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Temporary Total Disability for Work injury: What will Workers’ Compensation pay?

Workers' Compensation Perspectives

In the accompanying slides and in some responses, I provide additional references as a starting point for understanding and comparing initial workers’ compensation. All workers’ compensation systems pay the same rate for lost wages…right? At lower income levels, no income tax may be payable.

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Is workers’ compensation spending on healthcare significant? Would a "single-payer" system make a difference?

Workers' Compensation Perspectives

Private funding includes out-of-pocket healthcare spending by individuals on medical supplies and services, co-pays or deductibles. Using data from a number of sources, workers’ compensation spending on healthcare accounts for approximately 1% to 2% of total national healthcare spending in the US, Canada and Australia.

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Workers’ Compensation: What’s payroll got to do with it?

Workers' Compensation Perspectives

The cost of these coverages may be shared with the employees (with worker contributions deducted from the wages or salary) but are otherwise a form of earnings, providing value that a worker might otherwise have to purchase. Each jurisdiction has its own rules regarding which parts of employee compensation are to be assessed at what rate.

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Workers’ compensation Insurance Arrangements: Does the model make a difference? Part 2

Workers' Compensation Perspectives

Some states allow for employer deductibles, effectively a form of self-insurance. Some Australian jurisdictions require employers pay the initial time-loss compensation and medical costs before workers’ compensation takes over, although the amounts and durations vary by jurisdiction. There are other employer costs.