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Having a Baby? Use Your Pre-Tax Funds to Save

Benefit Resource Inc.

The cost of having a baby is no small fee. Even with health insurance, labor and delivery can cost around $5,000, and without insurance, it can be upwards of $40,000. Fortunately, one great way to help with out-of-pocket costs is utilizing a Health Savings Account (HSA).

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How to Choose a Health Care Plan

Insperity

Boyle advises that before you start shopping, you need to determine how much money you’re willing and able to spend on your health care plan. Employees aren’t going to opt in to a medical plan that cuts far into their take-home pay. Low co-pays and prescription costs usually result in higher premiums.