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How prepared are workers’ compensation systems for COVID-19?

Workers' Compensation Perspectives

Identifying past events and their impacts—how well we have learned from past events- is critical to such preparations. The “Unknown” occupational disease risk in workers’ compensation When workers’ compensation systems started a century ago, the focus was “industrial accidents”. This limitation was noted at the time.

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Are Workers’ Comp Insurers ready for what comes next in the COVID-19 crisis?

Workers' Compensation Perspectives

With the challenges emerging, the public steps announced in some jurisdictions may provide insight into what lies ahead for those who work in and with workers’ compensation. Can we keep essential staff safe (at workplaces, with clients, or working from home)? Should work be assigned on the basis of immunity?

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Can a worker claim workers’ compensation for COVID-19 exposure, illness or quarantine?

Workers' Compensation Perspectives

For example, in British Columbia, the test for work-relatedness is “causative significance”, meaning the worker’s employment must have been of causative significance in producing the disease. To satisfy the causative significance test, the worker’s employment must have been more than a trivial or insignificant aspect.