PeopleKeep

JANUARY 18, 2022

For many employers offering a group health insurance plan, adding a supplemental benefit in addition to the group plan can help offset your employees’ out-of-pocket costs. This is especially true with high deductible health plans (HDHPs) that require employees to pay a higher amount on their own before their insurance kicks in.

Out of Pocket Cost 98

Out of Pocket Cost Insurance Carriers Health Insurance Deductions 98

Griffin Benefits

SEPTEMBER 5, 2023

As healthcare costs have risen rapidly in the last decade, employer-sponsored health insurance premiums have followed,1 affecting both organizations and employees. Data analytics is the first step in answering that question, directing employers toward what medical situations can sink a healthcare plan. WANT TO LEARN MORE?

Healthcare 88

Healthcare Insurance Carriers Pharmaceutical Medical 88

HR Lineup

MAY 10, 2023

PlanSource is an online platform that offers comprehensive benefits administration solutions to employers and employees. The platform offers a wide range of benefits administration solutions, including health and wellness programs, retirement planning, and employee insurance plans.

401(k) 52

401(k) Insurance Carriers Retirement Plan Disability Insurance 52

Benefit Resource Inc.

FEBRUARY 23, 2021

Lately, we’ve seen an uptick in questions around the roles of responsibilities of your company’s broker, your TPA (that’s us), and your health insurance provider. And where does your health insurance carrier play into this? What is a health insurance carrier? They hear it all! What is a TPA?

Insurance Carriers 72

Insurance Carriers Health Insurance Insurance Healthcare 72

AssuredPartners

AUGUST 15, 2022

Increasing costs in the marketplace: Insurance at its most basic is a means to help assess, manage, and mitigate risk. Insurance consumers, i.e., businesses, pay premiums in exchange for protection against risk. For insurance carriers to be competitive, premiums are assessed at a level that matches the determined risk.

Insurance Carriers 104

Insurance Carriers Insurance Entertainment Transportation 104

Insperity

JANUARY 4, 2024

An example of this is a client company discovering that they’ve been continuing to pay for medical insurance for a terminated employee. Some compromise may be necessary When you choose your own insurance offering through a broker, you can select from a vast number of available insurance carriers and plan designs.

Insurance Carriers 92

Insurance Carriers Workers’ Compensation Insurance Professional Employer Organization 92

The Workcomp Writer

FEBRUARY 2, 2024

Workers’ Compensation Claim The Academy’s insurance carrier denied the claim. The Court added that, as the insurance carrier explained in its brief, the CAB discounted the treating physician’s opinion because the doctor did not opine that the claimant “actually contracted MRSA at work.” LEXIS 9 (Jan. 2d 714 (Iowa Ct.

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Hospitality Medical 52

AssuredPartners

JUNE 30, 2022

Beginning July 1, 2022, the Consolidated Appropriations Act, 2021 (CAA) requires non-grandfathered major medical group health plans and insurance carriers to disclose detailed pricing information in two separate machine-readable files (MRFs). For fully insured employers, their group health insurance carriers will post the link.

Insurance Carriers 52

Insurance Carriers Insurance Health Insurance Utilities 52

Insperity

SEPTEMBER 17, 2020

In general, to have a compensable claim that is accepted by your company’s workers’ compensation carrier, the employee has to be in the course and scope of their job and the accident has to arise out of their job-related activities. Each workers’ compensation claim is subject to an investigation that complies with state employment law.

Workers’ Compensation 107

Workers’ Compensation Insurance Carriers Insurance Work From Home 107

Benefit Resource Inc.

APRIL 10, 2023

Confirm enrollment in a health plan To receive automatic approval for co-pays, certain co-insurance, and deductible expenses, make sure your employer has reported you as enrolled in the company health plan. An Explanation of Benefits (EOB) from your insurance carrier or healthcare provider gets it resolved in no time.

Insurance Carriers 98

Insurance Carriers Hospitality Deductions Deductible 98

Insperity

SEPTEMBER 14, 2021

Choosing the right professional employer organization (PEO) for your company is a huge project. CPA-affirmed documentation that they remit employment taxes in a timely manner. Background reports of their individuals responsible for employment tax payments. Documentation that they have positive working capital.

Professional Employer Organization 86

Professional Employer Organization Employment Insurance Taxes 86

InterWest Insurance Services

AUGUST 18, 2022

Employers: Don’t make this common cafeteria plan mistake! ” Employees cannot change their minds and make changes to pre-tax cafeteria elections during the plan year, once benefits become effective — unless a special enrollment period as defined under IRC Section 125 applies , or the employer is correcting an administrative error.

