Joe Markland

APRIL 23, 2021

Our chaotic pricing of health care is caused by our financing model. Our health care financing system is the cause of escalating health care cost. Fix health care financing and you will reduce health care costs. The insurance industry thinks it is the other way around.

Health Insurance 130

Health Insurance Insurance Finance Government 130

Money Talk

APRIL 20, 2023

One of my Money Talk clients is my long-time employer, Rutgers Cooperative Extension. In addition to writing monthly Small Steps to Health and Wealth™ financial messages , I also present online webinars and class segments. 401(k), 403(b), 457 plan, and thrift savings plan), and other employer benefits (e.g., health insurance).

401(k) 245

401(k) Pension Retirement Plan Taxes 245

Employee Benefits

MAY 24, 2023

The idea behind it was to pave the way for amicable collaboration, easing negotiations and overall reducing the mental health impact of divorce. Support from employers and encouragement to focus on round-the-table negotiations to help facilitate the way for amicable collaboration can help reduce the mental health aspect of divorce.

Employment 98

Employment Health Insurance Finance Insurance 98

Money Talk

MARCH 24, 2022

I recently taught a 90-minute personal finance class for women age 50+. Retirement Spending - Expenses likely to increase in later life include medical/dental expenses, health insurance premiums (e.g., reverse mortgage and collectibles), and employment earnings. This is a mistake. 401(k)s), tax-deferred accounts (e.g.,

401(k) 360

401(k) Finance Entertainment Taxes 360

Money Talk

AUGUST 10, 2022

Tax Withholding Adjustments - Adding income from employment to what could be multiple streams of income in later life (e.g., Higher Income Tax Payments- Again, adding employment income to several other income sources in later life can place taxpayers in a higher tax bracket. food, gas, utilities, housing, etc.)

Disability Insurance 246

Disability Insurance Taxes Health Insurance Pension 246

Money Talk

JUNE 29, 2022

Last year, I wrote a blog post about mid-year financial check-up s for the OneOp Personal Finance team. This post describes eight more areas of personal finance for a mid-year review: ¨ Expense Projection Analysis - Now is the time to “do the math” for expenses anticipated in late summer or fall. 401(k) or 403(b) plan).

401(k) 245

401(k) Out of Pocket Cost Finance Flexible Spending Account 245

AssuredPartners

DECEMBER 11, 2022

Today’s employers play a vital role in helping employees save and invest for retirement. With different needs and expectations, employers must first strive to understand the varying views of each generation. This generation is susceptible to employment risks, market volatility, and increasing inflation. Employer Support.

401(k) 98

401(k) Health and Welfare Employment Retirement Plan 98

Employee Benefits

DECEMBER 22, 2023

The personal finance benefits to married LGBTQ couples have expanded by leaps and bounds in the last decade since same-sex marriage was legalized. Understanding these wealth gaps, same-sex and LGBTQ couples can take steps to protect themselves and their finances going forward.

401(k) 105

401(k) Health Insurance Finance Taxes 105

Money Talk

AUGUST 16, 2023

Still Working Exception - Older workers who stay put can postpone required minimum distributions (RMDs) on a current employer’s plan under the “ still working exception ” rules. Employer Benefits - Workers age 65+ at large companies can still be covered by group health insurance, thereby postponing Medicare premiums.

Taxes 130

Taxes Pension Deductions Deductible 130

Higginbotham

MAY 21, 2024

When it comes to employee well-being, physical health is only half of the equation. If employers want to help foster a healthy and productive workforce, they also need to promote mental health. Substance abuse is also common, particularly when individuals do not have mental health support: 33.5 percent of U.S.

Health Savings Account 52

Health Savings Account Health Insurance Financial Counseling Disability Insurance 52

PeopleStrategy

MARCH 12, 2020

As a full-service broker and HR technology solution provider, we serve employers and, more specifically, HR, benefits and finance professionals. During unsettling situations such as the one we face today, employees rely on HR to provide guidance on how best to protect their health and that of their families.

Family and Medical Leave Act 83

Family and Medical Leave Act Employment Health Insurance Deductions 83

Best Money Moves

FEBRUARY 7, 2024

Some benefits, such as health insurance, workers’ comp and social security are required by law. According to a Pew Research Center study, in 2021, 43% of workers who quit their jobs left due to lack of benefits flexibility, including poor health insurance and mediocre paid time off.

