PeopleStrategy

OCTOBER 17, 2023

HR departments are charged not only with finding employees comprehensive and affordable benefits including health insurance coverage, but also watching their part of the overall company bottom line. This amount is calculated based on the employees’ expected healthcare costs, administrative fees, and a stop-loss insurance component.

Insurance Carriers 52

Insurance Carriers Healthcare Health Insurance Deductions 52

AssuredPartners

JUNE 24, 2020

{"ops":[{"insert":"Did you know that you are responsible for the maintenance of utility or service lines that extend from your home to your property line? Recently, some insurance carriers have begun to offer Service Line Coverage Endorsements to their Homeowners policies to address this potential gap in protection.

Insurance Carriers 52

Insurance Carriers IT Utilities Deductions 52

AssuredPartners

DECEMBER 21, 2020

Actual Cash Value (ACV) is when your insurance company only pays for what your property is worth at the time that you file a claim. This means at the time of a claim, the settlement from an insurance carrier traditionally will payout less than what it costs to replace the current item.

Out of Pocket Cost 40

Out of Pocket Cost Insurance Carriers Deductions Deductible 40

AssuredPartners

AUGUST 10, 2023

On July 25, 2023, the Departments of Labor, Treasury, and Health and Human Services (collectively, “the Departments”) released guidance in an effort to clarify existing guidelines under the Mental Health Parity and Addiction Equity Act (MHPAEA) and to help group health plans and insurers with compliance.

Insurance Carriers 52

Insurance Carriers Insurance Medical Deductions 52

Corporate Synergies

MARCH 25, 2019

A benefits advocate who delivers the how and why of plan use when employees are asking for assistance helps the employer control health insurance costs. Rather than reaching out to an insurance carrier first, whose issue resolution success is measured based on the call time, employees contact their benefits advocate. As Seen In.

Healthcare 40

Healthcare Out of Pocket Cost Insurance Carriers Health Insurance 40

Corporate Synergies

AUGUST 27, 2018

Choosing the right PBM help manages drug utilization. PBMs are now charged with helping employers manage utilization. There are typically three ways employers work with PBMs: A PBM bundled with the insurance carrier. A “third party carve-out,” in other words, a PBM that is separate from the insurance carrier.

Insurance Carriers 40

Insurance Carriers Health and Welfare Medical Utilities 40