DECEMBER 16, 2019

Health insurance. Here’s what they said: Of course, these are the responses to businesses that don’t offer “need-to-have” benefits like paid sick time, health insurance, or time off for vacations. Then, with a twinge of foreboding, “That’s as long as their current employer offered a better benefits package.”.

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PeopleKeep

NOVEMBER 15, 2023

In response to this, catastrophic health plans have emerged as an alternative option for those who are relatively healthy and primarily seeking coverage in case of major medical events. Healthcare costs continue to rise , making it increasingly difficult for people to find affordable coverage.

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Employee Benefit News

JUNE 26, 2024

Bipartisan support is building for allowing working Americans to purchase an individual health policy with pretax dollars without requiring an employer's permission.

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Money Talk

SEPTEMBER 1, 2021

It will also charge unvaccinated employees $200 monthly health insurance premium surcharges starting November 1. As noted above, unvaccinated workers may see their health insurance premiums increase. Other employers are expected to enforce similar policies. Some bills for long hospital stays are well into six figures.

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Employee Benefit News

MAY 9, 2024

Innovative plan strategies can have a wide-range, positive effect on a diverse workforce.

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Money Talk

AUGUST 10, 2022

Medicare - Older adults age 65+ who are on Medicare, begin working again, and receive primary creditable employer-provided health insurance coverage (i.e., Bottom Line: If you are considering “unretirement,” be sure to cover your financial bases, especially budgeting, taxes, and health insurance.

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Money Talk

DECEMBER 29, 2021

Insurance- COBRA premium assistance for health insurance was provided under the American Rescue Plan Act and Medicaid enrollment surpassed 80 million. There were also large premium increases nationwide for homeowners and flood insurance. The final moratorium ended on 8/26/21 with a Supreme Court ruling.

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PeopleKeep

MARCH 3, 2021

As we make our way through a pandemic, the cost of health care and health insurance is on a lot of people’s minds. Although health insurance is meant to protect us financially when we are sick or injured, the cost of a hospital stay is still often unknown before the bill arrives in the mail.

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Money Talk

OCTOBER 11, 2023

Tax Write Off for Health Insurance - On line 17 of Schedule 2, self-employed workers can take an “above the line” deduction for health insurance, which lowers their AGI.

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Money Talk

JULY 25, 2024

Don’t Overlook Health Insurance Tax Premiums - Self-employed older adults who pay their health insurance premiums (including Medicare) may be eligible to deduct these expenses as an adjustment to gross income. Also remember that self-employed older adults will continue to pay FICA tax equal to 15.3%

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Money Talk

APRIL 20, 2023

health insurance). Off-Farm Job Employer Benefits - These include a defined benefit pension, an employer retirement savings plan (e.g., 401(k), 403(b), 457 plan, and thrift savings plan), and other employer benefits (e.g., Rental Income - Some farmers supplement their income by collecting rent for the use of their land, buildings (e.g.,

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Money Talk

DECEMBER 14, 2023

Health Insurance Coverage - There is a solid health insurance plan in place including Original Medicare with a supplemental policy, Medicare Advantage, or an employer’s retiree coverage. Adequate Emergency Savings - At least three to six months of essential living expenses are set aside for emergencies (e.g.,

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Best Money Moves

SEPTEMBER 25, 2024

American families are in the midst of a healthcare crisis and employer-sponsored health insurance can’t keep up. Even with support from employee health insurance programs, millions of American families cannot afford the full care they need. These are the best strategies employers can use to help. copay or deductible).

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Money Talk

MARCH 24, 2022

Retirement Spending - Expenses likely to increase in later life include medical/dental expenses, health insurance premiums (e.g., Medicare Part B and Medigap policy premiums), travel and entertainment, and philanthropy/gifts. Those likely to decrease include auto expenses, clothing, and home maintenance/utilities (if downsizing).

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Money Talk

SEPTEMBER 9, 2022

health insurance), insurance company accounts, and peer-to-peer payment apps such as Venmo and Zelle. Health Care Portals - This category includes access to personal health care information on websites run by doctors, hospitals, radiologists, health insurance companies, and Medicare and Medicaid.

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Electronics Retail Health Insurance Banking 175

Employee Benefit News

DECEMBER 10, 2024

Having health insurance doesn't necessarily keep people with high or ongoing medical costs out of debt.

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Money Talk

JUNE 29, 2022

Among the culprits: climate change, higher costs for labor and supplies to repair houses and cars, and higher out-of-pocket costs for employer-provided health insurance. Now is a good time to explore money-saving strategies to reduce insurance costs. Start with a review of property insurance coverage with an insurance agent.

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Employee Benefit News

AUGUST 13, 2024

Employers must determine if their health insurance plans actually encourage workers to seek care.

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Money Talk

NOVEMBER 15, 2022

An example is coverage for auto-related medical expenses if you have a good comprehensive health insurance policy. Otherwise, an injured passenger without health insurance may have to sue you for negligence to get coverage under your liability. However, if you drive at lot of non-family members around (e.g.,

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Joe Markland

JANUARY 26, 2022

A familiar mantra about why health insurance is so expensive is that the cost of healthcare is expensive. I have always disagreed with this statement. It is the third-party financing through employers that drives the underlying costs — not vice versa.

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