Money Talk

MARCH 15, 2023

An annuity is a contract between an investor and a life insurance company. Annuities are sold by insurance agents, stock brokers, and other financial advisors. Look for an issuer that is highly rated by at least two insurance company rating firms (e.g., Best, Duff and Phelps, and Standard and Poor’s).

401(k) 243

401(k) Life Insurance Insurance Taxes 243

Money Talk

JUNE 22, 2023

Who is going to get what you someday leave behind in life insurance policies and/or tax-deferred retirement accounts? Beneficiary Use- Beneficiary designations are required for life insurance policies, individual retirement accounts (IRAs), employer retirement savings plans (e.g.,

401(k) 231

401(k) Life Insurance Retirement Plan Finance 231

Money Talk

AUGUST 24, 2023

Tax Concerns - Some retirees, especially those who were diligent savers during their working years, wind up in a higher tax bracket in retirement than they were in during their primary careers. Taxes are exacerbated when one spouse in a couple dies, and the survivor must file taxes as an individual.

401(k) 100

401(k) Taxes Life Insurance Insurance 100

Higginbotham

NOVEMBER 2, 2023

Employers can support them by providing employee financial wellness programs that help workers manage their money and take control of their finances. Why Employers Should Care About Financial Wellness According to Capital One, 73 percent of people say their finances are a major cause of stress.

401(k) 52

401(k) Disability Insurance Benefits Package Insurance 52

Business Management Daily

DECEMBER 1, 2019

Although most companies choose this option, it may be a costly decision, since employees will receive an extra paycheck, along with extra taxes withheld and extra benefits provided. So you must plan in advance, getting all the appropriate departments—HR, Accounting, Finance, IT and the C-suite—on board. biweekly pay periods.

Payroll 83

Payroll 401(k) Deductions Deductible 83

Higginbotham

JANUARY 27, 2022

The most important of these is probate , a court-supervised proceeding that appoints an executor (or approves your named executor) to settle your debts, pay your taxes and distribute any remainder of your estate to the heirs. Will my heirs have to pay estate tax? What is the difference between a will and a trust? Advantages of a Will.

Taxes 69

Taxes 401(k) Life Insurance Banking 69

Insperity

MARCH 12, 2024

Other types of insurance If an employee loses their ability to earn an income on a temporary or permanent basis, certain types of insurance can help protect their families and livelihoods. Disability insurance , provides employees with replacement income and pays for medical bills if they become disabled and are no longer able to work.

Family and Medical Leave Act 57

Family and Medical Leave Act Employee Benefits PTO 401(k) 57