Health Insurance 106

Health Insurance Comprehensive Benefits Finance Retirement Plan 106

Money Talk

AUGUST 18, 2022

total benefits package) ¨ enhance workers’ financial security and health (e.g., health insurance) ¨ improve employee morale (e.g., educational benefits and training) ¨ improve an employer’s reputation as a good place to work for and do business with (e.g., Some employers allow workers to accumulate sick leave.

Family and Medical Leave Act 184

Family and Medical Leave Act Employee Benefits Paid Vacation Paid Sick Leave 184

Best Money Moves

APRIL 12, 2023

Financial illiteracy refers to a person’s lack of understanding about personal finance and related concepts. Because of the major effects financial struggles have on employees, many employers have started to take notice. According to Forbes, 80% of employers in the U.S. How can employers improve financial literacy?

Finance 115

Finance Retirement Plan Health Insurance Education 115

Best Money Moves

JUNE 1, 2022

Here’s how employers can support their teams cope with inflation with the right benefits choices. . According to BenefitsPro, 82% of HR executives are concerned that their employees’ personal finance issues affect workplace productivity. . Luckily, there are methods employers can use to help employees weather this period.

401(k) 113

401(k) Out of Pocket Cost Benefits Package Finance 113

Qandle

SEPTEMBER 20, 2023

Payroll taxes are a crucial aspect of every employer’s financial responsibilities. These taxes are collected to fund various government programs and benefits, including Social Security, Medicare, and unemployment insurance. The current Social Security tax rate for employers and employees is 6.2%

Taxes 52

Taxes Payroll Employment Deductions 52

Best Money Moves

AUGUST 18, 2021

It’s no secret that employees of different generations expect different kinds of support from their employers. Accessible and comprehensive health benefits. Over half of all Americans receive health insurance from their employers, according to 2019 census data.

Health Insurance 111

Health Insurance Health Savings Account Insurance Benefits Package 111

Insperity

MARCH 12, 2024

Health insurance Health insurance aims to assist employees with the costs of obtaining medical care. Optional dental and vision care are usually offered alongside health insurance for an added fee.) Many employers match their employees’ contributions to boost their savings.

Family and Medical Leave Act 57

Family and Medical Leave Act Employee Benefits PTO 401(k) 57

WEX Inc.

JULY 24, 2023

What employees are saying about finances and retirement? A variety of recent studies have indicated that: Nearly twice as many employees said they were stressed about their finances than said they were stressed about their jobs. What employers are saying about employee finances and retirement? Absolutely,” Cook said. “As

Retirement Plan 98

Retirement Plan 401(k) Health Savings Account Taxes 98

Empuls

APRIL 22, 2024

This is especially true when you factor in the seemingly endless list of expenses: groceries, rent/mortgage, utilities, health insurance, car payments.   According to pwc, 60 % of full-time employees are stressed about their finances. But sometimes, it feels like it goes a whole lot faster than it comes! the list goes on. 

Employee Benefits 40

Employee Benefits Family and Medical Leave Act Benefits Package Health Insurance 40

InterWest Insurance Services

OCTOBER 24, 2023

On top of that, there’s been an increase in mental health issues, while outside factors like household finances can also add to an employee’s stress, making them less mindful at work. While OSHA cannot cite an employer for workplace stress, it can cite them for injuries that may have been influenced by stress.

warehousing 88

warehousing Manufacturing Transportation Health Insurance 88

Business Management Daily

JANUARY 4, 2022

And while no employers welcomed the disruption, effective leaders confronted new realities head-on rather than trying to wish them away. Employers learned that survival depended on embracing change. “We People could not help but ponder questions like “What impact will the pandemic have on my job and my finances?” Flexibility.

Employment 105

Employment PTO Health Insurance Hospitality 105

Best Money Moves

OCTOBER 13, 2023

Eighty-seven percent of employees consider health and wellness benefits when choosing an employer, according to a study by recruiting website Zippia. Not only do companies see improvements in their workers mental and physical health, they often will see positive returns on their productivity and quality of work as well.

Employee Wellness 106

Employee Wellness Flexible Spending Account Flexible Spending Benefits Package 106

AssuredPartners

JULY 12, 2021

Health Care Costs : Increased life expectancies and health care costs are a growing burden for workers and employers. Health care costs consistently outpace inflation. For a 55-yearold couple retiring in 10 years, total lifetime health care costs will be $ $1,035,980 [2]. 72% feel stressed about money.

Finance 40

Finance Pension Health Insurance IT 40

InterWest Insurance Services

JULY 20, 2022

If they are not educated on their options and how health plans work, those new to employment can make poor decisions that could have serious financial repercussions. To help these new recruits get the most out of the benefits you offer, you can start by focusing on the following: School them on health insurance.