Insurance Carriers 79

Insurance Carriers Taxes Health Insurance Employee Enrollments 79

Higginbotham

DECEMBER 14, 2023

Now, get ready to learn about coverage options, factors affecting insurance costs and tips for saving on your electric car insurance. Car Insurance for Electric Vehicles While electric car insurance may seem like a puzzling form of coverage, its basics align closely with those of conventional auto insurance.

Insurance 52

Insurance Insurance Carriers Technology Taxes 52

InterWest Insurance Services

MARCH 3, 2023

A new study has found that individuals enrolled in high-deductible health plans (HDHPs) are more engaged than their traditional plan counterparts during open enrollment, spending more time on choosing plans and using employer-provided tools to help them make their choices. The study’s authors said there are likely a few reasons U.S.

Deductions 96

Deductions Deductible Insurance Carriers Education 96

Workers' Compensation

NOVEMBER 18, 2023

FACTS Five workers employed in the State of New York suffered work-related injuries in NY while working for a NY employer. They were treated in a NJ hospital that obtained assignments for medical costs from the patients against the workers’ compensation carrier of the NY employer. Port Authority of N.Y. and N.J. ,

Medical 52

Medical Workers’ Compensation Insurance Carriers Hospitality 52

Workers' Compensation

JANUARY 8, 2024

In rejecting an employee’s attempt to go forward with a lawsuit directly against an employer, the NJ Appellate Division ruled, in an unreported case,* that an employee, in a novel argument, may assert the “violation of public policy” as an allegation. The exclusion is embodied in the Employer’s Liability EII exclusion.”

Workers’ Compensation 52

Workers’ Compensation Insurance Carriers Insurance Banking 52

Benefit Resource Inc.

FEBRUARY 2, 2023

Offering pre-tax benefits is the first step in helping employees lower out-of-pocket expenses, but employers should also make sure to explain the associated financial benefits. It’s important that employers are equipped to provide sound guidance on out-of-pocket costs, coverage options and resources like HSA calculators.

Out of Pocket Cost 98

Out of Pocket Cost Insurance Carriers Management Finance 98

Insperity

JANUARY 24, 2023

Health care benefits are the costliest line item for employers – and these costs consistently rise each year, with plan usage and claims history serving as the two big drivers. Health insurance carrier apps Many health insurance carriers offer their own app for employees to manage their health information in one centralized location.

Insurance Carriers 98

Insurance Carriers Health Insurance Medical Electronics 98

Total Employee Benefits

DECEMBER 14, 2021

When it comes to a broker, employers should look for someone who keeps them informed about important issues related to their company. Meaning employers will be able to see precisely how and where brokers are making money. The insurance carrier is generally responsible for plan compliance in a fully insured policy.

Insurance Carriers 52

Insurance Carriers Health and Welfare Insurance Employee Enrollments 52

InterWest Insurance Services

JULY 11, 2022

While health plans will be required to post this information, employers who sponsor their group health insurance for their employees will need to take steps to ensure that their plans comply with the law, if they have not already done so.

Insurance Carriers 80

Insurance Carriers Insurance Health Insurance Employment 80

Insperity

MARCH 29, 2022

If someone doesn’t have a strong grasp of how a particular health insurance plan works, they may not even be sure what they signed up for when a health matter comes up. Much employee stress arises when health insurance plans change unexpectedly – especially when they’re scaled back. The challenge for employers.

Health Insurance 92

Health Insurance Insurance Insurance Carriers Education 92

McDermott Will & Emery Employee Benefits

DECEMBER 7, 2021

Increasing retirement plan-focused litigation has put insurance carriers and fiduciary service providers in difficult positions. In this article published in PLANSPONSOR, McDermott Partner Erin Turley said such litigation continues to be a “major focus” in the fiduciary insurance marketplace.

Insurance 52

Insurance Insurance Carriers Retirement Plan Employee Benefits 52

InterWest Insurance Services

JULY 26, 2022

You as an employer can help by offering group disability insurance to your employees. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. Group disability coverage has advantages for both the employer and the workforce. What it covers. List billing.

Disability Insurance 77

Disability Insurance Insurance Carriers Insurance Deductions 77

InterWest Insurance Services

DECEMBER 2, 2022

The key for employers grappling with these higher costs is how they can reduce their impact by switching up plan offerings and choosing plans that do a good job of managing specialty drug costs, which have been spiraling over the last decade. Compare insurance plans and providers. Other cost-saving measures.

Insurance Carriers 82

Insurance Carriers Insurance Hospitality Consulting 82

AssuredPartners

OCTOBER 17, 2022

For fully insured plans, health insurance carriers will be responsible for making the necessary reporting from a legal standpoint. Employers who sponsor self-funded health plans should coordinate with their self-funded TPA and pharmacy benefit manager (PBM) to ensure timely reporting of the required data.

