Joe Markland

APRIL 23, 2021

Our chaotic pricing of health care is caused by our financing model. Our health care financing system is the cause of escalating health care cost. Fix health care financing and you will reduce health care costs. The insurance industry thinks it is the other way around.

Health Insurance 130

Health Insurance Insurance Finance Government 130

Joe Markland

JANUARY 26, 2022

A familiar mantra about why health insurance is so expensive is that the cost of healthcare is expensive. It is the third-party financing through employers that drives the underlying costs — not vice versa. I have always disagreed with this statement.

Healthcare 147

Healthcare Technology Finance Health Insurance 147

Money Talk

MARCH 24, 2022

I recently taught a 90-minute personal finance class for women age 50+. Retirement Spending - Expenses likely to increase in later life include medical/dental expenses, health insurance premiums (e.g., Medicare Part B and Medigap policy premiums), travel and entertainment, and philanthropy/gifts.

401(k) 360

401(k) Finance Entertainment Taxes 360

Money Talk

JUNE 29, 2022

Last year, I wrote a blog post about mid-year financial check-up s for the OneOp Personal Finance team. This post describes eight more areas of personal finance for a mid-year review: ¨ Expense Projection Analysis - Now is the time to “do the math” for expenses anticipated in late summer or fall.

401(k) 245

401(k) Out of Pocket Cost Finance Flexible Spending Account 245

Money Talk

APRIL 20, 2023

health insurance). This post provides general personal finance or consumer decision-making information and does not address all the variables that apply to an individual’s unique situation. Off-Farm Job Employer Benefits - These include a defined benefit pension, an employer retirement savings plan (e.g.,

401(k) 245

401(k) Pension Retirement Plan Taxes 245

PeopleKeep

FEBRUARY 14, 2024

Have you ever heard the term deductible when it comes to health insurance but aren’t quite sure what it means? Understanding the concept of a deductible is crucial for effectively managing your medical finances and making informed decisions.

Deductions 52

Deductions Deductible Health Insurance Finance 52

Money Talk

SEPTEMBER 9, 2022

health insurance), insurance company accounts, and peer-to-peer payment apps such as Venmo and Zelle. Health Care Portals - This category includes access to personal health care information on websites run by doctors, hospitals, radiologists, health insurance companies, and Medicare and Medicaid.

Electronics 172

Electronics Retail Health Insurance Banking 172

Money Talk

AUGUST 10, 2022

Medicare - Older adults age 65+ who are on Medicare, begin working again, and receive primary creditable employer-provided health insurance coverage (i.e., Bottom Line: If you are considering “unretirement,” be sure to cover your financial bases, especially budgeting, taxes, and health insurance.

Disability Insurance 246

Disability Insurance Taxes Health Insurance Pension 246

Money Talk

AUGUST 16, 2023

Employer Benefits - Workers age 65+ at large companies can still be covered by group health insurance, thereby postponing Medicare premiums. This post provides general personal finance or consumer decision-making information and does not address all the variables that apply to an individual’s unique situation.

Taxes 130

Taxes Pension Deductions Deductible 130

Higginbotham

MAY 21, 2024

Mental health can also impact productivity: a literature review of 38 studies found clear evidence that poor mental health, particularly due to depression and anxiety, is associated with lost productivity, which can stem from absenteeism and presenteeism. By supporting mental health, employers may be able to contain costs.

Health Savings Account 52

Health Savings Account Health Insurance Financial Counseling Disability Insurance 52

Best Money Moves

FEBRUARY 7, 2024

Some benefits, such as health insurance, workers’ comp and social security are required by law. According to a Pew Research Center study, in 2021, 43% of workers who quit their jobs left due to lack of benefits flexibility, including poor health insurance and mediocre paid time off.

Health Insurance 102

Health Insurance Comprehensive Benefits Finance Retirement Plan 102

Bayzat

MARCH 18, 2019

Companies working within the Finance industry have greatly benefited from using our platform. When we approached their Head of Finance, Sunny, he told us about his struggle with managing the leave balances of employees and calculating gratuity.

Finance 40

Finance Payroll Salary Health Insurance 40

Money Talk

NOVEMBER 15, 2022

An example is coverage for auto-related medical expenses if you have a good comprehensive health insurance policy. Otherwise, an injured passenger without health insurance may have to sue you for negligence to get coverage under your liability. However, if you drive at lot of non-family members around (e.g.,

Insurance 179

Insurance Deductions Deductible Health Insurance 179

Employee Benefits

MAY 24, 2023

The idea behind it was to pave the way for amicable collaboration, easing negotiations and overall reducing the mental health impact of divorce. Businesses that offer private health insurance to employees may want to consider extending this to include mental health support. However, it has not had 100% the desired effect.

