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Mental Injuries: Workers’ Compensation and Disability Insurance Part 1

Workers' Compensation Perspectives

Where short and long term disability (STD and LTD) insurance or social security disability insurance plans (SSDI in the US) are available, they are often accessed before (or instead of) filing a workers’ compensation claim. So, these data may not fully represent what is happening in either country’s workers’ compensation system.

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Workers’ compensation Insurance Arrangements: Does the model make a difference? Part 2

Workers' Compensation Perspectives

As noted, the market for workers’ compensation is not a free market but one that is altered by government interventions and oversight. Note: Although the ratio between worker benefits paid and employer costs is often expressed in dollar terms [e.g., However, this analysis shows substantive difference associated with these three models.

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Are Workers’ Compensation benefits protected against the rising cost of living?

Workers' Compensation Perspectives

To forestall this eventuality, the majority of North American workers’ compensation jurisdictions adjust periodic payments (sometimes called workers’ compensation pensions or permanent disability payments) to account for increases in the cost of living. No COLA was payable in January 2010, January 2011, or in January 2016.