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How prepared are workers’ compensation systems for COVID-19?

Workers' Compensation Perspectives

The “Unknown” occupational disease risk in workers’ compensation When workers’ compensation systems started a century ago, the focus was “industrial accidents”. page U47] Over time, most workers’ compensation systems adapted to include coverage for occupational diseases. This limitation was noted at the time.

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Impacts of a Governmental Shutdown

Workers' Compensation

The effects of a government shutdown on state workers' compensation systems and their integration with Social Security will vary depending on the specific circumstances of each state. Workers' compensation insurance Premiums paid by employers fund workers' compensation systems.

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Mental Injuries: Workers’ Compensation and Disability Insurance Part 1

Workers' Compensation Perspectives

Social Insurance mental injury data Social insurance generally covers a wider population than workers’ compensation but may reflect trends that are felt by workers’ compensation and disability insurance. Unlike in the US SSDI, I could find no data isolating just those who had also filed workers’ compensation claims.

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Are workers’ compensation laws keeping up with changing demographics?

Workers' Compensation Perspectives

Many workers’ compensation systems impose limits on benefits for older workers. Permanent disability provisions are increasingly limiting on-going financial support for workers over age 65 after prescribed duration limits but typically continue to cover disability-related medical and certain other perspectives.

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Workers’ Compensation: What’s payroll got to do with it?

Workers' Compensation Perspectives

Each employer’s total premium is the sum of the premiums paid for each classification of workers covered by workers’ compensation based on a premium rate (usually expressed as a dollar cost per $100 of payroll) applied to the reportable payroll for workers in each classification. What is critical is how “payroll” figures into the process.

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Are Workers’ Compensation benefits protected against the rising cost of living?

Workers' Compensation Perspectives

To forestall this eventuality, the majority of North American workers’ compensation jurisdictions adjust periodic payments (sometimes called workers’ compensation pensions or permanent disability payments) to account for increases in the cost of living. And exactly whose basket we are considering can make a big difference.