Insperity

MARCH 29, 2022

Much employee stress arises when health insurance plans change unexpectedly – especially when they’re scaled back. The challenge for employers. How employers can do better. Still, employers must take these concerns about health insurance seriously. Bring in external experts and insurance carrier representatives.

Health Insurance 92

Health Insurance Insurance Insurance Carriers Education 92

Assurance Agency

APRIL 12, 2023

How important is Ben Admin Most employers with at least 250 employees have a ben admin system.

Technology 52

Technology IT Insurance Carriers Deductions 52

BerniePortal

JUNE 10, 2019

Check out this column in HR Technologist : The future of HR is in automation – more and more small employers are bringing HR administration online through technology, streamlining a wide range of tasks, such as onboarding, benefits administration, and time tracking.

Insurance Carriers 40

Insurance Carriers Deductions Deductible Human Resources 40

GRA Benefits Group

NOVEMBER 24, 2020

Though deductibles and out-of-pocket limits are more defined, what is covered, and how much is often impossible to predict. Advocates have arrived in the form of third-party vendors, apps, and even insurance carriers. Health insurance carriers are actively placing a stronger emphasis on cost transparency as a result.

Insurance Carriers 52

Insurance Carriers Healthcare Hospitality Insurance 52

The Workcomp Writer

MAY 17, 2022

Texas Mutual, the workers’ compensation carrier for Stevenson’s employer, paid workers’ compensation benefits to and on behalf of Stevenson for his injuries. Stevenson countered that the trial court should limit Texas Mutual’s recovery to $27,519, before deductions for attorney’s fees and expenses to Stephenson’s counsel.

Workers’ Compensation 85

Workers’ Compensation Insurance Carriers Medical Deductions 85

The Workcomp Writer

FEBRUARY 1, 2022

Since the employer’s outlay for workers’ compensation benefits exceeded the $150,000 held in escrow, all the funds (after payment of litigation expenses) had to be paid over to the employer. The employer remained liable for Claimant’s ongoing wage loss and for medical expenses directly attributable to the work injury.

Workers’ Compensation 56

Workers’ Compensation Insurance Carriers Deductions Deductible 56

Assurance Agency

APRIL 12, 2023

How important is Ben Admin Most employers with at least 250 employees have a ben admin system.

Technology 40

Technology IT Insurance Carriers Deductions 40

Fringe Benefit Analysts

JANUARY 26, 2023

Some insurance carriers are now also offering identity protection services to their customers at no additional cost. Are Identity Theft Protection Services Tax Deductible? The taxation of this identity protection benefit/service was considered by the IRS in 2015 and again in early 2016.

Insurance Carriers 52

Insurance Carriers Taxes Insurance Commissions 52

Fringe Benefit Analysts

MAY 8, 2022

As many employers and businesses are aware, employee benefits packages are very important considerations for candidates when they are being scouted by recruiters. They will also navigate employers and employees through the layered and complicated task of implementing such plans to reduce complications or errors.

Consulting 52

Consulting Employee Benefits Benefits Package Health Insurance 52

Benefit Resource Inc.

AUGUST 8, 2019

While you were employed, you employer may have paid some or all of the premium for you and your covered dependents. Let’s say you have a 30-day gap between when your existing plan ends and when coverage starts through a new employer. COBRA coverage is available for more than just medical insurance. 1) What does COBRA cost?

Insurance Carriers 51

Insurance Carriers Flexible Spending Account Medical Flexible Spending 51

AssuredPartners

AUGUST 10, 2023

The MHPAEA guidance provided by the Departments are all quite technical in nature, and focus on the comparative analysis that plans and insurance carriers must complete in order to confirm that each of the non-quantitative limitations (“NQTLs”) imposed by the plan or policy that apply to a MH/SUD benefit (i.e.,

Insurance Carriers 52

Insurance Carriers Insurance Medical Deductions 52

Corporate Synergies

MARCH 25, 2019

A benefits advocate who delivers the how and why of plan use when employees are asking for assistance helps the employer control health insurance costs. To cut health plan costs, many employers are moving toward a self-funded plan that provides transparency into claims data. As Seen In. More on that in a minute.

Healthcare 40

Healthcare Out of Pocket Cost Insurance Carriers Health Insurance 40

AssuredPartners

AUGUST 5, 2021

This rule, entitled Transparency in Coverage, requires group health insurance carriers and self-insured plans to disclose rates and cost-sharing information for all covered items and services. Insurance cards must include in-network and out-of-network deductibles and out-of-pocket maximums.

Out of Pocket Cost 69

Out of Pocket Cost Insurance Carriers Pharmaceutical Insurance 69

Genesis HR Solutions

SEPTEMBER 21, 2021

As one of the most expensive aspects of running a small business, health insurance is top of mind for many employers. What is the best way to provide insurance? Should you provide insurance at all? And the importance of providing high-quality health insurance doesn’t wane when you’ve found the right employee.

Health Insurance 52

Health Insurance Insurance 401(k) Insurance Carriers 52

Corporate Synergies

AUGUST 27, 2018

Employers are increasingly pulled in many directions when it comes to employee benefits, and pharmacy benefits in particular. Employers are more sophisticated about choosing the right PBM than they were just five years ago, which means expectations of what PBMs provide have changed. Cons: Bundling reduces flexibility.

Insurance Carriers 40

Insurance Carriers Health and Welfare Medical Utilities 40

Genesis HR Solutions

AUGUST 9, 2018

Sometimes benefits are paid for wholly by employers; other times they are paid for by employees, and sometimes the expenses are shared. How the benefits expenses are shared (or not) is determined by the employer. The most expensive benefit to offer is health insurance. Employers have to manage and administer benefits each month.

Employee Benefits 40

Employee Benefits 401(k) Health Insurance Insurance Carriers 40

Corporate Synergies

JULY 22, 2019

Adopting an urgent care first mentality can help employees and employers control healthcare costs. But these centers could also help employers minimize expensive emergency room (ER) claims. The cost to the employer (and often the employee) is often far less than the ER. As Seen In. Urgent care can be good medicine.

Employee Benefits 40

Employee Benefits Insurance Carriers Healthcare Health Savings Account 40

Benefits Notes

MARCH 31, 2021

Many of the provisions in this sweeping legislation bring changes to the employee benefits world of which employers should take note and which are summarized below. The ARPA also allows the employer, insurer, or multiemployer plan sponsor who subsided the premiums to offset the cost by claiming a new federal tax credit.

Family and Medical Leave Act 40

Family and Medical Leave Act Employee Benefits Taxes Pension 40

Fringe Benefit Analysts

JANUARY 25, 2021

On top of a $600 Stimulus check that has gone out to Americans, there are many other parts of the law that may affect Employers. Employers should consider the follow parts of The Act that will affect you and your employees ! The Consolidated Appropriations Act of 2021 (The Act) was signed into law on December 28th by President Trump.

Family and Medical Leave Act 40

Family and Medical Leave Act Paid Leave Health Insurance Insurance Carriers 40

Insperity

JULY 22, 2014

First, those who are eligible for coverage through a governmental program such as Medicaid, Medicare and the Children’s Health Insurance Program cannot receive subsidies. So we’ve got premiums under control, but what about deductibles, copayments and other out-of-pocket costs? percent of their household income. Copayments.

Health Insurance 40

Health Insurance Out of Pocket Cost Insurance Carriers Taxes 40