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Workers’ Compensation: What’s payroll got to do with it?

Workers' Compensation Perspectives

The cost of these coverages may be shared with the employees (with worker contributions deducted from the wages or salary) but are otherwise a form of earnings, providing value that a worker might otherwise have to purchase. Each jurisdiction has its own rules regarding which parts of employee compensation are to be assessed at what rate.

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Workers’ compensation Insurance Arrangements: Does the model make a difference? Part 2

Workers' Compensation Perspectives

Some states allow for employer deductibles, effectively a form of self-insurance. Some Australian jurisdictions require employers pay the initial time-loss compensation and medical costs before workers’ compensation takes over, although the amounts and durations vary by jurisdiction. There are other employer costs.