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Basics of Tax-Efficient Investing

Money Talk

This phrase was designed to encourage investors to buy tax-free municipal bonds that provide a higher after-tax return than higher-yielding taxable bonds. In a more general way, the advertisement was also promoting the concept of tax-efficient investing. no tax for New Jersey residents on a New Jersey-issued bond).

Taxes 188
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Can Farmers Ever Afford to Retire?

Money Talk

401(k), 403(b), 457 plan, and thrift savings plan), and other employer benefits (e.g., health insurance). Individual Retirement Account (IRA)- There are two types: traditional (funded with before-tax dollars) and Roth (funded with after-tax dollars). barn, silo, riding arena), farm equipment (e.g.,

401(k) 245
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Importance of Employee Benefit Package And Why it Matters

HR Digest

From mandated health insurance plans to free snacks, benefits and perks can play a big role in talent attraction and employee retention. Payroll taxes 2. Health insurance Those benefits provide a baseline of employee expectations. Matching 401(k) contributions 2. Health insurance 2.

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Financial tips for your LGBTQ+ community

Employee Benefits

These individuals are 5% less likely to have a 401(k) or retirement plan and 12% less likely to have an IRA. Individuals can typically only gift up to $15,000 before paying a gift tax penalty, but spouses can gift an unlimited amount of cash to one another without paying any gift tax on the funds.

401(k) 105
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Having a Baby? Use Your Pre-Tax Funds to Save

Benefit Resource Inc.

Even with health insurance, labor and delivery can cost around $5,000, and without insurance, it can be upwards of $40,000. Benefit Resource (BRI) is here to help you use your pre-tax funds to combat some of the costs that come with welcoming your new addition. Switch to a high-deductible health plan.

Taxes 72
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How to Coax Disengaged Employees to Sign Up for Health Coverage

InterWest Insurance Services

These workers are likely going uncovered for their health insurance and risk serious outlays if they have to see a doctor or go to the emergency room. They also miss out on preventative services that insurers are required to provide without cost-sharing and that can help them maintain their health.

401(k) 81
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How Employee Perks Can Help Companies in the US

Vantage Circle

In 2022, private health insurance coverage remained more prevalent than public coverage, at 65.6 Retirement Plans: Such as 401(k) plans with employer matching contributions Retirement plans, especially 401(k) plans with employer matching contributions, are paramount among employee perks in the United States.