Money Talk

SEPTEMBER 1, 2021

health system over $2 billion dollars ! Being a certified financial planner®, I started to wonder what costs COVID-19 patients, themselves, were incurring and decided to research the financial costs of being unvaccinated. At the risk of touching what can, unfortunately, be a politically-charged topic, even one life saved is a victory!

Hospitality 225

Hospitality Health Insurance Medical Life Insurance 225

Employee Benefits

MAY 31, 2023

What are group dental plans? Dental plans are a type of insurance or cash plan that specifically cater for oral health, helping staff afford regular dentist visits for preventative and routine care, such as accident and emergency cover, crowns, implants and fillings, as well as larger issues such as treatment for oral cancer.

Insurance 105

Insurance Taxes Deductions Deductible 105

Employee Benefits

OCTOBER 2, 2023

Workplace adjustments What is considered a reasonable adjustment will depend on the type of job, the size of the employer and the cost. Employers should talk to employee with dementia about what they need rather than offering a one-size-fits-all approach. A common symptom of dementia is memory loss.

Employment 119

Employment Health and Welfare Consulting Benefits Package 119

PeopleKeep

APRIL 21, 2023

A robust benefits package with a comprehensive health benefit is essential for attracting and retaining top talent in today’s workforce. But if you’re offering health benefits for the first time, figuring out where to start can be overwhelming. But what is the difference between them, and how do they compare?

Health Insurance 98

Health Insurance Insurance Benefits Package Employee Benefits 98

Griffin Benefits

APRIL 10, 2023

When a plan participant or beneficiary has Medicare and other health insurance, such as employer group health plan insurance, retiree coverage, or Medicaid, there can often be confusion as to which insurance pays first on claims. HOW DOES MEDICARE WORK WITH OTHER INSURANCE? WHO PAYS FIRST?

Employment 88

Employment Health Insurance Insurance Healthcare 88

WEX Inc.

JUNE 5, 2023

If you’re a small business owner, the qualified small employer health reimbursement arrangement (QSEHRA) might be the benefits plan you’re looking for. What is a QSEHRA? What are the challenges small businesses face with benefits? What employers are eligible to offer one? What expenses are eligible?

Health Insurance 94

Health Insurance Healthcare Taxes Insurance 94

InterWest Insurance Services

MARCH 16, 2023

Large employers are unwavering in their plans to continue offering group health plans to their workers instead of funding individual reimbursement accounts that would allow them to shop for plans on government-run exchanges, according to new research. “We liked to have control. “A big part was trepidation. .”

Health Insurance 98

Health Insurance Employment Out of Pocket Cost Health Savings Account 98

Business Management Daily

MARCH 20, 2024

Her sales numbers have dropped significantly, and despite a history as a top innovator, she rarely contributes ideas to group brainstorming sessions anymore. Dan guesses Anne might suffer from burnout, depression, or another mental health condition. Can you tell me a bit about what’s going on?” How can I support you?”

Family and Medical Leave Act 97

Family and Medical Leave Act Healthcare Human Resources Medical 97

Money Talk

MARCH 31, 2022

Last fall, I participated in a group discussion among personal finance content creators (e.g., Below is a description of eight key topics that were discussed: Adequate Health Insurance - Health issues are a big drain on even the best laid financial plans because “the greatest wealth is health.”

Health Insurance 245

Health Insurance Finance Insurance Education 245

InterWest Insurance Services

AUGUST 10, 2023

While drugmakers have been assailed for years for increasing their prices and driving the cost of medications higher and higher, there is another player in the health care space that is receiving increased scrutiny: pharmacy benefit managers. CVS Caremark and UnitedHealth Group’s OptumRx are other major players.

Out of Pocket Cost 98

Out of Pocket Cost Manufacturing Insurance Medical 98

Employee Benefits

JANUARY 8, 2024

The gamified language app was launched in 2017, and initially offered its growing employee base what chief executive officer (CEO) and co-founder Simon Bacher calls a traditional approach to benefits. “As The business turned to artificial intelligence (AI) to help deliver greater personalisation around health benefits. “By

Health Insurance 105

Health Insurance Insurance Recruitment Employee Benefits 105

WEX Inc.

AUGUST 23, 2023

Examples of voluntary benefits are: Supplemental life insurance Critical illness Pet insurance Voluntary benefits are additional perks that an employer can offer at a discounted group rate, with the employee either fully or partially paying for the benefits through a payroll deduction. The post What are voluntary benefits?

