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My Take-Aways from Retirement Planning Guidebook

Money Talk

I recently read Retirement Planning Guidebook , a 453-page tome by retirement researcher and American College professor Dr. Wade Pfau, cover to cover. As an age 60+ adult and a CFP® professional, I consider myself fairly well informed about retirement planning topics. The goal of mountain climbing (i.e.,

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IRS Announces 2023 Retirement Plan Contribution, Benefit Limits


The IRS announced the changes to the dollar limits on benefits and contributions under qualified retirement plans for tax year 2023.


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Forfeiture Guidance for Retirement Plan Sponsors

International Foundation of Employee Benefit Plans

On February 27, 2023, the Internal Revenue Service (IRS) issued a proposed rule to clarify the use of forfeitures in qualified defined contribution (DC) and defined benefit (DB) retirement plans.

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What Retirement Plan Sponsors Need to Know About Spousal Consent and Remote Witnessing

International Foundation of Employee Benefit Plans

The Treasury Department and the Internal Revenue Service (IRS) temporarily allowed, in light of COVID-19 pandemic restrictions, electronic alternatives to physical presence requirements for retirement plan participants’ elections that required spousal consent.

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What Is a Qualified Retirement Plan?

HR Lineup

Some of these plans have an advantage when it comes to taxes. Types of Qualified Retirement Plans. There are three classes of qualified retirement plans, namely: 1. Defined benefits plan. In a defined benefit plan, an employer pays a predetermined amount at either termination of employment or retirement.

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How have pension freedoms impacted retirement planning?

Employee Benefits

Retirement planning Freedom of access to pension savings has impacted retirement strategies. That will shape the behaviours of employers and employees, both of whom will have to adapt their working practices, balancing the desire for greater flexibility in work with responsible retirement planning.”

Pension 65
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4 Retirement Plan Features You Need to Consider

Patriot Software

Offering a retirement plan comes with a host of benefits, including generous 401(k) tax credits, while also serving as a potent tool for recruiting and retaining top talent. There are also unique benefits that come from integrating your 401(k) plan with your payroll provider.