article thumbnail

The Disability Insurance “trust gap” Part 1: Causes

Workers' Compensation Perspectives

[The following notes background and discussion points from a series of sessions Disability Management undergraduates completing a 4 th year course on Workplace Insurance and Benefits. Part 1 explores the reasons for the lack of trust in disability insurance. The trust gap is not unique to the disability insurance sector.

article thumbnail

Are Workers’ Compensation benefits protected against the rising cost of living?

Workers' Compensation Perspectives

To forestall this eventuality, the majority of North American workers’ compensation jurisdictions adjust periodic payments (sometimes called workers’ compensation pensions or permanent disability payments) to account for increases in the cost of living. per cent beginning on January 1.

article thumbnail

Can a worker claim workers’ compensation for COVID-19 exposure, illness or quarantine?

Workers' Compensation Perspectives

The adjudicative decision for a workers’ compensation claim will become more complex as the risk differential between work and non-work exposures equalize. In either case, the complexity of determining the work-relatedness question can mean extensive investigation, cost and delay in reaching a decision.