Expert insights. Personalized for you.
For example, even with insurance, treating a broken leg or undergoing emergency appendicitis surgery can mean thousands of dollars in out-of-pocket medical costs. Hospital indemnity insurance. even for people with health insurance. Coordination with group health insurance. MORE
The right insurance coverage can help you manage those risks and protect your business. As an owner operator or motor carrier, make sure you’re covered with the commercial truck insurance essentials you need. What type of insurance do commercial trucks need? Business Insurance MORE
In addition, new rulemaking is likely to be introduced in 2022 that will affect health plans, including non-discrimination rules for wellness plans and new rules governing what must be included on insurance plan ID cards. Blog InterWest Insurance Services health insurance MORE
As the world continues to feel the effects of the global pandemic, health insurance professionals are speculating whether changes in health insurance costs could be coming soon for unvaccinated Americans. Health Insurance Marketplace Health Insurance Healthcare Costs MORE
However, having an accident insurance plan can help relieve some of that financial burden. With a typical accident insurance plan, enrolled participants receive a lump-sum benefit for injuries sustained from an accident. Wishing you had accident plan insurance? MORE
Increasing retirement plan-focused litigation has put insurance carriers and fiduciary service providers in difficult positions. The post Expect More Difficulty Obtaining Fiduciary Insurance appeared first on EMPLOYEE BENEFITS BLOG. MORE
As part of that enrollment process, employers often offer ancillary benefits like dental and vision insurance as well, but unlike health coverage , dental plans can be relatively easier to understand and compare. So, how does dental insurance work? MORE
Increasing construction project delays are combining with a hardening market for builder’s risk and liability insurance to create headaches for project owners and contractors. Insurers’ response. This is happening at a time of persistently tight insurance market conditions. MORE
Navigating the world of health insurance can be tricky, especially if you’ve found yourself with more than one health insurance plan to figure out. If you’re new to dual insurance, then this article is for you! We’ll cover: Why someone might have two health insurance plans. MORE
With thousands of Americans looking to agents and brokers for help navigating the confusing world of health insurance, qualified insurance agents are in high demand in the U.S. In this article, we’ll cover five essentials tools every insurance agent should have at the ready: A website. MORE
If you’re offering health benefits for the first time, or are considering changing up your benefits strategy, it's common for employers to compare a traditional group health insurance plan with individual health insurance reimbursement options, like health reimbursement arrangements (HRAs). MORE
Open enrollment is a popular time to switch up your health insurance, but it isn't the only time you can cancel your current policy. Individual Health Insurance Group Health Insurance Health Insurance Options MORE
That’s where disability insurance comes in. What is Disability Insurance? Disability insurance can replace your lost income if you’re unable to work due to illness or injury. Think of it as insurance for your paycheck, which is likely your most valuable asset. MORE
Surprise bills and billing errors are driving growing dissatisfaction among Millennials and Gen Zers with their health insurance, a new study has found. Additionally, the study found that: 39% of Millennials are unsatisfied with their health insurance options. MORE
Deciding whether to enroll in a group health insurance plan through your employer or to purchase your own individual health insurance plan can be a confusing decision to make. How exactly do individual health insurance premiums compare to group health insurance premiums? MORE
Due to HR’s prominent role in open enrollment , employees often turn to you with insurance questions even after you’ve handed off responsibility to brokers and carriers. That means you’ve likely been asked about the Evidence of Insurability process without really knowing much about it. MORE
But while these arrangements can be a boon for workers, they can make it difficult when it comes to your workers’ group health insurance. If all of your staff are working in a single location, city or state, there are usually plenty of options for group health insurance. MORE
Without insurance, Healthcare.gov estimates an accident leading to a broken leg can cost up to $7,500 to fix, and an average three-day hospital stay can reach up to $30,000. Census Bureau says roughly 91% of all Americans are now covered by some form of health insurance. MORE
Like an umbrella that covers your head to protect you from a rainstorm, an umbrella liability policy “covers” your other property insurance, thereby providing additional protection. Umbrella policies provide coverage for $1 million, or million-dollar increments above a policyholder's underlying auto, boat, and/or homeowners/renters insurance liability limits. To summarize, umbrella insurance protects policyholders’ assets from large claims when they are found at fault. MORE
There are two common ways to structure a health insurance plan: fully-insured and self-insured (or self-funded). Group Health Insurance Qualified Small Employer HRA Individual Coverage HRA MORE