Employment 98

Employment Health Insurance Finance Insurance 98

Empuls

APRIL 22, 2024

This is especially true when you factor in the seemingly endless list of expenses: groceries, rent/mortgage, utilities, health insurance, car payments.   According to pwc, 60 % of full-time employees are stressed about their finances. But sometimes, it feels like it goes a whole lot faster than it comes! the list goes on. 

Employee Benefits 40

Employee Benefits Family and Medical Leave Act Benefits Package Health Insurance 40

Insperity

JANUARY 24, 2023

If employees can better manage their health and avoid using urgent care centers and ERs unless necessary, it can help businesses better control benefits costs. This is especially important as a potential economic downturn looms and businesses evaluate their finances. Businesses often struggle to contain benefits costs.

Insurance Carriers 98

Insurance Carriers Health Insurance Medical Electronics 98

CorpStrat

DECEMBER 15, 2022

Health insurance may be one of the most critical annual purchases since it impacts your physical, mental, and financial wellness. Unfortunately, selecting a health insurance plan can feel overwhelming. This article explores six common missteps related to selecting a health insurance plan.

Health Insurance 52

Health Insurance Out of Pocket Cost Deductions Deductible 52

InterWest Insurance Services

OCTOBER 24, 2023

On top of that, there’s been an increase in mental health issues, while outside factors like household finances can also add to an employee’s stress, making them less mindful at work. Offer health insurance with coverage for mental health and substance use disorders. Show empathy.

warehousing 96

warehousing Manufacturing Transportation Health Insurance 96

Best Money Moves

AUGUST 18, 2021

Accessible and comprehensive health benefits. Over half of all Americans receive health insurance from their employers, according to 2019 census data. So it’s not surprising that in a 2020 survey of 2000 multigenerational participants, dental and vision insurance topped the list of most wanted Employee Benefits.

Health Insurance 106

Health Insurance Health Savings Account Insurance Benefits Package 106

Best Money Moves

APRIL 12, 2023

Financial illiteracy refers to a person’s lack of understanding about personal finance and related concepts. Employees make some of their most important financial decisions in the workplace, whether they are beginning a retirement plan or choosing a health insurance provider. What is financial illiteracy?

Finance 108

Finance Retirement Plan Health Insurance Education 108

Money Talk

AUGUST 18, 2022

total benefits package) ¨ enhance workers’ financial security and health (e.g., health insurance) ¨ improve employee morale (e.g., This post provides general personal finance or consumer decision-making information and does not address all the variables that apply to an individual’s unique situation.

Family and Medical Leave Act 184

Family and Medical Leave Act Employee Benefits Paid Vacation Paid Sick Leave 184

InterWest Insurance Services

JULY 20, 2022

To help these new recruits get the most out of the benefits you offer, you can start by focusing on the following: School them on health insurance. To many new Gen Z recruits, signing up for health insurance and actually using their benefits is a foreign concept. Financial wellness. Most students in the U.S.

Education 98

Education 401(k) Deductions Deductible 98

Best Money Moves

JUNE 1, 2022

According to BenefitsPro, 82% of HR executives are concerned that their employees’ personal finance issues affect workplace productivity. . A strategy for employers to signal to employees that their needs are being cared for is by increasing health care benefits. Comprehensive Financial Benefit Packages.

401(k) 102

401(k) Out of Pocket Cost Benefits Package Finance 102

Achievers

MAY 14, 2019

During the lean periods when finances are stretched too tight, and you need a quick solution, employee benefits are often first on the chopping block. While paring down employee health insurance benefits can seem like an immediate money-saver, this is actually one of the quickest ways to lose your team’s dedication.

Employee Benefits 138

Employee Benefits Health Insurance Employee Recognition Insurance 138

PeopleStrategy

OCTOBER 3, 2023

Offer a Flexible Benefits Package: Consider providing a core set of benefits that meet the basic needs of all employees, such as health insurance and retirement plans. Customizable Health Plans: Provide a range of health insurance plans with different coverage levels and costs.

