Workers' Compensation Perspectives

FEBRUARY 16, 2024

“Carve-outs” as a Form of Self-insurance: Labor-management agreements meeting specific requirements set and approved by the state, may seek to state approval to exclude themselves from standard workers’ compensation insurance mandates, provided they offer benefits equal to or better than those mandated by the workers’ compensation system.

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Workers' Compensation Perspectives

SEPTEMBER 30, 2019

The cost of these coverages may be shared with the employees (with worker contributions deducted from the wages or salary) but are otherwise a form of earnings, providing value that a worker might otherwise have to purchase. The Bureau of Workers’ Compensation [ BWC ] in Ohio also has construction class codes where payroll limitations apply.

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Workers’ Compensation Payroll IT Overtime 52

Workers' Compensation Perspectives

AUGUST 22, 2019

Some states allow for employer deductibles, effectively a form of self-insurance. Some Australian jurisdictions require employers pay the initial time-loss compensation and medical costs before workers’ compensation takes over, although the amounts and durations vary by jurisdiction. There are other employer costs.

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