Workers' Compensation Perspectives
MARCH 23, 2020
The “Unknown” occupational disease risk in workers’ compensation When workers’ compensation systems started a century ago, the focus was “industrial accidents”. page U47] Over time, most workers’ compensation systems adapted to include coverage for occupational diseases. This limitation was noted at the time.
Workers' Compensation Perspectives
FEBRUARY 16, 2024
The employer remains liable for the workers’ compensation and benefits prescribed by the governing workers’ compensation statute. The retention of financial liability presents a risk to the self-insuring entity. Carve-outs generally provide workers’ compensation benefits and dispute resolution under a collective agreement.
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Workers' Compensation Perspectives
SEPTEMBER 19, 2022
In the US, the National Commission on State Workmen’s Compensation (1972) [available at [link] ] laid bare the disparity then present across US jurisdictions and established recommendations for the minimum standards of what workers’ compensation should provide. The “waiting period” is a deductible imposed on workers.
Workers' Compensation Perspectives
MARCH 4, 2021
In the accompanying slides and in some responses, I provide additional references as a starting point for understanding and comparing initial workers’ compensation. All workers’ compensation systems pay the same rate for lost wages…right? Some jurisdictions limit the duration. Each plan should be examined on its own.
Workers' Compensation Perspectives
MARCH 12, 2019
Does it matter to workers’ compensation if there is a single payer system in place? At the California state Department of Workers’ Compensation (DWC) Educational Conference, my presentation highlighted workers’ compensation healthcare spending. Time and format restricted the depth of that presentation.
Workers' Compensation Perspectives
SEPTEMBER 30, 2019
The cost of these coverages may be shared with the employees (with worker contributions deducted from the wages or salary) but are otherwise a form of earnings, providing value that a worker might otherwise have to purchase. The employer portion is an employer cost of employee compensation. Employers pay $2.30 cents per hour worked.
Workers' Compensation Perspectives
AUGUST 22, 2019
Workers’ compensation insurance has the added feature of being an exclusive remedy in most jurisdictions; employers are protected from legal action for most work-related injuries—a feature not present in most other insurance lines. Some states allow for employer deductibles, effectively a form of self-insurance.
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