article thumbnail

Employee benefits for small businesses

Higginbotham

Disability Insurance and Life Insurance. Health insurance is a key element of any employee benefits package, but small business owners should consider offering other benefits as well. Life insurance is a popular choice. Disability insurance is another popular option. Dental and Vision Insurance.

article thumbnail

Insurance for college students: What you do and don’t need

Higginbotham

When freshmen head off to college, they’re often leaving home for the first time. In addition to choosing classes and navigating a new life with roommates, it’s important to consider insurance for college students. College students often have higher auto insurance rates because younger drivers are considered riskier.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Employee Benefit: A Strategic Investment for Attracting and Retaining Top Talent

Empuls

  The never-ending disappearing act: where does your paycheck go?  This is especially true when you factor in the seemingly endless list of expenses: groceries, rent/mortgage, utilities, health insurance, car payments.   According to pwc, 60 % of full-time employees are stressed about their finances.

article thumbnail

How prepared are workers’ compensation systems for COVID-19?

Workers' Compensation Perspectives

These experiences also compel us, at the risk of being censured for going outside of our sphere, to call attention to the enormous wastage of life, health, and happiness through failure or inability to obtain medical attention. Source: 1918 Annual report ibid., Other large reinsurers certainly identified the risk.

article thumbnail

Navigating employee benefits: A comprehensive guide for growing businesses

Insperity

Health insurance Health insurance aims to assist employees with the costs of obtaining medical care. This is one of the most critically important benefits to employees, given the generally high costs associated with medical care. Most employers offer their employees PTO – usually between 10 to 14 days per year at minimum.

article thumbnail

Prioritize Financial Well-being in the Workplace

Empuls

  💡 45% of workers say their finances pose a distraction at work. Financial wellbeing refers to being secure and in control of your finances, both in the present and future. While the insurance premium is discretionary, plans include regular check-ups and eye and dental coverage.