PayrollOrg

JANUARY 8, 2024

Read PAYO’s article, “How Employers Help Connect Kids to Health Insurance” in the December edition of the Child Support Report, published by the federal Office of Child Support Services.

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Joe Markland

AUGUST 11, 2023

We need to adopt ICHSA’s, making the premium of an individual health insurance policy an eligible expense under a Health Savings Account. In health insurance, our financing system denies employee choice and therefore we do not have a true consumer market driven system. The ICHSA is now on the horizon.

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PeopleKeep

APRIL 21, 2023

A robust benefits package with a comprehensive health benefit is essential for attracting and retaining top talent in today’s workforce. But if you’re offering health benefits for the first time, figuring out where to start can be overwhelming. But what is the difference between them, and how do they compare?

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PeopleKeep

MAY 14, 2024

Instead of offering a costly group health plan, one tactic they may consider is offering to pay employees' individual health insurance costs. While it may seem like a generous and attractive perk for employees, employers need to consider several factors before deciding to pay for individual health insurance plans.

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PeopleKeep

APRIL 22, 2024

Having a health insurance plan is an excellent way to ensure you have access to the care you need to stay happy and healthy long-term. However, depending on where you live, your health insurance—particularly an individual policy—may be more expensive than expected.

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PeopleKeep

JANUARY 24, 2024

But as with any other business, you must know your health insurance obligations before hiring workers. Because of their potential for higher profits under the umbrella of a recognized brand, franchise businesses are often a draw for entrepreneurs.

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PeopleKeep

APRIL 3, 2024

In most cases, health insurance plans cover the policyholder and their immediate family members. If you're curious about adding non-family members to your health plan, you need to understand the potential implications, limitations, and requirements for dependent coverage.

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PeopleKeep

APRIL 15, 2024

As more individuals and families become active healthcare consumers , knowing key healthcare terms and how they affect your health insurance costs is essential. One of the most critical terms to understand is health insurance premiums.

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Employee Benefits

NOVEMBER 2, 2023

More than four million people are now covered by health insurance through their employer, according to data from the Association of British Insurers (ABI). The number of employees benefitting from health insurance increased by 8% from four million in 2021 to 4.4 million in 2022. The post 4.4

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PeopleKeep

MARCH 13, 2024

Like other small employers, dentists may wonder if they must offer health insurance benefits to their employees.

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Flimp Communications

AUGUST 29, 2023

The most powerful health insurance calculators (think of them as the enterprise-class) are decision-support tools, the best of which can help employees predict their needs and spending, compare plans, and make satisfying decisions in minutes. The post Should HR Teams Provide Health Insurance Calculators?

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PeopleKeep

OCTOBER 18, 2023

However, one aspect of running a retail business that you shouldn't overlook is providing health insurance coverage to your employees. From managing inventory to providing exceptional customer service, countless tasks require your attention.

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McDermott Will & Emery Employee Benefits

MAY 22, 2024

When you […] The post OPM Urged to Commit to Protecting IVF in Federal Health Insurance appeared first on EMPLOYEE BENEFITS BLOG. The letter comes as some states have signaled an interest in enforcing personhood rights in treatments involving embryos, according to this Federal Times article.

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PeopleKeep

NOVEMBER 1, 2023

Traditionally, group health insurance has been the go-to option for employers. However, the introduction of the individual coverage health reimbursement arrangement (ICHRA) in recent years has given organizations an alternative to consider.

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Bayzat

JUNE 27, 2024

Getting a health insurance policy in the Emirate of Abu Dhabi, the capital of the UAE, may seem daunting at first glance. This blog is divided into three sections, each addressing different aspects of acquiring health insurance in Abu Dhabi: 1. Failure to obtain insurance within the specified timelines results in fines.

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InterWest Insurance Services

AUGUST 17, 2023

Employers will typically purchase group health insurance with networks that are mainly local or regional. As your health insurance broker, we can help you with this process and ensure that your employees are set up with coverage, wherever they are moving. million (or 17.9% Census Bureau.

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PeopleKeep

MARCH 27, 2024

One initial aspect of the ACA required all Americans to obtain health insurance that provided minimum essential coverage (MEC) through their employer or on an individual basis or pay a federal tax penalty. The federal government has since repealed the health coverage requirement and penalty known as the individual mandate.

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PeopleKeep

OCTOBER 17, 2021

If you’re offering health benefits for the first time, or are considering changing up your benefits strategy, it's common for employers to compare a traditional group health insurance plan with individual health insurance reimbursement options, like health reimbursement arrangements (HRAs).