Voluntary Benefits 98

Voluntary Benefits Disability Insurance Life Insurance Insurance 98

InterWest Insurance Services

MAY 26, 2023

While drugmakers have been assailed for years for increasing their prices and driving the cost of medications higher and higher, there is another player in the health care space that is receiving increased scrutiny: pharmacy benefit managers. CVS Caremark and UnitedHealth Group’s OptumRx are other major players.

Out of Pocket Cost 98

Out of Pocket Cost Manufacturing Insurance Medical 98

HR Digest

MAY 21, 2023

From mandated health insurance plans to free snacks, benefits and perks can play a big role in talent attraction and employee retention. What do you want to achieve with the employee benefit package 2. Health insurance Those benefits provide a baseline of employee expectations. Health insurance 2.

Benefits Package 105

Benefits Package 401(k) Employee Benefits Disability Insurance 105

PeopleKeep

MARCH 17, 2022

Many employers are transitioning away from traditional group health insurance by offering more flexible health benefits such as a health reimbursement arrangement (HRA) or health stipend. At the same time, many employees are taking advantage of health insurance subsidies, such as premium tax credits.

Taxes 98

Taxes Health Insurance Employment Insurance 98

InterWest Insurance Services

JULY 11, 2022

July 1 was the deadline for health plans to make public their in-network negotiated rates, out-of-network billed charges, and more. The rules require that non-grandfathered insured and self-insured group health plans post machine-readable files on a public website no later than July 1, 2022. What you need to do.

Insurance Carriers 96

Insurance Carriers Insurance Health Insurance Employment 96

PeopleKeep

FEBRUARY 16, 2022

There are many factors to consider when it comes to selecting health insurance. One option that appeals to many employers is the zero-deductible health plan because it means the insurance company will start accepting claims from the very beginning. One of the biggest factors is how high your out-of-pocket costs will be.

Deductions 98

Deductions Deductible Out of Pocket Cost Health Insurance 98

InterWest Insurance Services

AUGUST 30, 2022

Now more than ever, employers need to step up their employee benefits game beyond providing group health insurance. Good pay and a robust health insurance package still win the day, but employers are having to do more to sweeten the pot, according to a new survey by MetLife. Dental insurance. Life insurance.

Benefits Package 98

Benefits Package 401(k) Disability Insurance Health Insurance 98

PeopleKeep

APRIL 7, 2023

While it can be exciting to start your own business, be your own boss, and do what you love, it can be challenging. Once you have your first hire in place, it’s critical that you build a compensation package that includes a meaningful health benefit your employee will appreciate. Luckily, this isn’t the case.

Health Insurance 98

Health Insurance Insurance Employment IT 98

Employee Benefits

JUNE 9, 2023

So, the question is, will Long Covid encourage all of us – insurers, wellbeing providers, practitioners, employers and government – to reimagine the long-term condition support we provide to employees? So, what are the trends, the latest thinking in support, and the barriers to progress? Workplace absences are recorded in siloes.

Government 133

Government Insurance Media Healthcare 133

PeopleKeep

OCTOBER 8, 2021

As a small business owner, deciding what health insurance plan is the best for your business is key to recruiting and retaining employees. But what does that really mean for small employers? But what does that really mean for small employers?

Health Insurance 97

Health Insurance Insurance Recruitment Employment 97

Griffin Benefits

MARCH 1, 2023

A growing number of employers are currently experiencing a rise in catastrophic health claims, largely due to medical and pharmaceutical advances (e.g., As a result, many employers with self-funded health plans are actively looking for impactful mitigation strategies. WHAT IS AGGREGATE STOP-LOSS INSURANCE?

Insurance 81

Insurance IT Pharmaceutical Medical 81

PeopleKeep

SEPTEMBER 15, 2021

As renewal season comes around each year, employers everywhere brace themselves for what their new group health insurance premiums will look like in the new year—because chances are, they’ll be higher. When group health insurance premiums go up, it gets that much harder to meet the employer contribution requirements.

Health Insurance 97

Health Insurance Insurance Deductions Deductible 97

InterWest Insurance Services

MARCH 21, 2024

A new area of potential liability for employers was recently opened when a class-action suit was filed against Johnson & Johnson, accusing it of mismanaging its pharmacy benefit manager plan, resulting in the health plan and its enrollees overspending millions of dollars on medications. The case The class action , filed Feb.

