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HRA vs HSA vs FSA – Understanding the difference and selecting the best options

Higginbotham

Out-of-pocket health care costs can become a burden for employees. Special accounts designed to cover health care costs can help both workers and employers manage their expenses. What are health accounts? Unexpected medical costs are a major source of financial stress for many people, especially for emerging talent on your team.

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The pros and cons of term life insurance vs. permanent life insurance

Higginbotham

One of the first and most important responsibilities embraced by every breadwinner is life insurance. Should they lose your support, life insurance will immediately pay your beneficiary the cash value of the life insurance policy, with no taxes owed, providing a lifeline to resolve debts and pay living expenses.

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It’s open enrollment. Are you prepared?

Business Management Daily

Year after year, most employees just renew the same health benefit plans they had the year before. But the pandemic has heightened employees’ health concerns and the importance they place on employer-provided health benefits. A little employee outreach now can make employees savvier about their health plan options.

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Know Your Coverage Options: Group vs. Individual Health Insurance

Fringe Benefit Analysts

What is group vs. individual health insurance? This question is one of the most commonly asked by individuals and employers researching their health insurance options. Some of these include cost, levels of coverage and enrollment restrictions.

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Know Your Coverage Options: Group vs. Individual Health Insurance

Fringe Benefit Analysts

What is group vs. individual health insurance? This question is one of the most commonly asked by individuals and employers researching their health insurance options. Some of these include cost, levels of coverage and enrollment restrictions.

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What You Need To Know About Employee Reimbursement

Genesis HR Solutions

Doing so can make your approval process more efficient and even help to better forecast expenses. Rather than reviewing and repaying employees as individual expenses are incurred, why not consider creating a policy for employee reimbursement that sets expectations about how and when a request will qualify?

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Workers’ Compensation: What’s payroll got to do with it?

Workers' Compensation Perspectives

For workers’ compensation, payroll can have different meanings depending on your jurisdiction and whether you are a worker or an employer. For policy makers and those of us who engage in comparative analysis of workers’ compensation coverage, benefits and costs, the exact meaning of payroll in each jurisdiction is essential.