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InterWest Insurance Services

APRIL 24, 2024

The Biden administration has rolled back regulations that allow Americans to stay on short-term health insurance plans for up to three years while still satisfying the Affordable Care Act’s individual mandate. Also, the final rule restricts how these plans may be marketed and requires new levels of disclosure.

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Pacific Prime

MARCH 9, 2023

Employer-provided health coverage has become the standard foundation benefit for the platform of many companies. The post Health Insurance Benefits for Employees – Why It’s Important appeared first on Pacific Prime's Blog. It could even be true that younger generations won’t even know what.

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Employee Benefit News

OCTOBER 18, 2023

The average employer-sponsored health insurance premium for US families rose 7% to almost $24,000 this year.

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PeopleKeep

MARCH 6, 2024

If it’s your first time enrolling in a health insurance policy, you’re probably most eager to know how much your coverage will cost. While each type of insurance plan may vary in terms of copayments , coinsurance , and out-of-pocket expenses, no matter what plan type you choose, it will come with a premium to keep your policy active.

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InterWest Insurance Services

APRIL 27, 2023

A new report has found that small businesses that purchase their group health insurance online or through payroll vendors saw the largest premium hikes in 2022, significantly higher than those that went through brokers.

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PeopleKeep

OCTOBER 7, 2021

Many people assume that individual health insurance is more expensive than group health insurance. Note: Individual health insurance is purchased by an individual for themselves or their family, and group health insurance is purchased by an employer for employees.

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PeopleKeep

APRIL 6, 2022

With the addition of the Affordable Care Act (ACA), access to affordable health insurance increased, giving more Americans agreat way to reduce unexpected medical costs to a more reasonable amount. Census Bureau says roughly 91% of all Americans are now covered by some form of health insurance. In fact, the U.S.

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InterWest Insurance Services

SEPTEMBER 9, 2022

Even though the majority of workers receive health insurance coverage on the job, a new survey has found that many of them understand surprisingly little about their health plans and are leaving money on the table. Most health plans do not cover out-of-network care. Despite that, 23% chose the higher premium plan anyway.

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CorpStrat

DECEMBER 15, 2021

Many people don’t even think about their health insurance plan until they get sick. We firmly believe that a good health insurance plan can do something powerful for everybody. Even if you’re not sick or injured, a good plan can put you on a path to optimal health with the right type of support along the way.

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PeopleKeep

AUGUST 18, 2021

As the world continues to feel the effects of the global pandemic, health insurance professionals are speculating whether changes in health insurance costs could be coming soon for unvaccinated Americans. With the large majority of COVID-19 deaths and hospitalizations in the U.S.

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PeopleKeep

JULY 21, 2023

Traditional group health insurance has been a top employee benefit for many decades. of Americans had employer-sponsored group health insurance in 2021. According to the U.S. Census 1 , 54.3%

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PeopleKeep

DECEMBER 29, 2021

Navigating the world of health insurance can be tricky, especially if you’ve found yourself with more than one health insurance plan to figure out. While most Americans only have one plan, known as “primary” insurance, some individuals will have another plan, known as “secondary” insurance.

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PeopleKeep

OCTOBER 25, 2021

Deciding whether to enroll in a group health insurance plan through your employer or to purchase your own individual health insurance plan can be a confusing decision to make. Many people assume that individual health insurance is more expensive than group health insurance, but is that really true?

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PeopleKeep

JULY 8, 2021

More and more employers today are adopting reimbursement models for their employees’ healthcare, empowering employees to choose their own individual health insurance plan and get reimbursed, tax-free, for their premium.

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BerniePortal

MARCH 9, 2022

In many organizations, employees see you as the insurance expert in the office even though your experience may only go so far as open enrollment or special enrollment periods. So, here's a primer on how health insurance works, including key terms.

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Patriot Software

OCTOBER 14, 2022

Offering employer-sponsored health insurance keeps your employees healthy and happy. If you’ve decided to provide coverage, you might be wondering, “What percentage of health insurance do employers pay?” What percentage of health insurance do employers pay? The employer portion […] READ MORE.

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PeopleKeep

MARCH 26, 2021

The cost of health insurance premiums and the amount of health expenditures in the U.S. However, despite this trend, there are several, simple ways you can combat expensive medical costs and make your health insurance more affordable.

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PeopleKeep

MARCH 5, 2021

What if we told you that the creation of health insurance was actually an accident? Or that the way we think about health insurance is changing? Here, we’ll cover the history of health insurance in the U.S.,

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PeopleKeep

JULY 23, 2021

Health insurance in America is constantly changing; where it’s being sold, how much it costs, who’s participating in it, and so much more. As health insurance professionals look to the future of the healthcare industry, staying ahead of the oncoming challenges and changes is what will keep you afloat.

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