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Should substance abuse insurance be part of your employee benefits?

Higginbotham

Commission on Civil Rights, Title I of the Americans with Disabilities Act (ADA) gives employers the right to ensure the workplace is free from the use of alcohol and illegal drugs, but the ADA also gives workers with drug and alcohol addiction limited protection while in recovery. Does health insurance coverage pay for rehab?

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What is GINA? The federal discrimination law you need to know.

Business Management Daily

GINA also prohibits health insurers – including employers who self-insure coverage – from using genetic information to screen out employees for coverage or benefits. The employer can only make changes to the health plan consistent with the Affordable Care Act (ACA). GINA definition. Acquiring GINA information.

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5 Signs Your Company Is Paying Too Much for Health Care

Insperity

Group health insurance costs are skyrocketing all across the country. The average annual medical insurance premium for single coverage is $4,824, and $13,375 for family coverage, according to the Kaiser Foundation’s (KFF) 2009 Annual Survey of Employer Health Benefits. Extremely low deductibles and copays.