Higginbotham

MAY 28, 2024

This can translate into more expensive home insurance claims for insurance carriers – and higher premiums for homeowners. With the recent steep drop in the housing supply and surge in home prices, the insurance industry has needed to adjust premiums upwards to cover the increased cost of home repairs, remodels and replacements.

Insurance 52

Insurance Insurance Carriers Construction Medical 52

Griffin Benefits

JUNE 22, 2022

Other employers, especially those who are self-funded, are conforming to this rule by accessing and posting links on their websites, which are being provided by insurance carriers or third-party administrators (TPAs) who are hosting these rates and historical payments on their own websites.

Insurance Carriers 77

Insurance Carriers Employment Insurance Taxes 77

Workers' Compensation

MARCH 26, 2024

NJ Transit’s workers’ compensation insurance carrier notified Joseph of its legal right to recover all money paid on his workers’ compensation claim from the third-party potentially liable for his injuries. Joseph settled with his uninsured motorist (UM) insurance carrier for $14,000 in the underlying action.

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Medical 52

PeopleStrategy

OCTOBER 17, 2023

They are a hybrid approach to providing healthcare coverage that combines elements of traditional fully-insured plans with those of self-funded plans. With a level funded plan, your business pays a fixed monthly amount (a level fee, similar to a premium) to an insurance carrier or third-party administrator.

Insurance Carriers 52

Insurance Carriers Healthcare Health Insurance Deductions 52

Benefit Resource Inc.

JANUARY 11, 2023

Check with your Insurance Carrier. Your insurance carrier is generally able to provide you with an Explanation of Benefits (EOB) for any services that have run through your insurance. If you did not receive an EOB automatically by mail, you can also contact the carrier and request to have one sent to you.

Insurance Carriers 85

Insurance Carriers Medical Insurance Retail 85

CorpStrat

JULY 10, 2024

Note that insurance companies are overwhelmed at this time of year too, so the sooner you get a planning and strategy done, the better your outcomes will be. Remember, CorpStrat is one of the states leading providers of employee benefits, and we get paid directly from insurance carriers. Call or email us.

Insurance Carriers 52

Insurance Carriers Insurance Payroll Employee Benefits 52

Higginbotham

JULY 25, 2024

Talk to a Reps and Warranties Insurance Specialist Representations and Warranties Insurance Can Benefit All Parties In the world of mergers and acquisitions, each step of the process carries its own set of risks. In doing so, it may facilitate a smoother transaction and offer peace of mind to both parties.

Insurance 52

Insurance Insurance Carriers Finance Taxes 52

AssuredPartners

SEPTEMBER 14, 2021

What if your general liability program provides more limited A/I coverage such as the CG 20210 and 2037 07/04, 04/13 or 12/19 editions, or your insurance carrier has their own forms, which do not comply, and a claim occurs? So, what do you do when you have these exposures and the insurance carrier will not remove the exclusions?

Insurance 75

Insurance Insurance Carriers Construction Consulting 75

BerniePortal

SEPTEMBER 8, 2021

Be sure to check with your insurance carrier to see what employee benefits may be offered under your policy, and whether an EAP is available to you. Employee Assistance Programs are a valuable benefit that, as stated above, can be necessary for certain employees to receive the help they need.

Insurance Carriers 90

Insurance Carriers Insurance Employee Benefits Healthcare 90

Higginbotham

JUNE 28, 2024

Flood Damage While flood insurance is an important part of being prepared for the worst, it’s often misunderstood and overlooked by homeowners, who might assume that floods are included in their homeowners’ policy as a kind of water damage. Myth: I can’t get flood insurance because my home is in a high flood risk area.

Insurance 52

Insurance Insurance Carriers Out of Pocket Cost Deductions 52

AssuredPartners

AUGUST 15, 2022

Insurance consumers, i.e., businesses, pay premiums in exchange for protection against risk. For insurance carriers to be competitive, premiums are assessed at a level that matches the determined risk. A basic principle of insurance is that premiums paid by many cover the losses of the few.

Insurance Carriers 104

Insurance Carriers Insurance Entertainment Transportation 104

HR Lineup

MAY 10, 2023

The platform offers a wide range of benefits administration solutions, including health and wellness programs, retirement planning, and employee insurance plans. The company works with some of the largest insurance carriers in the country, making it easy for employers to offer a range of benefits to their employees.

