Chronic care insurance reimagined
Employee Benefit News
MAY 14, 2025
Eliminating chronic care from health insurance coverage would make healthcare affordable for 80% of employees who account for 20% of spending.
Insurance Related Topics 
Washington Long-Term Care Insurance Payroll Tax Delayed Until July 2023
PayrollOrg
FEBRUARY 5, 2022
Recent legislation delays the collection of the employee-paid payroll tax to fund the Washington long-term care insurance plan until July 1, 2023. Employers must refund the payroll tax already collected to employees.
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Unlock The Hidden Value Of Group Medicare Advantage For 2026
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Washington Governor Delays Long-Term Care Insurance Payroll Tax
PayrollOrg
JANUARY 25, 2022
The governor of Washington has announced a delay collecting the payroll tax associated with the Washington long-term care insurance program until April 2022.
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APA Comments on Federal Unemployment Insurance Improvement Act
PayrollOrg
JANUARY 25, 2022
The APA GRTF Unemployment Insurance Workgroup submitted comments on the Unemployment Insurance Improvement Act in late October.
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A Benefits Leader's Top Priority: Reducing Cancer at all Costs
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employers are bracing for the largest increase in health insurance costs in a decade next year. And the largest healthcare expense to employers?
What is Employer-Sponsored Health Insurance? A Beginner's Guide
PeopleKeep
OCTOBER 30, 2024
Health insurance consistently ranks as the top benefit employers can offer. Whether you're an employer sifting through benefit options or an employee who's curious about how insurance plans work, gaining a foundational understanding of employer-sponsored health insurance is essential.
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State Unemployment Insurance Taxable Wage Bases for 2025
PayrollOrg
DECEMBER 5, 2024
Learn which states have released their state unemployment insurance (SUI) taxable wage bases for 2025 in a chart provided and updated by PAYO.
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State Unemployment Insurance Taxable Wage Base Chart Updated for 2025
PayrollOrg
FEBRUARY 7, 2025
Check out PayrollOrgs list of state unemployment insurance taxable wage bases, updated to reflect changes for 2025.
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Fully Insured vs Self-Insured vs Level-Funded: What Does It All Mean To The Small Employer?
Fringe Benefit Analysts
OCTOBER 17, 2024
Small employers looking for ways to control their group health insurance costs are more closely examining what it means to be “ fully insured.” What Is a Fully Insured Health Plan? These individuals or employers are then free to accept the new premium rates or shop around with other insurance carriers. What Is Pooling?
Top 10 Employee Benefits Certifications for Professionals in 2024
HR Lineup
OCTOBER 21, 2024
Health Insurance Associate (HIA) The Health Insurance Associate (HIA) certification is offered by America’s Health Insurance Plans (AHIP). It focuses on the fundamentals of health insurance, making it highly relevant for benefits professionals responsible for health and wellness programs.
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How to Offer Health Insurance to Remote Workers
PeopleKeep
AUGUST 22, 2024
Offering a comprehensive benefits package with health insurance is critical to having engaged and satisfied employees. Plan types, health insurance providers, policy costs, and regulations vary by state. But if your team includes some of the 22 million U.S.
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Underrated and underutilized: A look at long-term care insurance
Employee Benefit News
OCTOBER 13, 2023
Partners from Lenox Advisors explain why more Americans need a long-term care insurance plan for a holistic financial wellness strategy.
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Health insurance premiums rise to $24,000 a year
Employee Benefit News
OCTOBER 18, 2023
The average employer-sponsored health insurance premium for US families rose 7% to almost $24,000 this year.
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How Millennials and Gen Z are changing health insurance
PeopleKeep
JULY 10, 2024
So, what can the health insurance industry and employers do to meet their needs? Although Millennials and Gen Zers don’t use a lot of medical care compared to older generations, they want more flexible and alternative healthcare services available—like telemedicine and holistic medicines —instead of traditional options.