Pharmaceutical 52

Pharmaceutical Retail Insurance Medical 52

Business Management Daily

JUNE 29, 2022

Jackson Women’s Health Organization decision, which reversed Roe v. Group health plans are the natural place to start when thinking about reimbursing expenses related to female employees’ family planning decisions. What is medical care? Group health plans reimburse employees for their medical care.

Family and Medical Leave Act 92

Family and Medical Leave Act Healthcare Employment Medical 92

InterWest Insurance Services

JULY 14, 2022

The health care sector is not immune to the effects of spiking inflation, and the increasing cost of care is likely to spill over into health insurance — but it’s uncertain by how much. When they negotiate network rates with insurers, providers take into account all of their own costs when tabulating their offers.

Health Insurance 98

Health Insurance Insurance Hospitality Medical 98

Higginbotham

JUNE 5, 2023

One question in particular comes up a lot: Do small businesses have to provide health insurance? For very small businesses, health insurance is often optional. However, the definition of what constitutes a small business can vary because state and federal laws have different thresholds. According to the U.S.

Health Insurance 52

Health Insurance Insurance Disability Insurance Benefits Package 52

Proskauer's Employee Benefits & Executive Compensa

APRIL 25, 2023

The Departments of Labor, Treasury, and Health and Human Services (the “Departments”) recently released guidance for group health plans on required preventive services coverage. What preventive services coverage was required before Braidwood ? All other preventive care requirements remain in place. It depends.

Deductions 98

Deductions Deductible Health Savings Account Medical 98

Higginbotham

JANUARY 12, 2024

Out-of-pocket health care costs can become a burden for employees. Special accounts designed to cover health care costs can help both workers and employers manage their expenses. What are health accounts? HRA vs HSA vs FSA: What’s the difference?

Flexible Spending Account 52

Flexible Spending Account Health Savings Account Deductions Deductible 52

Employee Benefits

APRIL 15, 2024

Menopause has been more widely spoken about in the media in recent years, helping to reduce the stigma around what has historically been a taboo subject. However, what constitutes a reasonable adjustment will differ depending on the employer, employee and the type of work and industry.

Medical 59

Medical Healthcare Benefits Commissions Healthcare 59

InterWest Insurance Services

JULY 26, 2022

You as an employer can help by offering group disability insurance to your employees. What it covers. This insurance helps replace a portion of a worker’s income if they lose their income due to an injury or illness. Typically, disability insurance policies will replace between 50 and 65% of a worker’s income.

Disability Insurance 95

Disability Insurance Insurance Carriers Insurance Deductions 95

InterWest Insurance Services

DECEMBER 28, 2021

For example, even with insurance, treating a broken leg or undergoing emergency appendicitis surgery can mean thousands of dollars in out-of-pocket medical costs. Fortunately, employers can help by offering their workers voluntary hospital indemnity insurance that can provide peace of mind in case they have a serious medical episode.

Voluntary Benefits 98

Voluntary Benefits Hospitality Insurance Out of Pocket Cost 98

Higginbotham

MAY 11, 2023

If you own or manage a business, your investment in employee group insurance can help you retain top performers and attract new talent. In this article, we’ll take a closer look at the steps any business can follow to get the most value from a group insurance plan. What types of coverage are offered?

Insurance 52

Insurance Deductions Deductible Benefits Package 52

BerniePortal

AUGUST 5, 2021

It’s no secret that employer-sponsored health plans, including dental and vision insurance, remain the most popular employee benefit. In fact, 88% of workers surveyed reported that they would consider or heavily consider a position with good insurance options. However, employer-sponsored health insurance is costly.

Health Insurance 98

Health Insurance Engineering Health Insurance 98

PeopleKeep

OCTOBER 25, 2022

If you're an applicable large employer (ALE) with more than 50 full-time equivalent employees, that means your organization is subject to more regulations than smaller businesses, especially when it comes to offering health insurance coverage.

Health Insurance 98

Health Insurance Insurance Employment IT 98

InterWest Insurance Services

MARCH 15, 2022

And the majority of documents criminals steal are the same ones your employees receive from their group health insurers. If the thief’s health information is mixed with the victim’s, it could affect the medical care the victim is able to receive, or the health insurance benefits they are able to use.

Medical 98

Medical Health Insurance Insurance Carriers Insurance 98

PeopleKeep

JULY 7, 2021

As healthcare costs rise every year, small employers often struggle to deliver quality health benefits to employees. In fact, in a PeopleKeep survey of nonprofit organization owners, 81% said that cost was one of the most pressing challenges in finding a health benefit that fits their needs.

Health Insurance 98

Health Insurance Insurance Healthcare Government 98