Higginbotham

MAY 24, 2023

One of the first and most important responsibilities embraced by every breadwinner is life insurance. Should they lose your support, life insurance will immediately pay your beneficiary the cash value of the life insurance policy, with no taxes owed, providing a lifeline to resolve debts and pay living expenses.

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PayrollOrg

NOVEMBER 30, 2022

Several states have released their state unemployment insurance (SUI) taxable wage bases for 2023.

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Higginbotham

MAY 18, 2023

Insurance for private aircrafts provides critical coverage for owners. Private Aviation Insurance Requirements States typically have strict requirements for auto insurance. For example, Texas drivers need to show they can pay for any accidents they may cause, which is usually accomplished by buying auto liability insurance.

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InterWest Insurance Services

FEBRUARY 9, 2023

As storms and hurricanes cause greater flood damage with each passing year, businesses that are not properly insured could be left paying for damage to their properties out of pocket. Companies located in flood plains will usually carry some flood insurance, but 30% of all floods in the U.S. What does flood insurance cover?

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InterWest Insurance Services

NOVEMBER 15, 2022

Despite the Workers’ Compensation Insurance Rating Bureau recommending that benchmark rates in California be increased in the last two years, the rates that insurance companies are charging for coverage continue falling. But the party may soon be coming to an end, according to a new report.

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InterWest Insurance Services

NOVEMBER 8, 2022

This can lead to costly problems and loss of insurance coverage. Insurance implications. If a building is actively occupied and someone conducts business there, the risks of vandalism and what insurers term “malicious mischief” against that property are relatively low. The dangers.

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InterWest Insurance Services

APRIL 25, 2023

Using governmental permits for land and property present unique challenges for concessionaires, especially when something happens and an insurance claim needs to be filed. Government-Required Insurance As a concessionaire, the government requires you to carry certain types of insurance to protect both your interests.

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InterWest Insurance Services

APRIL 25, 2023

There are several unique insurance challenges that come with outdoor recreation accounts, as their concessionaire status and special relationship with the government results in a complicated interaction between public and organizational safety and government intervention. There are smaller operators as well.

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InterWest Insurance Services

SEPTEMBER 20, 2022

All of that inflation, however, is leading to higher insurance costs, largely due to the increasing cost of claims in almost all areas of coverage. Additionally, even the cost of adjusting and managing claims has jumped nearly 20% in the last year, according to a recent American Property Casualty Insurance Association (APCIA) report.

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Higginbotham

APRIL 25, 2023

Insurance for logistics companies helps keep these risks under control. Insurance Coverage for Logistics Companies Logistics companies need to protect their cargo, property, workers and bottom line against a wide range of risk events. Vendors, clients and partners may also have insurance requirements.

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Pacific Prime

MARCH 9, 2023

With so many flashy, new wellness benefits on the rise in the industry, it can be easy to forget about the more common perks like employee medical insurance. The post Health Insurance Benefits for Employees – Why It’s Important appeared first on Pacific Prime's Blog.

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PayrollOrg

JANUARY 25, 2022

The governor of Washington has announced a delay collecting the payroll tax associated with the Washington long-term care insurance program until April 2022.

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InterWest Insurance Services

JULY 26, 2022

For these reasons, it’s important that you understand your insurance coverages and that you know how to address any deficiencies that may exist in your risk management strategy. Remember, some large projects and lenders require that you are covered by only an A-rated insurer.

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Higginbotham

MAY 16, 2023

Whether the home is fully paid or is owned with payments to a mortgage company, homeowners’ insurance coverage is essential to protect the value of the property and the financial security of the owner. are now seriously under-insured. In this article, we will discuss the top five mistakes to avoid when purchasing homeowners’ insurance.

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Employee Benefits

NOVEMBER 17, 2022

Autumn budget 2022: The government has decided to maintain the current freeze on employers’ national insurance (NI) contribution thresholds for a further two years. Paul Farrer, founder and chairman of recruitment agency Aspire, said: “Cancelling the increase to employers’ national insurance was the right decision.

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PayrollOrg

FEBRUARY 5, 2022

Recent legislation delays the collection of the employee-paid payroll tax to fund the Washington long-term care insurance plan until July 1, 2023. Employers must refund the payroll tax already collected to employees.

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Higginbotham

APRIL 24, 2023

To avoid costs related to lawsuits, you should also insure your horses. Having liability insurance for horses can protect you from financial losses. In these and in similar scenarios, having the right insurance coverage can make all the difference. This is another reason to purchase horse owner liability insurance.

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PeopleKeep

MAY 12, 2023

Health insurance is one of the most sought-after benefits an organization can offer. But few know why employers started providing health insurance in the first place. Employer-sponsored health insurance became widely adopted during World War II.

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InterWest Insurance Services

JANUARY 17, 2023

If you decide to keep them on the company’s plan, how you handle their insurance depends on your size: Fewer than 20 employees — Employees who work for these firms will need to enroll in Medicare when they turn 65. Medicare will be the primary payer of health insurance claims for these workers under the law.