During the enrollment process , employers often offer ancillary benefits like voluntary life insurance to supplement basic life coverage. So, what is voluntary life insurance? MORE
Employers often offer ancillary benefits like disability insurance as part of the enrollment process , but unlike health coverage , not all employees will need ancillary benefits. So, what is disability insurance? MORE
The governor of Washington has announced a delay collecting the payroll tax associated with the Washington long-term care insurance program until April 2022 MORE
APA's list of 2022 state unemployment insurance taxable wage bases has been updated to reflect a change by Kentucky that lowers its wage base MORE
Many people don’t even think about their health insurance plan until they get sick. We firmly believe that a good health insurance plan can do something powerful for everybody. Today we’re sharing some of the most popular hidden attributes in health insurance plans. MORE
More and more employers today are adopting reimbursement models for their employees’ healthcare, empowering employees to choose their own individual health insurance plan and get reimbursed, tax-free, for their premium. MORE
Most health insurance plans outside of a Health Savings Account (HSA) have a list of copays for healthcare expenses. To minimize your health plan’s renewal increase, think twice about how you’re spending the insurance company’s money with the following healthcare options. MORE
WHO SHOULD ATTEND: Business Owners, Chief Financial Officers, Insurance Buyers and Safety Directors. Captive Insurance Programs are becoming more prevalent for larger well-managed companies that desire to stabilize annual premiums and have more control of their insurance cost. MORE
Due to rising health insurance costs , employers must search for ways to reduce their—as well as their employees’—costs, as much as possible. MORE
Renter’s insurance covers elements that aren’t managed through the owner’s property insurance policies. The post Essential Things to Remember When Looking for Renter’s Insurance appeared first on Take It Personel-ly. MORE
If you have business interruption insurance, can it help you through the pandemic? Learn more about The Ins and Outs of Small-Business Insurance. Business interruption insurance can cover lost income and continuing expenses while your business is closed or being repaired. MORE
The Affordable Care Act was signed into law almost 11 years ago, but there’s still confusion about how health insurance premiums are calculated. Read on to learn how your health insurance premium is calculated and what role your age plays in the calculation. Health Insurance Premiums MORE
As part of that enrollment process, employers often offer ancillary benefits like basic life insurance as well, but unlike health coverage , basic life coverage alone may not be enough to cover all of an employee’s needs—especially if they have a family. So, how does basic life insurance work? MORE
Many people assume that individual health insurance is more expensive than group health insurance. Note: Individual health insurance is purchased by an individual for themselves or their family, and group health insurance is purchased by an employer for employees. MORE
That’s why more companies are choosing to set aside funds to pay for the healthcare needs of their own employees instead of offering a traditional group health insurance plan. Group Health Insurance Health Benefits Qualified Small Employer HRA Individual Coverage HRA MORE
House of Representatives has passed legislation that would cap the out-of-pocket cost of insulin at $35 a month for people with group or private health insurance. This could mean thousands of dollars out of pocket before the insurer will cover the drug. The U.S. MORE
There’s no doubt that the insurance industry is tricky to navigate. That’s why insurance brokers are critical in helping consumers pick and choose plans that are right for them. Bureau of Labor , employment of insurance brokers is projected to grow 7% between 2020 to 2030. MORE
Individual health insurance is more affordable than group health insurance. Individual Health Insurance group health insurance small business health insurance healthcare costs risk pools affordability MORE
Insurance Related Topics InterWest Insurance Services
APRIL 27, 2022
Surprise bills and billing errors are driving growing dissatisfaction among Millennials and Gen Zers with their health insurance, a new study has found. Additionally, the study found that: 39% of Millennials are unsatisfied with their health insurance options.
InterWest Insurance Services
DECEMBER 9, 2021
In addition, new rulemaking is likely to be introduced in 2022 that will affect health plans, including non-discrimination rules for wellness plans and new rules governing what must be included on insurance plan ID cards. Blog InterWest Insurance Services health insurance
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Money Talk
DECEMBER 8, 2021
Like an umbrella that covers your head to protect you from a rainstorm, an umbrella liability policy “covers” your other property insurance, thereby providing additional protection. Umbrella policies provide coverage for $1 million, or million-dollar increments above a policyholder's underlying auto, boat, and/or homeowners/renters insurance liability limits. To summarize, umbrella insurance protects policyholders’ assets from large claims when they are found at fault.
