Joe Markland

AUGUST 11, 2023

We need to adopt ICHSA’s, making the premium of an individual health insurance policy an eligible expense under a Health Savings Account. In health insurance, our financing system denies employee choice and therefore we do not have a true consumer market driven system. If this happens employer-based insurance is over.

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InterWest Insurance Services

JULY 24, 2023

After two years of massive rate increases, cyber insurance market pricing has been softening and transitioning into a buyers’ market, according to a new report by Aon Plc. In 2021 and 2022, 100% rate increases for cyber liability insurers were common, but a number of factors are finally starting to drive rates lower.

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Insurance Management IT 72

Higginbotham

MAY 24, 2023

One of the first and most important responsibilities embraced by every breadwinner is life insurance. Should they lose your support, life insurance will immediately pay your beneficiary the cash value of the life insurance policy, with no taxes owed, providing a lifeline to resolve debts and pay living expenses.

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Employee Benefits

SEPTEMBER 12, 2023

Tedaisy Insurance Group has introduced a pet bereavement hub dedicated to supporting employees experiencing pet loss. In addition, Tedaisy Insurance Group has granted employees a paid day off to mourn the loss of their pets. The post Tedaisy Insurance Group creates pet bereavement hub appeared first on Employee Benefits.

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Insurance Employee Benefits Management IT 105

PeopleKeep

OCTOBER 18, 2023

However, one aspect of running a retail business that you shouldn't overlook is providing health insurance coverage to your employees. From managing inventory to providing exceptional customer service, countless tasks require your attention.

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Health Insurance Insurance Retail Management 84

Fringe Benefit Analysts

AUGUST 15, 2023

Without insurance, dental care can be very expensive and it may even be a barrier to accessing care. Staying on top of your oral health is actually a big part of your overall wellbeing, so having insurance to cover the cost of those bi-annual visits and basic dental treatments is essential. How Does Dental Insurance Work?

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Employee Benefits

SEPTEMBER 18, 2023

Private medical insurance (PMI) has become the most important perk that employees look for in their benefits package, according to new research by Zest. The post Private medical insurance becomes most important employee benefit appeared first on Employee Benefits.

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PeopleKeep

NOVEMBER 1, 2023

Traditionally, group health insurance has been the go-to option for employers. Employee healthcare benefits play a crucial role in attracting and retaining talent , as well as promoting overall well-being in the workplace.

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Health Insurance Insurance Healthcare Benefits Healthcare 73

PeopleKeep

NOVEMBER 22, 2023

Critical illness insurance provides financial protection in the event of a major illness or medical condition. Find out what it covers and how it can benefit you.

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Insurance Medical Employee Benefits IT 52

InterWest Insurance Services

JULY 11, 2023

Commercial property insurance rates remain stubbornly high in California for businesses with properties that are susceptible to wildfire risks. To make matters worse, more insurers are either scaling back or ceasing to cover businesses in these areas, resulting in many companies scrambling to find replacement coverage.

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Insurance Deductions Deductible IT 84

PayrollOrg

AUGUST 24, 2023

Beginning January 1, 2025, covered employers in Maine will be required to withhold and remit employee contributions and pay employer contributions for a new paid family and medical leave insurance program.

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Insurance Medical Employment 104

InterWest Insurance Services

AUGUST 1, 2023

California Insurance Commissioner Ricardo Lara has issued an order that cuts the average advisory workers’ compensation benchmark rate across all classes by 2.6%, starting Sept. The rate is advisory, meaning that insurers can use it as a guidepost for pricing their individual policies. per $100 of payroll as of Jan.

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AssuredPartners

MAY 31, 2023

First-Time Home Buyers Insurance Guide Buying a home can be one of the largest purchases we make in our lifetime. As if the home buying process isn’t stressful enough, choosing the right insurance can be overwhelming or cause questions to arise. If you’d like additional support, tap into a local insurance agent for help.

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PeopleKeep

APRIL 21, 2023

You’ve probably heard of group health insurance and individual health insurance in your research. A robust benefits package with a comprehensive health benefit is essential for attracting and retaining top talent in today’s workforce. But what is the difference between them, and how do they compare?

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Health Insurance Insurance Benefits Package Employee Benefits 81

Higginbotham

OCTOBER 24, 2023

To protect against this potential financial impact, contractors need to carry adequate construction liability insurance. General Liability Insurance for Construction When you think about construction liability insurance, general liability insurance for contractors may be the first policy type to come to mind.

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Insurance Construction Workers’ Compensation Medical 52

Higginbotham

NOVEMBER 17, 2023

Since threats are rising, businesses need to assess their social engineering insurance needs. Social Engineering Insurance Coverage Insurance coverage is available for social engineering fraud. Do you need social engineering insurance coverage for your business? This will enable the company to mitigate the damage.

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Insurance Engineering Payroll Government 52

Employee Benefit News

OCTOBER 13, 2023

Partners from Lenox Advisors explain why more Americans need a long-term care insurance plan for a holistic financial wellness strategy.

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Employee Benefits

MAY 22, 2023

What is private medical insurance (PMI)? PMI is a type of insurance designed to cover medical expenses incurred during illness or injury, such as operations, consultations, diagnostic investigations and tests. PMI can help employees regain their health, and their earning power, quickly, to the benefit of both them and their employer.

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Insurance Medical Healthcare Employee Benefits 105

PayrollOrg

JANUARY 25, 2022

The governor of Washington has announced a delay collecting the payroll tax associated with the Washington long-term care insurance program until April 2022.