401(k) 52

401(k) Retirement Plan Parental Leave Health Savings Account 52

Higginbotham

JANUARY 12, 2024

Reducing Stress: According to PwC, 60 percent of full-time employees are stressed about finances, including 47 percent of workers earning at least $100,000 a year. Health Savings Account A Health Savings Account (HSA) is a type of employee-owned account that is designed to work with high-deductible health insurance plans.

Flexible Spending Account 52

Flexible Spending Account Health Savings Account Deductions Deductible 52

Best Money Moves

OCTOBER 13, 2023

Common incentives for participation include cash bonuses, reducing contributions towards health insurance and providing a flexible spending account. Personal finance comes with unique issues for each of your employees and requires holistic answers for employees of all ages and financial backgrounds.

Employee Wellness 103

Employee Wellness Flexible Spending Account Flexible Spending Benefits Package 103

HR Digest

MAY 4, 2024

This involves collaboration with departments like Legal, Compliance, IT, and Finance to establish the necessary infrastructure and policies that support gig employment. Pilot Test Programs Before fully integrating gig workers, it’s beneficial to conduct pilot test programs.

Management 52

Management Retirement Plan Health Insurance Technology 52

Money Talk

OCTOBER 13, 2021

Financial resiliency is enhanced with financial resources, such as savings, health insurance, and a good-paying job. Purchase Adequate Insurance - Protect dependents against the loss of a breadwinner’s income with life insurance and buy disability insurance to provide continued income following an accident or illness.

Net Pay 100

Net Pay Disability Insurance Take Home Pay Life Insurance 100

Health Consultants Group

MARCH 1, 2021

Actuaries solve problems using multiple areas of expertise such as mathematics, finance, and economics. Insurance company actuaries analyze the data that determines your health insurance premium. As actuaries develop rates for 2021 health insurance premiums, they look at the following: Loss experience from 2019.

Insurance 52

Insurance Health Insurance Healthcare Medical 52

Best Money Moves

NOVEMBER 30, 2021

Finances consistently rank as a top stressor for employees, but many employers remain unaware of the impacts of long-term financial stress. Financial wellness programs, like Best Money Moves , can help employees regain control of their finances. Here are our top 5 picks for 2022. Financial wellness programs.

Family and Medical Leave Act 97

Family and Medical Leave Act Employee Benefits Paid Leave Benefits Package 97

AssuredPartners

DECEMBER 11, 2022

Given the pandemic’s disruption on employment, finances, health, and the increased strain on social programs, workers across all generations are at risk of not having enough money saved for a financially secure retirement. Offer benefits to part-time workers, including health insurance and retirement plan benefits.

401(k) 98

401(k) Health and Welfare Employment Retirement Plan 98

HR Lineup

FEBRUARY 14, 2023

They offer a wide range of services, including group health insurance, dental and vision coverage, life insurance, short- and long-term disability insurance, flexible spending accounts, and more. NFP’s financial wellness services are designed to help employees manage their finances and reach their financial goals.

Employee Benefits 52

Employee Benefits Flexible Spending Account Disability Insurance Retirement Plan 52

Best Money Moves

APRIL 15, 2020

Recent research focuses on how COVID-19 has negatively impacted personal finances in the U.S. Recent surveys have asked Americans to open up about the impact the pandemic has had on their finances. . 30 percent are likely to miss their health insurance premium or a student loan payment in the next six months.

Utilities 76

Utilities Finance Health Insurance Work From Home 76

HR Lineup

MARCH 9, 2023

There are job boards for specific industries, such as healthcare, technology, and finance. This includes not only salary but also benefits such as health insurance, retirement plans, and vacation time. Use Niche Job Boards Niche job boards are an excellent resource for finding specialized talent.

Recruitment 89

Recruitment Media Retirement Plan Salary 89

Best Money Moves

AUGUST 18, 2021

Accessible and comprehensive health benefits. Over half of all Americans receive health insurance from their employers, according to 2019 census data. So it’s not surprising that in a 2020 survey of 2000 multigenerational participants, dental and vision insurance topped the list of most wanted Employee Benefits.

Health Insurance 58

Health Insurance Health Savings Account Insurance Benefits Package 58

AssuredPartners

FEBRUARY 17, 2022

For better or worse, the fringe rate dictates what employers are able to spend on health and welfare benefits. In the current market, benefits are incredibly influential over the finances of employees’, talent retention, and recruiting efforts. In essence, there are two fringe rates.

Health and Welfare 97

Health and Welfare Paid Sick Leave Out of Pocket Cost Government 97