Higginbotham

JULY 25, 2024

To help mitigate the risks associated with breaching any representations and warranties, both buyers and sellers may turn to representations and warranties insurance (RWI), a specialized business insurance policy that’s designed to help safeguard against inaccuracies made in statements during the M&A transaction process.

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PeopleKeep

JULY 17, 2024

While the Affordable Care Act (ACA) only requires organizations with 50 or more full-time equivalent employees (FTEs) to offer health insurance. Plus, there are many comprehensive health insurance options you can offer your staff without blowing your budget.

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Health Insurance Food Insurance Employee Benefits 82

Higginbotham

JULY 16, 2024

But, the right insurance coverage and risk management strategies can help ensure that your event runs smoothly and can protect you from unexpected challenges. What is event planner insurance? This type of insurance may also reimburse deposits and non-refundable expenses, which can help stabilize your financial situation.

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PeopleKeep

JUNE 12, 2024

However, one drawback is having to navigate the world of health insurance on your own. This article will go over the different health insurance options available for the self-employed to help you make the best decision for your health and budget.

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Health Insurance Insurance Employment 81

PeopleKeep

MAY 15, 2024

By offering supplemental dental insurance, you can help your employees save money on these costly procedures and maintain good oral health. In this article, we'll go over how you can offer supplemental dental insurance to your employees.

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Insurance Healthcare Employee Benefits 97

Higginbotham

JULY 9, 2024

This is when clinical trial insurance can supply a safety net for trial sponsors, investigators and participants. Who needs clinical trial insurance? These stakeholders may be exposed to various risks during the trial phases, making insurance coverage crucial for their protection. What does clinical trial insurance cover?

Insurance 52

Insurance Insurance Carriers Pharmaceutical Medical 52

Pacific Prime

APRIL 29, 2024

Companies offering employee life insurance as part of their employee benefits package is an excellent talent retention strategy. A life insurance policy will help protect the employees’ dependents from financial pressure when meeting outgoing expenses in the event of the former’s untimely passing.

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Life Insurance Insurance Benefits Package Employee Benefits 98

Employee Benefits

MAY 9, 2024

million employees who accessed healthcare services through health or protection insurance in 2022, 1.3 million (75%) relied on workplace-provided schemes to do so, according to research by the Association of British Insurers (ABI). In addition, insurers arranged 1.2 The number of virtual GP appointments made also grew to 1.4

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Higginbotham

JULY 23, 2024

One strategic solution that has gained prominence among businesses is corporate-owned life insurance (COLI). What is corporate-owned life insurance? Corporate-owned life insurance is a type of life insurance in which the company itself takes out a policy on the lives of its employees.

Life Insurance 52

Life Insurance Insurance Executive Compensation Taxes 52

Higginbotham

JULY 18, 2024

For owners of high-end cars, getting the right insurance is about more than just compliance – it’s about protecting your prized asset from the unique risks it faces. Luxury car insurance isn’t a separate policy, but a specialized version of auto insurance that’s tailored to meet the needs of luxury car owners.

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Insurance Manufacturing Deductions Deductible 52

PeopleKeep

JULY 10, 2024

So, what can the health insurance industry and employers do to meet their needs? Although Millennials and Gen Zers don’t use a lot of medical care compared to older generations, they want more flexible and alternative healthcare services available—like telemedicine and holistic medicines —instead of traditional options.

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Health Insurance Insurance Healthcare Medical 84

McDermott Will & Emery Employee Benefits

JUNE 25, 2024

In December 2023, the National Association of Insurance Commissioners (NAIC) adopted a Model Bulletin on the Use of Artificial Intelligence (AI) Systems by Insurers. The model bulletin reminds insurance carriers that they must comply with all applicable insurance laws and regulations (e.g.,

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Higginbotham

JUNE 7, 2024

Product liability insurance can offer important protection for businesses involved in the manufacturing, distribution or sale of products. Learn More About Manufacturing Insurance What does product liability insurance cover? Who needs product liability insurance?

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Insurance Manufacturing Food Insurance Carriers 52

InterWest Insurance Services

JULY 18, 2023

Skyrocketing claims costs and higher accident rates are pressuring the commercial auto insurance market, as insurers impose increasingly larger rate hikes and more are pulling out of the market or restricting who they will cover. According to the National Insurance Crime Bureau , there were 64,000 such theft claims in the U.S.

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Insurance Transportation Commissions Deductions 85

InterWest Insurance Services

FEBRUARY 27, 2024

However, these changes have resulted in increased commercial building vacancy rates, and that can leave their owners with insurance problems. Insurance companies are hesitant to insure buildings that fall below 50% occupancy because these properties may: Be poorly maintained. the year before. Security is still in place.

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Insurance Employment IT 78

Higginbotham

JUNE 28, 2024

Homeowners’ insurance can help protect your house from perils like theft or fire, but what about flood water that enters your home? Do I need flood insurance? Flood insurance isn’t a niche product for the select few; it’s a valuable safeguard for homeowners, renters and business owners across the country.

Insurance 52

Insurance Insurance Carriers Out of Pocket Cost Deductions 52

InterWest Insurance Services

SEPTEMBER 21, 2023

Some of the nation’s largest insurers have announced plans to roll back their prior authorization requirements for medical services. Health insurers have lists of services that require prior approval, in order to control their costs. Many of these changes took effect immediately and some will start in 2024.

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Insurance Health Insurance Medical IT 88

CorpStrat

MARCH 21, 2024

If your company provides Employee Benefits, there’s a good chance you’re enrolled in a Group Disability Insurance plan. If you’re a high-income earner who assumes you’re adequately insured, think again. These rates are influenced by various factors such as economic conditions and insurance provider policies.