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AssuredPartners

FEBRUARY 27, 2023

‘PUNC’ ( P ilots, U se, N amed Insured and C ontracts) is an acronym capturing the four most important areas of aviation insurance that result in the largest percentage of claims denials. This month, we move down the checklist to the n amed insured clause. The first thing to do is define named insured.

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Higginbotham

MARCH 13, 2023

One of the best ways to provide that protection is with business insurance coverage. In this article, we will review some of the types of business insurance policies that can protect business property, income and personnel. This insurance protects the company from lawsuits that could arise from a covered mistake or negligence.

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PeopleKeep

APRIL 20, 2023

Because many traditional group health insurance plans are often pricey and rigid for employers and employees, some business owners may look to other health benefits options to get the most out of their budget. GAP insurance is one way to help you cover the cost of medical care for your employees.

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InterWest Insurance Services

SEPTEMBER 9, 2022

Even though the majority of workers receive health insurance coverage on the job, a new survey has found that many of them understand surprisingly little about their health plans and are leaving money on the table. The study shows just how little many people know about their health insurance coverage. What you can do.

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Higginbotham

MAY 11, 2023

If you own or manage a business, your investment in employee group insurance can help you retain top performers and attract new talent. In this article, we’ll take a closer look at the steps any business can follow to get the most value from a group insurance plan. However, simply providing a benefits package is not enough.

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InterWest Insurance Services

APRIL 17, 2023

Retain Profits from your Insurance Program. WHO SHOULD ATTEND: Business Owners, Chief Financial Officers, Insurance Buyers and Safety Directors Current Captive members are encouraged to invite prospective peer group companies. WHEN: June 20, 2023 10:00 am – 11:30 am Introductory Webinar for Prospective Members.

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Patriot Software

OCTOBER 11, 2022

That money comes from unemployment insurance. Unemployment insurance is funded by payroll taxes. Unemployment insurance is something you should have a basic understanding of as a business […] READ MORE.

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Higginbotham

JANUARY 10, 2023

This is a frightening but common scenario – and one that can make you grateful you have ransomware insurance coverage. Most organizations need support dealing with a ransomware attack – ransomware insurance coverage provides that support. How Cyber Insurance Policies Can Help. The Cyber Insurance Market.

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Higginbotham

MARCH 2, 2023

Workers’ compensation and disability insurance are two different types of programs that can provide benefits. Learn about the differences between workers’ compensation vs disability insurance and why your workers may need access to both. What are disability insurance benefits? What are workers’ compensation benefits?

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Griffin Benefits

MARCH 1, 2023

One of the most common strategies is purchasing aggregate stop-loss insurance to help cover catastrophic health claims. WHY AGGREGATE STOP-LOSS INSURANCE IS GAINING IN POPULARITY Aggregate stop-loss insurance was long considered a vital strategy for self-funded employers without the available resources to withstand large health claims.

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PayrollOrg

JANUARY 25, 2022

The APA GRTF Unemployment Insurance Workgroup submitted comments on the Unemployment Insurance Improvement Act in late October.

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InterWest Insurance Services

DECEMBER 14, 2021

Increasing construction project delays are combining with a hardening market for builder’s risk and liability insurance to create headaches for project owners and contractors. Owners need to understand the insurance marketplace and take steps in advance to keep insurance issues from throwing a monkey wrench into a project.

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InterWest Insurance Services

JULY 14, 2022

The health care sector is not immune to the effects of spiking inflation, and the increasing cost of care is likely to spill over into health insurance — but it’s uncertain by how much. But the effects on health plans are still unclear as insurers can reduce the impact of higher costs by paring down networks, scaling back some benefits.

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PeopleKeep

APRIL 4, 2022

There’s no doubt that the insurance industry is tricky to navigate. That’s why insurance brokers are critical in helping consumers pick and choose plans that are right for them. Bureau of Labor , employment of insurance brokers is projected to grow 7% between 2020 to 2030. role of an insurance broker , their.

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AssuredPartners

FEBRUARY 15, 2023

When was the last time you sat down to review your insurance policy? In fact, the average customer stays with the same insurance carrier for five years and seeks change after a triggering situation takes place. Speaking with an insurance agent can open conversations about additional ways to save. That’s where we come in.

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AssuredPartners

JUNE 5, 2022

There is a common misconception among aircraft owners that in the event of an accident, insurance companies can deny a claim if there was a violation of any of the Federal Air Regulations (FAR’s). This FAR is an example of a regulation that if not complied with would NOT exclude coverage under an aircraft insurance policy.

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InterWest Insurance Services

DECEMBER 9, 2021

In addition, new rulemaking is likely to be introduced in 2022 that will affect health plans, including non-discrimination rules for wellness plans and new rules governing what must be included on insurance plan ID cards. The CAA created a number of new requirements that affect health insurance and coverage. More guidance coming.

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InterWest Insurance Services

APRIL 27, 2022

Surprise bills and billing errors are driving growing dissatisfaction among Millennials and Gen Zers with their health insurance, a new study has found. Already facing outsized medical cost hits, an increase in billing mistakes and surprise bills is contributing to a dim view of health insurance among Millennials and Gen Zers.

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