Education 93

Education 401(k) Deductions Deductible 93

Higginbotham

JANUARY 12, 2024

Out-of-pocket health care costs can become a burden for employees. Special accounts designed to cover health care costs can help both workers and employers manage their expenses. While employers are not required to offer HSAs, FSAs or HRAs, many choose to do so. HRA vs HSA vs FSA: What’s the difference?

Flexible Spending Account 52

Flexible Spending Account Health Savings Account Deductions Deductible 52

Insperity

JANUARY 24, 2023

If employees can better manage their health and avoid using urgent care centers and ERs unless necessary, it can help businesses better control benefits costs. This is especially important as a potential economic downturn looms and businesses evaluate their finances. Businesses often struggle to contain benefits costs.

Insurance Carriers 98

Insurance Carriers Health Insurance Medical Electronics 98

Best Money Moves

NOVEMBER 30, 2021

Finances consistently rank as a top stressor for employees, but many employers remain unaware of the impacts of long-term financial stress. Financial wellness programs, like Best Money Moves , can help employees regain control of their finances. Mental health support. Here are our top 5 picks for 2022.

Family and Medical Leave Act 105

Family and Medical Leave Act Employee Benefits Paid Leave Benefits Package 105

Money Talk

APRIL 14, 2022

Tax-Deferred Investing - One way to avoid a higher tax bracket is to increase tax-deductible contributions to an employer retirement plan (e.g., If so, save those receipts for health insurance premiums and copays. 401(k), 403(b), 457, TSP). Sometimes, saving just 1% more of pay can make a big difference on taxes due.

Taxes 188

Taxes Family and Medical Leave Act 401(k) Deductions 188

HR Digest

MAY 4, 2024

The gig economy, marked by independent contractors and freelance gigs, is reshaping employment landscapes, driven by technological advancements, flexible work preferences, and economic factors. HR leaders must consider various employment arrangements to accommodate the flexible nature of gig work.

Management 52

Management Retirement Plan Health Insurance Technology 52

Higginbotham

OCTOBER 14, 2022

If employers don’t provide adequate compensation, they risk losing their workers. Health Insurance for Small Business. Under the ACA, small employers with fewer than 50 full-time equivalent employees are not required to offer health insurance or subject to the employer shared responsibility provisions.

Employee Benefits 52

Employee Benefits Family and Medical Leave Act Disability Insurance Paid Sick Leave 52

Money Talk

OCTOBER 13, 2021

Financial resiliency is enhanced with financial resources, such as savings, health insurance, and a good-paying job. Economists define human capital as all of the knowledge, skills, experiences, and other personal qualities that people have to “sell” to potential employers. Social capital also increases financial resiliency.

Net Pay 100

Net Pay Disability Insurance Take Home Pay Life Insurance 100

Best Money Moves

AUGUST 18, 2021

It’s no secret that employees of different generations expect different kinds of support from their employers. Accessible and comprehensive health benefits. Over half of all Americans receive health insurance from their employers, according to 2019 census data.

Health Insurance 64

Health Insurance Health Savings Account Insurance Benefits Package 64

HR Professionals Magazine

AUGUST 1, 2023

By Kate Kellner Employer group healthcare plans have been the way American families get the care they need, when they need it – from annual physicals, childbirth, complex surgeries, and dialysis to end-of-life care. These plans have been the catalyst for so many personal successes, but what happens when big questions arise?

Employee Benefits 98

Employee Benefits Healthcare Consulting Health Insurance 98

Empuls

SEPTEMBER 28, 2023

Yet, behind the allure of cityscapes and rolling hills, there's a pressing concern that affects both employers and employees alike: the ever-evolving cost of living. The good news is that the research into market trends indicates a high level of willingness among employers to assist their workforce.

Bonuses 40

Bonuses Employment Transportation Taxes 40

AssuredPartners

FEBRUARY 17, 2022

For the thousands of federal contractors working under SCA regulations, that number is crucial for employee morale and the strength of an employer’s benefits package. The fringe rate is based on the latest Bureau of Labor Statistics Employment Cost Index summary of Employer Cost of Employee Compensation (ECEC).

Health and Welfare 97

Health and Welfare Paid Sick Leave Out of Pocket Cost Government 97

HR Lineup

OCTOBER 30, 2023

HR Accounting Software is a comprehensive software solution that integrates HR and finance functions within an organization. The integration of Xero with HR solutions provides businesses with a holistic view of their workforce and finances. What is HR Accounting Software? 10 Best HR Accounting Software for 2023 1.

Software 52

Software Payroll Finance Human Resources 52