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Payroll Insurance Taxes 197

InterWest Insurance Services

APRIL 27, 2023

A new report has found that small businesses that purchase their group health insurance online or through payroll vendors saw the largest premium hikes in 2022, significantly higher than those that went through brokers. Since 2018, individual premiums have increased by 21% while family premiums have increased by 18%.

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Health Insurance Insurance Deductions Deductible 81

Flimp Communications

AUGUST 29, 2023

The most powerful health insurance calculators (think of them as the enterprise-class) are decision-support tools, the best of which can help employees predict their needs and spending, compare plans, and make satisfying decisions in minutes. The post Should HR Teams Provide Health Insurance Calculators? appeared first on Flimp.

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Health Insurance Insurance 84

Higginbotham

OCTOBER 18, 2023

When you contact your homeowners’ insurance company, you find out that your policy doesn’t cover malfunctioning home appliances. To avoid a scenario like this, consider securing home insurance for appliances. However, your home insurance policy typically won’t cover the cost of a new washing machine.

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Insurance Out of Pocket Cost Manufacturing Architecture 52

InterWest Insurance Services

NOVEMBER 15, 2022

Despite the Workers’ Compensation Insurance Rating Bureau recommending that benchmark rates in California be increased in the last two years, the rates that insurance companies are charging for coverage continue falling. But the party may soon be coming to an end, according to a new report.

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Insurance Payroll Employment Medical 93

Employee Benefits

NOVEMBER 15, 2023

RSA Insurance is to introduce equal parental leave from January 2024 in order to add to its family-friendly provision. The post RSA Insurance to introduce equal parental leave appeared first on Employee Benefits. The new policy will offer all parents up to 52 weeks of equal leave, 26 of which will be fully paid. It

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Parental Leave Insurance Employee Benefits IT 59

Employee Benefit News

OCTOBER 18, 2023

The average employer-sponsored health insurance premium for US families rose 7% to almost $24,000 this year.

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Health Insurance Insurance Employment Healthcare 94

InterWest Insurance Services

OCTOBER 2, 2023

With a PERFECT score, team InterWest earned the Broker Smackdown National Title at the Council of Insurance Agents & Brokers Insurance Leadership Forum in Colorado Springs on October 2nd.

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Pacific Prime

MARCH 9, 2023

With so many flashy, new wellness benefits on the rise in the industry, it can be easy to forget about the more common perks like employee medical insurance. The post Health Insurance Benefits for Employees – Why It’s Important appeared first on Pacific Prime's Blog.

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Health Insurance Insurance Medical Employment 98

InterWest Insurance Services

JULY 6, 2023

More and more insurers are expanding the use of telemedicine, just as a new study shows promising cost savings of up to 25% from virtual care when implemented properly. This is good news for patients and employers, who may end up benefiting from lower plan costs, as well as lower out-of-pocket expenses for employees.

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Insurance Deductions Deductible Out of Pocket Cost 72

InterWest Insurance Services

NOVEMBER 8, 2022

This can lead to costly problems and loss of insurance coverage. Insurance implications. If a building is actively occupied and someone conducts business there, the risks of vandalism and what insurers term “malicious mischief” against that property are relatively low. The dangers.

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Higginbotham

SEPTEMBER 21, 2023

Environmental liability insurance provides important coverage for contractors, manufacturers and other businesses that have environmental-related exposures. What is an environmental liability insurance policy? Why do businesses need pollution legal liability insurance? Who needs environmental insurance?

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Insurance Out of Pocket Cost Construction Manufacturing 52

Employee Benefits

NOVEMBER 22, 2023

Class 1 national insurance contributions (NICs) will be cut to 10% from 6 January 2024. The post Autumn Statement: National insurance contribution rate cut to 10% appeared first on Employee Benefits. Currently, employees pay 12% NICs on earnings above £12,570, and 2% on earnings above £50,270.

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Employee Benefits

NOVEMBER 17, 2022

Autumn budget 2022: The government has decided to maintain the current freeze on employers’ national insurance (NI) contribution thresholds for a further two years. Paul Farrer, founder and chairman of recruitment agency Aspire, said: “Cancelling the increase to employers’ national insurance was the right decision.

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InterWest Insurance Services

SEPTEMBER 20, 2022

All of that inflation, however, is leading to higher insurance costs, largely due to the increasing cost of claims in almost all areas of coverage. Additionally, even the cost of adjusting and managing claims has jumped nearly 20% in the last year, according to a recent American Property Casualty Insurance Association (APCIA) report.

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Insurance Construction Deductions Deductible 90

InterWest Insurance Services

APRIL 13, 2023

a number of the country’s largest insurers announced their own steps to improve the process. Meanwhile, insurance giant Cigna said it has been in the process of reducing the prior authorization for about 500 services and devices. If the requested care or item is urgent, the insurer must render a decision within 72 hours.

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InterWest Insurance Services

JULY 26, 2022

For these reasons, it’s important that you understand your insurance coverages and that you know how to address any deficiencies that may exist in your risk management strategy. Remember, some large projects and lenders require that you are covered by only an A-rated insurer.

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Insurance Construction Payroll Taxes 91

Employee Benefit News

AUGUST 21, 2023

Ali Diab, CEO of Collective Health, explains why more companies should consider offering self-insured health plans.

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Assurance Agency

AUGUST 4, 2023

There are many different types of workers’ compensation programs available, with self-insurance being one of them. Self-Insurance is a self-funded workers’ compensation plan in which the insured assumes the financial risk for providing workers’ compensation benefits to its employees.

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