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Expensive Litigation Is Driving Insurance Costs
InterWest Insurance Services
JANUARY 15, 2025
Soaring court judgments and jury awards are pushing up the cost of commercial liability and umbrella insurance policies, particularly for businesses that have been sued before. Policyholders are also facing more restrictive general liability coverage as insurers continue to reduce their exposure. The increase in 2023 alone was 7%.
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Why employers should add child disability insurance to their benefits suite
Employee Benefit News
JUNE 3, 2024
Juno is the first company to offer child disability insurance for workers in the U.S. Do employers need it?
Trends Pushing Auto Insurance Rates Higher
InterWest Insurance Services
FEBRUARY 18, 2025
Automobile insurance companies are struggling to keep up with the rising cost of collision insurance claims, and that’s forcing them to raise rates at a steady clip. Insurers have responded by hiking collision insurance premiums and becoming more selective about the drivers and businesses they will insure.
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Accident insurance: Not just for slips on banana peels
Employee Benefit News
JUNE 6, 2024
The right kinds of insurance coverage can protect your workforce's financial security.
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5 ways insurance brokers benefit from working with a PEO
Insperity
DECEMBER 5, 2024
Insurance brokers and professional employer organizations (PEOs) are supposed to be competitors, right? Working independently or as part of a larger brokerage group, brokers earn a commission on the insurance plans they sell to clients. PEOs, however, don’t sell insurance. Let’s explore how.
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Employment Insurance Benefits: What You Need to Know for 2025
International Foundation of Employee Benefit Plans
JANUARY 7, 2025
Here is what you need to know regarding Employment Insurance benefits in 2025. The Employment Insurance (EI) program provides temporary income support to unemployed workers while they look […] The post Employment Insurance Benefits: What You Need to Know for 2025 appeared first on Word on Benefits.
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How do insurance benefits change based on the size of your company?
Employee Benefit News
APRIL 28, 2025
Why life insurance, short-term disability and long-term disability are not as accessible to employees of smaller companies.
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State Unemployment Insurance Taxable Wage Bases for 2024
PayrollOrg
NOVEMBER 9, 2023
Learn which states have released their state unemployment insurance taxable wage bases for 2024 in a chart provided and updated by PAYO.
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Child Support Report Covers Connecting Kids to Health Insurance
PayrollOrg
JANUARY 8, 2024
Read PAYO’s article, “How Employers Help Connect Kids to Health Insurance” in the December edition of the Child Support Report, published by the federal Office of Child Support Services.
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Maine Establishes Paid Family and Medical Leave Insurance Program
PayrollOrg
AUGUST 24, 2023
Beginning January 1, 2025, covered employers in Maine will be required to withhold and remit employee contributions and pay employer contributions for a new paid family and medical leave insurance program.
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Pet insurance or life insurance? Help employees select the voluntary benefits they need
Employee Benefit News
NOVEMBER 2, 2023
By capturing employee attention with popular benefits, employers can piggyback communication about the most valuable enhancements for their workforce.
Health Insurance Options for Vision Clinic Employees
PeopleKeep
NOVEMBER 6, 2024
Health insurance coverage plays a crucial role not only in maintaining the health of your team but also in boosting morale and productivity. However, dealing with the intricacies of health insurance can be time-consuming and challenging for clinic owners and HR administrators.
State Unemployment Insurance Taxable Wage Base Chart Updated for 2024
PayrollOrg
FEBRUARY 22, 2024
Check out PayrollOrg’s list of state unemployment insurance taxable wage bases, updated to reflect changes for 2024.
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How to Streamline Your Insurance Policy Audit
InterWest Insurance Services
OCTOBER 15, 2024
Audits are how insurance rates are determined, and it’s possible that an audit will uncover information that can actually save you money — or not if you’ve hired additional staff and haven’t notified your insurer. Ensure that contractors have their own insurance.
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Why your financial wellness benefits need to cover payroll deductions
Employee Benefit News
JUNE 24, 2025
More workers feel confident about how much they're spending on streaming services than toward taxes and health insurance.
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Does your disability insurance cover long COVID? What's at risk for employers and employees
Employee Benefit News
FEBRUARY 22, 2024
Conway is representing a plaintiff who was denied disability coverage by Hartford Life and Accident Insurance Company. ERISA attorney J.J.