InterWest Insurance Services
DECEMBER 14, 2021
Increasing construction project delays are combining with a hardening market for builder’s risk and liability insurance to create headaches for project owners and contractors. Insurers’ response. This is happening at a time of persistently tight insurance market conditions.
InterWest Insurance Services
MARCH 4, 2022
But while these arrangements can be a boon for workers, they can make it difficult when it comes to your workers’ group health insurance. If all of your staff are working in a single location, city or state, there are usually plenty of options for group health insurance.
PeopleKeep
APRIL 6, 2022
Without insurance, Healthcare.gov estimates an accident leading to a broken leg can cost up to $7,500 to fix, and an average three-day hospital stay can reach up to $30,000. Census Bureau says roughly 91% of all Americans are now covered by some form of health insurance.
PeopleKeep
OCTOBER 17, 2021
If you’re offering health benefits for the first time, or are considering changing up your benefits strategy, it's common for employers to compare a traditional group health insurance plan with individual health insurance reimbursement options, like health reimbursement arrangements (HRAs).
PeopleKeep
APRIL 4, 2022
There’s no doubt that the insurance industry is tricky to navigate. That’s why insurance brokers are critical in helping consumers pick and choose plans that are right for them. Bureau of Labor , employment of insurance brokers is projected to grow 7% between 2020 to 2030.
Fringe Benefit Analysts
MARCH 2, 2022
That’s where disability insurance comes in. What is Disability Insurance? Disability insurance can replace your lost income if you’re unable to work due to illness or injury. Think of it as insurance for your paycheck, which is likely your most valuable asset.
InterWest Insurance Services
APRIL 20, 2022
WHO SHOULD ATTEND: Business Owners, Chief Financial Officers, Insurance Buyers and Safety Directors. Captive Insurance Programs are becoming more prevalent for larger well-managed companies that desire to stabilize annual premiums and have more control of their insurance cost.
American Payroll Association
APRIL 1, 2022
APA's list of 2022 state unemployment insurance taxable wage bases has been updated to reflect a change by Kentucky that lowers its wage base
InterWest Insurance Services
DECEMBER 28, 2021
For example, even with insurance, treating a broken leg or undergoing emergency appendicitis surgery can mean thousands of dollars in out-of-pocket medical costs. Hospital indemnity insurance. even for people with health insurance. Coordination with group health insurance.
PeopleKeep
OCTOBER 7, 2021
Many people assume that individual health insurance is more expensive than group health insurance. Note: Individual health insurance is purchased by an individual for themselves or their family, and group health insurance is purchased by an employer for employees.
PeopleKeep
DECEMBER 29, 2021
Navigating the world of health insurance can be tricky, especially if you’ve found yourself with more than one health insurance plan to figure out. If you’re new to dual insurance, then this article is for you! We’ll cover: Why someone might have two health insurance plans.
PeopleKeep
OCTOBER 25, 2021
Deciding whether to enroll in a group health insurance plan through your employer or to purchase your own individual health insurance plan can be a confusing decision to make. How exactly do individual health insurance premiums compare to group health insurance premiums?
Stratus.HR
FEBRUARY 16, 2021
However, having an accident insurance plan can help relieve some of that financial burden. With a typical accident insurance plan, enrolled participants receive a lump-sum benefit for injuries sustained from an accident. Wishing you had accident plan insurance?
CorpStrat
DECEMBER 15, 2021
Many people don’t even think about their health insurance plan until they get sick. We firmly believe that a good health insurance plan can do something powerful for everybody. Today we’re sharing some of the most popular hidden attributes in health insurance plans.
PeopleKeep
DECEMBER 27, 2021
Open enrollment is a popular time to switch up your health insurance, but it isn't the only time you can cancel your current policy. Individual Health Insurance Group Health Insurance Health Insurance Options
BerniePortal
APRIL 29, 2022
Employers often offer ancillary benefits like disability insurance as part of the enrollment process , but unlike health coverage , not all employees will need ancillary benefits. So, what is disability insurance?
