Money Talk
OCTOBER 13, 2021
Below are five examples: ¨ Maintain a Low Debt-to-Income Ratio- Keep monthly consumer debt payments (all debts except a mortgage) at 15% or less of monthly take-home pay. Example: $275 of debt payments ÷ $2,500 of net pay equals a consumer debt-to-income ratio of 11% (275 divided by 2,500).
Employee Benefits
JANUARY 25, 2023
Employees can contribute as much as they wish as long as it does not take their take-home pay below the minimum wage. Combined business travel/personal accident/sickness insurance policy, employer paid for all employees. Life insurance for all employees with a death-in-service benefit of four-times salary.
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