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Is workers’ compensation spending on healthcare significant? Would a "single-payer" system make a difference?

Workers' Compensation Perspectives

Regardless of the workers’ compensation insurance arrangement (private insurer, exclusive public state or provincial workers’ compensation board) the healthcare expenditures by workers’ compensation systems are relatively small compared to the total national spending on healthcare. In my view, this would be a mistake.

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Workers’ Compensation: What’s payroll got to do with it?

Workers' Compensation Perspectives

Not all components of employer costs for a worker attract a premium but most workers’ compensation system defined which components are considered “reportable” or “assessable” payroll. Different definitions of payroll and restrictions on maximum temporary and permanent benefits effectively leave much of worker’s wages uninsured.

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Issue Commentary: NC Decision Shows Difficult Balancing Required for Lump-Sum Requests

The Workcomp Writer

97-44), the state’s Court of Appeals affirmed a decision by the North Carolina Industrial Commission denying an injured employee’s petition to receive a lump-sum payment related to her award of permanent and total disability (PTD) [ Blackwell v. The Commission had afforded little weight, therefore, to the two medical experts’ testimony.

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Top 10 Appellate Decisions During the 100 Years of NCCI

The Workcomp Writer

Heartiest congratulations to the National Council on Compensation Insurance (NCCI) as it celebrates 100 years of service to the workers’ compensation system. Our” system has seen substantial changes over the years and NCCI has deftly adapted along with it. Short-Lived Oklahoma Opt-Out Law Vasquez v. Dillard’s, Inc.,

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Are Workers’ Compensation benefits protected against the rising cost of living?

Workers' Compensation Perspectives

To forestall this eventuality, the majority of North American workers’ compensation jurisdictions adjust periodic payments (sometimes called workers’ compensation pensions or permanent disability payments) to account for increases in the cost of living. The geographic qualification to the definition of the CPI is fairly common.

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Are Workers’ Comp Insurers ready for what comes next in the COVID-19 crisis?

Workers' Compensation Perspectives

Exactly how that designation impacts the workers’ compensation claim process is an ongoing challenge but the increased risk acknowledged in the essential designation may weigh heavily in the determination of compensability. The Financial Challenge Workers’ compensation is a form of insurance.

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Workers’ Compensation Insurance Arrangements: Does the model make a difference? Part 1

Workers' Compensation Perspectives

Australian and New Zealand workers’ compensation systems include exclusive, centrally funded and privately underwritten workers’ compensation “schemes” [a term used in Australian/New Zealand, analogous to insurance system or arrangement]. There are no jurisdictions with competitive state funds.