Health Insurance 98

Health Insurance Out of Pocket Cost Insurance Carriers Manufacturing 98

CorpStrat

MARCH 17, 2022

Are you an employer looking for a new and innovative health insurance plan to offer your employees? Wouldn’t it be amazing if there was a new company in the market that actually did something different from all the traditional insurance carriers? Well, we think there is. This may sound too good to be true.

Employee Benefits 52

Employee Benefits Insurance Carriers Health Insurance Benefits Package 52

WEX Inc.

JANUARY 19, 2023

On average, we’ve found that 3-5% of the dependents on an employer's plan are deemed ineligible. When employers have performed a dependent eligibility audit with WEX, they’ve seen savings of $3,000 to $5,000 per plan member, per year. This is particularly important for large, self-funded employers.

Insurance Carriers 52

Insurance Carriers Taxes Electronics Health 52

InterWest Insurance Services

DECEMBER 9, 2021

These rules were all not mandatory and employers could choose whether to relax them or not. Here are the rules that will sunset at the end of 2021: Allowing employees who had declined group health insurance for the 2021 plan year to sign up for coverage. That’s a change from the prior threshold of 250. More guidance coming.

Health Insurance 87

Health Insurance Insurance Insurance Carriers Deductions 87

HR Bartender

SEPTEMBER 1, 2016

Fortunately, I worked for an employer that was open to modified duty. It sounds like this employer is as well. Spence] When an employee remains off work after an accident the employers cost of doing business rises. Unfortunately, employers are not in a win-win situation when it comes to workplace injuries.

Insurance Carriers 66

Insurance Carriers Workers’ Compensation Human Resources Consulting 66

Benefit Resource Inc.

MARCH 11, 2021

Employers are responsible for paying premiums, but receive a tax credit. Employers sponsoring a group health plan will be responsible for paying health insurance carriers for the premiums. While the specifics are still developing, here are 8 things to know about the COBRA subsidy that is included in the bill.

Insurance Carriers 81

Insurance Carriers Taxes Health Insurance Medical 81

InterWest Insurance Services

MARCH 15, 2022

And the majority of documents criminals steal are the same ones your employees receive from their group health insurers. If the thief’s health information is mixed with the victim’s, it could affect the medical care the victim is able to receive, or the health insurance benefits they are able to use. How to identify fraud.

Medical 94

Medical Health Insurance Insurance Carriers Insurance 94

The Workcomp Writer

JANUARY 24, 2023

Background Connelly was a passenger in a vehicle driven by her co-worker Trezona during the course and scope of their employment when Trezona negligently caused an accident, injuring Connelly. Both companies denied the claim, maintaining Connelly’s exclusive remedy lay with the the Act. Smallwood , 308 S.C. 471, 419 S.E.2d

Insurance Carriers 52

Insurance Carriers Workers’ Compensation Insurance Employment 52

AssuredPartners

SEPTEMBER 30, 2021

The FDA’s approval of the Pfizer vaccine [4] prompted Delta Airlines to start charging unvaccinated employees an additional $200 per month to participate in the health insurance plan. [5] Currently, health and life insurance carriers do not appear to be charging or intend on charging unvaccinated members more than vaccinated members. [6]

Insurance Carriers 75

Insurance Carriers Life Insurance Insurance Health Insurance 75

Benefit Resource Inc.

MARCH 5, 2021

According to a recent SHRM article , employers should expect a government funded COBRA subsidy to shortly be a reality. The first item employers should take away from the latest proposal is that the recent changes are likely to usher in a wave of new COBRA enrollees. What you should expect. How you can be proactive.

Government 74

Government Insurance Carriers Taxes Insurance 74

Corporate Synergies

APRIL 8, 2019

Consolidation in the insurance industry—integrating pharmacy benefit managers (PBMs) into carriers—is bringing change to the way employers buy health insurance and how employees and consumers use it. Whether these PBM-carrier mergers are good or bad remains to be seen.

Employment 40

Employment Insurance Carriers Insurance Manufacturing 40

Higginbotham

JANUARY 11, 2022

However, the FAQs do not require tests to be covered if they are not for individualized diagnosis (such as tests for employment purposes). Insurance carriers have expressed readiness to comply with the administration’s announcement, however they have asked specifically about the potential to reduce price gouging. As of Jan.

Insurance Carriers 52

Insurance Carriers Health Insurance Insurance Medical 52

Griffin Benefits

JULY 12, 2021

Anyone who has ever signed up for cellular phone service with a mobile phone carrier knows what a burdensome service agreement looks like. It's pages and pages of terms and conditions, often delivered by an anxious salesperson consumed with an expectation that the customer desiring service will sign the carrier agreement on the spot.

Employee Benefits 52

Employee Benefits Insurance Carriers Insurance Employment 52