401(k) 52

401(k) Insurance Carriers Retirement Plan Disability Insurance 52

AssuredPartners

NOVEMBER 29, 2021

In recent years, more insurance carriers have offered rectification. insurance carrier as soon as practical so the circumstances around the claim can be reviewed and. (tail coverage) should be secured for a specific time period in order to cover claims that may have. occurred but have yet to be reported.

Insurance Carriers 73

Insurance Carriers Deductions Deductible Insurance 73

HR Lineup

FEBRUARY 9, 2023

The platform integrates with popular payroll providers and insurance carriers to provide real-time data and insights into benefits and HR programs. Zenefits’ platform offers a wide range of benefits products including health, dental, and vision insurance, life insurance, 401(k) plans, and other voluntary benefits.

401(k) 52

401(k) Insurance Carriers Voluntary Benefits Life Insurance 52

Benefit Resource Inc.

FEBRUARY 23, 2021

Lately, we’ve seen an uptick in questions around the roles of responsibilities of your company’s broker, your TPA (that’s us), and your health insurance provider. And where does your health insurance carrier play into this? What is a health insurance carrier? Let’s break it down.

Insurance Carriers 72

Insurance Carriers Health Insurance Insurance Healthcare 72

PeopleKeep

JANUARY 18, 2022

When choosing a provider to set up your integrated HRA, you have two options: Offer a plan that’s tied to a specific insurance carrier, or offer an independent plan through an HRA administration software provider.

Out of Pocket Cost 87

Out of Pocket Cost Insurance Carriers Health Insurance Deductions 87

Higginbotham

JULY 9, 2024

In contrast, foreign trials may often require a locally admitted insurance carrier in the country where the trial is conducted with statutory limits specific to that country. For global trial operations, insurers can provide worldwide coverage options that fill in any gaps left by foreign local-admitted markets.

Insurance 52

Insurance Insurance Carriers Pharmaceutical Medical 52

Higginbotham

DECEMBER 14, 2023

This higher cost of repair and labor can mean higher costs for insurance carriers in the event of a claim. Because of this risk, electric vehicle drivers may have to pay a higher insurance premium, regardless of their driving record. Remember, bundling discounts can differ among insurance carriers.

Insurance 52

Insurance Insurance Carriers Technology Taxes 52

Griffin Benefits

SEPTEMBER 5, 2023

But the next step means leveraging clinical informatics to gather insights that lead to new strategies — and it’s up to the employers to interpret that data through their insurance broker, not their insurance carrier. WANT TO LEARN MORE?

Healthcare 88

Healthcare Insurance Carriers Pharmaceutical Medical 88

The Workcomp Writer

FEBRUARY 2, 2024

Workers’ Compensation Claim The Academy’s insurance carrier denied the claim. The Court added that, as the insurance carrier explained in its brief, the CAB discounted the treating physician’s opinion because the doctor did not opine that the claimant “actually contracted MRSA at work.”

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Hospitality Medical 52

AssuredPartners

MARCH 23, 2020

{"ops":[{"insert":"Commercial Saltwater Disposal (SWD) operations open for third party disposal are quickly becoming the new taboo for insurance carriers.

Insurance Carriers 52

Insurance Carriers Insurance IT 52

Flimp Communications

JULY 22, 2024

About Flimp Flimp is a premier provider of employee benefits communications, educational content, texting and decision-support tools for employers, consultants, enrollers, and insurance carriers.

Insurance Carriers 52

Insurance Carriers Architecture Voluntary Benefits Consulting 52

AssuredPartners

JUNE 30, 2022

Beginning July 1, 2022, the Consolidated Appropriations Act, 2021 (CAA) requires non-grandfathered major medical group health plans and insurance carriers to disclose detailed pricing information in two separate machine-readable files (MRFs). For fully insured employers, their group health insurance carriers will post the link.

Insurance Carriers 52

Insurance Carriers Insurance Health Insurance Utilities 52

Higginbotham

DECEMBER 22, 2022

There are many different reasons for switching car insurance companies: Reason #1: To save money on car insurance premiums. You might want to switch if you find a better deal with a different auto insurance company. You won’t be able to “escape” a bad driving history by switching insurers. Learn more.

Insurance 52

Insurance Insurance Carriers Finance Management 52

Insperity

SEPTEMBER 17, 2020

It’s best to collect the employee’s report about their injury as soon as possible after the incident and to pass it along to your insurance carrier promptly. That pace allows the insurance adjuster and the employee to have their follow-up discussions while the facts are still fresh.

