Benefits Package Health Insurance Medical Out of Pocket Cost 
Higginbotham
FEBRUARY 21, 2023
You’re reading your health insurance policy and come across a coinsurance clause. Here’s what you need to know about this common insurance term. This is called cost sharing, and it’s common in many types of insurance. Cost sharing helps insurance companies and policyholders achieve certain goals.
Higginbotham
JANUARY 27, 2023
They want to be fairly compensated for their work, and that usually involves both wages and employee benefits. Although some small business owners may feel overwhelmed by the prospect of offering health insurance and other benefits, the many advantages can make the effort worthwhile. Health insurance matters to employees.
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InterWest Insurance Services
JULY 13, 2023
Employers who were surveyed for a new report expected that group health insurance premiums would increase 5.4% this year and at a faster clip in 2024 as inflation hits medical costs. 24% said they would up employee cost-sharing, but by less than the projected increase. copay plan).
InterWest Insurance Services
DECEMBER 28, 2021
Most employers offer major medical coverage to their full-time employees. But that still leaves workers and their families with significant exposure to financial hardship in the event of a serious medical emergency. Hospital indemnity insurance. The worker can use this cash benefit for any purpose, including: Deductibles.
Fringe Benefit Analysts
AUGUST 15, 2023
Find out why you need to have consistent dental care, as well as why insurance can help make this happen for you by reading more below. Why Is Dental Health Important? The truth is that good dental care is a crucial part of your overall physical health because other systems can be affected by your oral health.
Higginbotham
NOVEMBER 28, 2022
What is a Health Savings Account (HSA)? The owner of the account can use it to pay for qualified medical expenses. It can be funded on a pre-tax basis, and the owner can use the untaxed funds for qualified medical expenses. Employers can also choose to contribute to the HSA as an employee benefit. Who can own an HSA?
Higginbotham
MARCH 28, 2023
In addition to meeting ACA requirements, offering attractive benefits enables employers to compete for top workers. A better option than reducing benefits is to learn how to manage employer health care costs. was benefits. In other words, benefits account for nearly one-third of a worker’s total compensation.
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