Insperity
AUGUST 9, 2018
When the mandates of the Affordable Care Act hit the marketplace in 2013, for example, insurance brokers nationwide were challenged with delivering additional value to their customers to offset rising healthcare costs for employers.
Insperity
JANUARY 13, 2014
Community rating is a method for pricing insurance that pools policyholders within a geographic area into a single risk pool (a “community”) and charges them the same premium regardless of health, gender or other factors. These changes create uncertainty for insurers that they are expected to oï¬set with higher premium rates.
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