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8 Ways Employers and Employees Can Save On Prescription Medications

Griffin Benefits

While these higher deductibles are offset by cheaper monthly medical premiums and often by employer contributions to Health Savings Accounts (HSA), HDHP plans are nevertheless structured in such a way as to promote heightened "healthcare consumerism.". Pharmaceutical Company & State Drug Assistance Programs.

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Many Employees Choosing the Wrong Health Plans

InterWest Insurance Services

The study examined the health plan choices that 23,894 employees at one large U.S. They were able to choose from 48 different combinations of deductibles, pharmaceutical copayments, co-insurance and maximum out-of-pocket expenses. The best strategy to guide your staff to the plan that best suits them is to educate them.