Making the business case for hearing benefits
Employee Benefit News
JUNE 26, 2025
By Emma Radebaugh June 25 Benefits Think 5 reasons old-school benefit brokers get dumped Long gone are the days of set-it-and-forget-it fully insured policies, as transparent models empower employers to take control of health insurance costs. By Paola Peralta June 24 The New Approach to Mental Health Workers are feeling the strain.
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How insurance companies can improve culture
Achievers
JUNE 3, 2025
Lets be honest: Insurance isnt usually what comes to mind when you think of great workplace culture. So, where should insurers zero in? So, where should insurers zero in? Challenges to culture in the insurance industry Insurance culture isnt your typical office vibe. Juggling all that is no easy feat.
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Here Are The 4 Important Insurance Terms Gen Z Employees Need To Know
Best Money Moves
OCTOBER 1, 2024
The 4 Important Insurance Terms Gen Z Employees Need To Know. Gen Z employees often struggle to understand common insurance terms. Insurance is a complex topic, no matter how experienced you are. However, Gen Z employees are particularly susceptible to a lack of education on insurance terms and policies.
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Why this insurer designed health plans with no deductibles or copays
Employee Benefit News
NOVEMBER 17, 2023
Fred Turner, CEO of Curative, explains why employers need to break away from traditional health plans.
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Poor Health Insurance Literacy Hurting Your Employees, Your Bottom Line
InterWest Insurance Services
JUNE 11, 2025
Poor health insurance literacy among plan enrollees costs both them and plan sponsors billions of dollars each year, according to a new report by Cigna Healthcare. Benefit portals — These online or app-driven tools can help your staff make decisions about their health care and how insurance will help pay for it.
What To Do If High Claims Are Driving Up Your Group Health Insurance Costs
PeopleKeep
JULY 2, 2025
Rising group health plan costs can be a significant challenge for employers when employee medical claims start straining the budget. If your company is facing steep renewal rates or unpredictable expenses because of costly claims, you're not alone.
How LA businesses can claim their wildfire insurance benefits
Employee Benefit News
JANUARY 23, 2025
This attorney walks LA employers through what they need to get on the road to financial recovery.
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Life insurance provides essential replacement income for your family
Employee Benefit News
DECEMBER 15, 2022
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Managing Higher Commercial Property Insurance Deductibles
InterWest Insurance Services
JUNE 17, 2025
As commercial property insurance rates have climbed steadily in the last five years, insurers have been increasing deductibles, sometimes for all risks, but sometimes for specific perils, such as hail. Navigating these higher premiums may require some negotiation with the insurer — something we can help with.
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40% of Americans are delaying healthcare visits despite having insurance
Employee Benefit News
APRIL 15, 2024
According to Paytient, one in six Americans noticed work suffered due to a health issue they couldn't afford to treat.
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At this insurance company, job mobility happens in-house
Employee Benefit News
FEBRUARY 6, 2024
Allowing employees to advance within an organization can keep them engaged, productive and present.
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How Group ‘Gap’ Insurance Can Save Your Staff From Financial Hardship
InterWest Insurance Services
MAY 22, 2025
If you are offering high-deductible health plans to your staff to reduce overall premium outlays, you know that this type of insurance has one major drawback: higher out-of-pocket expenses that some may struggle to afford if they experience a sudden illness or accident. Typically, plans pay based on the number of days of hospitalization.
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Vermont Enacts New Telehealth Legislation Impacting Health Insurers
McDermott Will & Emery Employee Benefits
JUNE 18, 2025
The legislation, which goes into effect on September 1, 2025, requires that health insurance plans provide coverage for healthcare and dental services delivered through telemedicine to the same extent as if the services were provided through in-person consultations. Health insurance plans must also provide the same reimbursement […]
Marijuana as a Schedule III drug? What the new classification means for insurance companies
Employee Benefit News
OCTOBER 13, 2023
William Van Faasen, former chairman and CEO of Blue Cross Blue Shield Massachusetts, encourages carriers to prepare to add marijuana to their formularies.
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