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Disability Insurance Insurance Benefits Package Medical 100

InterWest Insurance Services

JULY 24, 2023

After two years of massive rate increases, cyber insurance market pricing has been softening and transitioning into a buyers’ market, according to a new report by Aon Plc. In 2021 and 2022, 100% rate increases for cyber liability insurers were common, but a number of factors are finally starting to drive rates lower.

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Higginbotham

MAY 24, 2023

One of the first and most important responsibilities embraced by every breadwinner is life insurance. Should they lose your support, life insurance will immediately pay your beneficiary the cash value of the life insurance policy, with no taxes owed, providing a lifeline to resolve debts and pay living expenses.

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Life Insurance Insurance Medical Taxes 96

Higginbotham

JULY 2, 2024

An insurance broker serves as an intermediary between insurance companies and their clients, helping individuals and businesses find, secure and maintain the best possible coverage. The Role of an Insurance Broker Insurance brokers help guide clients through the complexities of the insurance process.

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PeopleKeep

MAY 29, 2024

This is where accident insurance comes in. In this article, we'll explain how accident insurance coverage works and why it's helpful for anyone looking to protect themselves and their family from the financial consequences of an unexpected accident.

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Insurance IT 52

PeopleKeep

JULY 10, 2024

Health savings accounts (HSAs) and traditional health insurance plans are two common options for managing healthcare expenses, but they have some key differences. In this article, we'll go over how HSAs and health insurance compare.

Health Insurance 52

Health Insurance Insurance Health Savings Account Healthcare 52

InterWest Insurance Services

MAY 2, 2024

These terms describe types of dental insurance plans. Both HMOs and DMOs attempt to save money and reduce expenses by restricting the number of care providers that the insurance company will allow in the plan. Indemnity plans If you have an indemnity plan, you can generally see any dentist who is willing to accept the insurance.

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PeopleKeep

APRIL 21, 2023

You’ve probably heard of group health insurance and individual health insurance in your research. A robust benefits package with a comprehensive health benefit is essential for attracting and retaining top talent in today’s workforce. But what is the difference between them, and how do they compare?

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Health Insurance Insurance Benefits Package Employee Benefits 81

CorpStrat

FEBRUARY 12, 2024

This is where the importance of employee benefits, key person insurance, and disability insurance comes into play. Protecting Your Business MVPs Most companies have health insurance to cover medical expenses and illnesses. We’re talking about things like illness, disability, or the loss of a key team member.

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PeopleKeep

MAY 14, 2024

Instead of offering a costly group health plan, one tactic they may consider is offering to pay employees' individual health insurance costs. While it may seem like a generous and attractive perk for employees, employers need to consider several factors before deciding to pay for individual health insurance plans.

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PeopleKeep

APRIL 22, 2024

Having a health insurance plan is an excellent way to ensure you have access to the care you need to stay happy and healthy long-term. However, depending on where you live, your health insurance—particularly an individual policy—may be more expensive than expected.

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PeopleKeep

APRIL 3, 2024

In most cases, health insurance plans cover the policyholder and their immediate family members. In this article, we'll explore the considerations involved in extending coverage to non-family members and provide guidance on making informed decisions about your health insurance coverage.

Health Insurance 84

Health Insurance Insurance 84

Employee Benefits

NOVEMBER 2, 2023

More than four million people are now covered by health insurance through their employer, according to data from the Association of British Insurers (ABI). The number of employees benefitting from health insurance increased by 8% from four million in 2021 to 4.4 million in 2022. million in 2022, the highest number since 2008.

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Health Insurance Insurance Government Taxes 105

InterWest Insurance Services

OCTOBER 6, 2023

While cyber threats grow and the cyber insurance market evolves, insurers are regularly adjusting their policy terms and conditions in response to new threats and exposure. All respondents had at least one attack-related expense that wouldn’t be paid for by cyber insurance.

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Insurance Software Management IT 88

Employee Benefits

MARCH 6, 2024

As announced in The Spring Budget, National Insurance (NI) is reducing from 10% to 8% from April 2024. These calculations assume people are paying into their workplace pension and assume a salary sacrifice arrangement is in place, meaning they benefit from both tax and National Insurance savings when making contributions. 1.53% £1,300.00

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Pension Insurance Salary Taxes 98

Employee Benefits

SEPTEMBER 12, 2023

Tedaisy Insurance Group has introduced a pet bereavement hub dedicated to supporting employees experiencing pet loss. In addition, Tedaisy Insurance Group has granted employees a paid day off to mourn the loss of their pets. The post Tedaisy Insurance Group creates pet bereavement hub appeared first on Employee Benefits.

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Insurance Employee Benefits Management IT 105

Higginbotham

MARCH 14, 2024

Rebuilding after a fire, storm or other disaster can be expensive, especially without the proper insurance coverage. Because the average homeowner may not have enough cash to cover repair costs, hazard insurance is a critical part of homeowners’ insurance coverage. What is home hazard insurance?

Insurance 52

Insurance Deductions Deductible Electronics 52

AssuredPartners

MAY 31, 2023

First-Time Home Buyers Insurance Guide Buying a home can be one of the largest purchases we make in our lifetime. As if the home buying process isn’t stressful enough, choosing the right insurance can be overwhelming or cause questions to arise. If you’d like additional support, tap into a local insurance agent for help.

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PeopleKeep

JANUARY 24, 2024

But as with any other business, you must know your health insurance obligations before hiring workers. Because of their potential for higher profits under the umbrella of a recognized brand, franchise businesses are often a draw for entrepreneurs.

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Health Insurance Insurance 83

Employee Benefit News

JUNE 3, 2024

Juno is the first company to offer child disability insurance for workers in the U.S. Do employers need it?

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