Workers’ Compensation 108

Workers’ Compensation Insurance Carriers Insurance Work From Home 108

InterWest Insurance Services

JULY 30, 2022

This is your best estimate of what your insurance carrier paid in insurance claims last year, plus any deductibles and out-of-pocket expenses. InterWest offers a free, easy-to-use Financial Leakage Calculator. The only information needed is your Total Incurred Amount of Claims.

Insurance Carriers 93

Insurance Carriers Overtime Deductions Deductible 93

AssuredPartners

JULY 10, 2022

In fact, this internal control is so important and effective that some insurance carriers won’t provide cyber insurance coverage for companies that don’t have this in place. By using this system, users are required to provide two or more verification factors in order to access a website or application.

Construction 98

Construction Insurance Carriers Insurance Education 98

McDermott Will & Emery Employee Benefits

DECEMBER 7, 2021

Increasing retirement plan-focused litigation has put insurance carriers and fiduciary service providers in difficult positions. In this article published in PLANSPONSOR, McDermott Partner Erin Turley said such litigation continues to be a “major focus” in the fiduciary insurance marketplace.

Insurance 52

Insurance Insurance Carriers Retirement Plan Employee Benefits 52

Benefit Resource Inc.

APRIL 10, 2023

An Explanation of Benefits (EOB) from your insurance carrier or healthcare provider gets it resolved in no time. Just remember, this doesn’t mean the expense isn’t eligible. It just means BRI hasn’t received enough information to verify it automatically. orthodontia payments), it will prompt a request receipt.

Insurance Carriers 98

Insurance Carriers Hospitality Deductions Deductible 98

AssuredPartners

JUNE 22, 2021

This creates an issue for truck insurance carriers, as the industry is not equipped to handle the rapid growth. Here are five simple questions you can ask as part of your renewal process: How many insurance carriers will they be checking with, and how much volume do they have with each carrier?

Insurance Carriers 40

Insurance Carriers Insurance Transportation Retail 40

EverythingBenefits

MAY 4, 2021

Put as simply as possible, an Electronic Data Interchange (EDI) 834 file is the standard format in which employers can communicate their employees’ health insurance enrollment and maintenance data to insurance carriers.

Insurance Carriers 52

Insurance Carriers Electronics Health Insurance Insurance 52

Insperity

JANUARY 24, 2023

Health insurance carrier apps Many health insurance carriers offer their own app for employees to manage their health information in one centralized location.

Insurance Carriers 98

Insurance Carriers Health Insurance Medical Electronics 98

AssuredPartners

JULY 7, 2023

We work closely with you to assess your risk profile, understand your business objectives, and tailor an insurance program that provides the optimal level of protection for your business. Commitment and Support Choosing the right insurance partner is crucial, especially during periods of transition.

Insurance 52

Insurance Insurance Carriers Transportation IT 52

AssuredPartners

MAY 29, 2023

Employers and insurance carriers often require an acceptable Motor Vehicle Record (MVR) for various reasons related to job requirements, liability and insurance purposes, regulatory compliance, company image, and risk mitigation.

Insurance Carriers 52

Insurance Carriers Employment Transportation Insurance 52

AssuredPartners

JULY 16, 2023

Explore alternative risk management techniques such as captive insurance, self-insurance, or risk retention groups. These options can provide more control over your insurance program and may be cost-effective in certain situations. Build and maintain strong relationships with insurance carriers.

Insurance 52

Insurance Insurance Carriers Deductions Deductible 52

InterWest Insurance Services

AUGUST 18, 2022

Many group health insurance plan sponsors and administrators have the mistaken belief that the law allows employees enrolling in Section 125 cafeteria plans to change their elections, as long as they do so within 30 days of the plan becoming effective. This is not correct. And this misconception can have serious consequences.

Insurance Carriers 75

Insurance Carriers Taxes Health Insurance Employee Enrollments 75

InterWest Insurance Services

NOVEMBER 22, 2022

.” These global reinsurance giants have seen their profits erode substantially in the last few years due to the rising cost of natural catastrophes around the world, forcing them to increase what they charge insurance carriers. These moves are trickling down into the primary insurance market in the form of further rate increases.

Insurance Carriers 96

Insurance Carriers Insurance Deductions Deductible 96