Higginbotham
DECEMBER 2, 2021
The right insurance coverage can help you manage those risks and protect your business. As an owner operator or motor carrier, make sure you’re covered with the commercial truck insurance essentials you need. What type of insurance do commercial trucks need? Business Insurance
Stratus.HR
OCTOBER 28, 2021
Most health insurance plans outside of a Health Savings Account (HSA) have a list of copays for healthcare expenses. To minimize your health plan’s renewal increase, think twice about how you’re spending the insurance company’s money with the following healthcare options.
PeopleKeep
OCTOBER 15, 2021
That’s why more companies are choosing to set aside funds to pay for the healthcare needs of their own employees instead of offering a traditional group health insurance plan. Group Health Insurance Health Benefits Qualified Small Employer HRA Individual Coverage HRA
PeopleKeep
NOVEMBER 16, 2020
There are two common ways to structure a health insurance plan: fully-insured and self-insured (or self-funded). Group Health Insurance Qualified Small Employer HRA Individual Coverage HRA
PeopleKeep
JULY 8, 2021
More and more employers today are adopting reimbursement models for their employees’ healthcare, empowering employees to choose their own individual health insurance plan and get reimbursed, tax-free, for their premium.
PeopleKeep
DECEMBER 17, 2020
The Affordable Care Act was signed into law almost 11 years ago, but there’s still confusion about how health insurance premiums are calculated. Read on to learn how your health insurance premium is calculated and what role your age plays in the calculation. Health Insurance Premiums
McDermott Will & Emery Employee Benefits
DECEMBER 7, 2021
Increasing retirement plan-focused litigation has put insurance carriers and fiduciary service providers in difficult positions. The post Expect More Difficulty Obtaining Fiduciary Insurance appeared first on EMPLOYEE BENEFITS BLOG.
BerniePortal
APRIL 19, 2022
During the enrollment process , employers often offer ancillary benefits like voluntary life insurance to supplement basic life coverage. So, what is voluntary life insurance?
PeopleKeep
JANUARY 24, 2022
Due to rising health insurance costs , employers must search for ways to reduce their—as well as their employees’—costs, as much as possible.
PeopleKeep
AUGUST 18, 2021
As the world continues to feel the effects of the global pandemic, health insurance professionals are speculating whether changes in health insurance costs could be coming soon for unvaccinated Americans. Health Insurance Marketplace Health Insurance Healthcare Costs
BerniePortal
APRIL 18, 2022
As part of that enrollment process, employers often offer ancillary benefits like basic life insurance as well, but unlike health coverage , basic life coverage alone may not be enough to cover all of an employee’s needs—especially if they have a family. So, how does basic life insurance work?
BerniePortal
MARCH 4, 2022
Due to HR’s prominent role in open enrollment , employees often turn to you with insurance questions even after you’ve handed off responsibility to brokers and carriers. That means you’ve likely been asked about the Evidence of Insurability process without really knowing much about it.
American Payroll Association
JANUARY 25, 2022
The governor of Washington has announced a delay collecting the payroll tax associated with the Washington long-term care insurance program until April 2022
PeopleKeep
MAY 28, 2021
With thousands of Americans looking to agents and brokers for help navigating the confusing world of health insurance, qualified insurance agents are in high demand in the U.S. In this article, we’ll cover five essentials tools every insurance agent should have at the ready: A website.
Take It Personel-ly
JANUARY 4, 2022
Renter’s insurance covers elements that aren’t managed through the owner’s property insurance policies. The post Essential Things to Remember When Looking for Renter’s Insurance appeared first on Take It Personel-ly.
PeopleKeep
AUGUST 19, 2020
Individual health insurance is more affordable than group health insurance. Individual Health Insurance group health insurance small business health insurance healthcare costs risk pools affordability
Kollath CPA
OCTOBER 27, 2021
If you have business interruption insurance, can it help you through the pandemic? Learn more about The Ins and Outs of Small-Business Insurance. Business interruption insurance can cover lost income and continuing expenses while your business is closed or being repaired.
BerniePortal
APRIL 4, 2022
As part of that enrollment process, employers often offer ancillary benefits like dental and vision insurance as well, but unlike health coverage , dental plans can be relatively easier to understand and compare. So, how does dental insurance work?
83 
Let's personalize your content