Money Talk

NOVEMBER 30, 2022

Among the uncertainties that older adults face (and younger adults need to plan for) are longevity (having savings last a lifetime), health care risks, long-term care expenses, the impact of inflation over time, and retirement savings withdrawals. An example is retirement planning. Keep History in Mind- The U.S.

Finance 354

Finance Retirement Plan Government Salary 354

Money Talk

NOVEMBER 10, 2023

In simple terms, price discrimination is the practice of charging different customers a different price for the same product or service. Whether you shop in person at “brick and mortar” stores or prefer to shop online, price discrimination is a fact of life. It is common for consumers to pay different prices for these items (e.g.,

Finance 155

Finance Insurance IT 155

Money Talk

DECEMBER 7, 2023

Securities held for a year and a day or longer are taxed at long-term capital gains rates (versus ordinary income rates for short-term gains) so it is important to review their holding period before selling. It does not endorse specific products or services and should not be construed as legal or financial advice.

Taxes 198

Taxes Retirement Plan Deductions Deductible 198

Money Talk

MARCH 22, 2023

Capital Losses- Due to how capital gains and losses are computed, capital gains (short- or long-term) can be offset by capital losses using an ordering method. It is best to have long-term gains outweigh short-term gains, as the latter are taxed at ordinary tax rates up to 37%. an elective surgery) that exceed 7.5%

Taxes 187

Taxes 401(k) Deductions Deductible 187

Money Talk

FEBRUARY 9, 2023

Being free from a 9 to 5 job provides freedom to make choices to live life on your own terms. It does not endorse specific products or services and should not be construed as legal or financial advice. Ads for sports betting websites during televised sporting events are now commonplace. Inflation - Since hitting a peak of 9.1%

Finance 242

Finance Banking Education Government 242

Money Talk

JANUARY 18, 2023

They include short-term bonds and bond funds, brokered CDs, real estate, and commodities. It does not endorse specific products or services and should not be construed as legal or financial advice. If professional assistance is required, the services of a competent professional should be sought. CPI at year-end.

401(k) 245

401(k) Banking Deductions Deductible 245

Money Talk

MARCH 15, 2023

Either type provides a guaranteed income stream subject to contract terms. It does not endorse specific products or services and should not be construed as legal or financial advice. If professional assistance is required, the services of a competent professional should be sought. Medicaid planning, 2.

401(k) 242

401(k) Life Insurance Insurance Taxes 242

HR Lineup

JULY 21, 2023

When faced with this situation, businesses have two primary options for bringing on additional personnel: Employer of Record (EOR) services and Staffing agencies. Essentially, the EOR becomes the official employer for legal and tax purposes, while the client company maintains day-to-day control over the employees’ work.

Employment 86

Employment Taxes Payroll Payroll Manager 86

Money Talk

AUGUST 10, 2023

Long-Term Care (LTC) Planning - At age 70+, LTC insurance is prohibitively expensive or may be unavailable due to health issues. Examples include tax preparation after RMDs start, financial planning, legal assistance, house cleaning, lawn mowing, and in-home care. By age 82, the chance of MCI or dementia is over 50%. Current U.S.

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Taxes Finance Insurance IT 130

Money Talk

MARCH 2, 2023

The colorful term “tax torpedo,” conjuring up a large explosion, was used to describe how a small income increment can result in a big increase in income taxes. Few people know about my financial education work and I knew I wouldn't be "outed" and asked to leave because I'm a CFP(R). In both situations, completing the forms was optional.

Taxes 243

Taxes Consulting Education Finance 243

HR Lineup

APRIL 9, 2024

With the exponential growth of contracts and the complexities involved in their management, traditional methods often fall short in terms of speed, accuracy, and scalability. Document Understanding: AI-powered algorithms analyze and extract relevant information from contracts, including clauses, obligations, and key terms.

Management 74

Management Technology Government Electronics 74

Money Talk

SEPTEMBER 7, 2023

Investments- Long-term investing, particularly in a diversified portfolio of stocks over multiple decades, will typically build wealth. It does not endorse specific products or services and should not be construed as legal or financial advice. Patrick’s Day tree in March. Example: my grandparents, parents, and me.

Life Insurance 186

Life Insurance Taxes Commissions Insurance 186

HR Lineup

JANUARY 23, 2024

Employment contracts are the foundation of the employer-employee relationship, defining the terms and conditions that govern the professional alliance between both parties. Understanding these contracts is crucial for both employers and employees to ensure a harmonious and legally sound working relationship.

Employment 70

Employment Consulting Financial Compensation Government 70

Money Talk

DECEMBER 21, 2022

Below is a simple description of terms that are commonly used in financial reports and presentations: Inflation- This is the erosion of purchasing power over time. Changes in the price of goods and services (e.g., For example, $100 at the beginning of the year buys less than $100 at the end of the year. Bureau of Labor Statistics.

401(k) 175

401(k) Banking Food Deductions 175

Money Talk

JUNE 16, 2022

Finally, a definition of terms. The former is focused on proactively using legal strategies to reduce income taxes to the lowest amount possible. If you picture retirement planning and taxes as a Venn Diagram, there is lots of overlap between these two areas of personal finance. a return of their own money).

Taxes 187

Taxes 401(k) Retirement Plan Pension 187

HR Lineup

MARCH 27, 2024

In this comprehensive guide, we delve into the concept of the notice period, its significance, legal aspects, best practices, and its implications on both parties involved. Adhering to these regulations is essential for avoiding legal disputes and penalties. What is a Notice Period?

Human Resources 74

Human Resources Payroll Salary Health Insurance 74

WEX Inc.

AUGUST 29, 2023

Fertility benefits provide support and financial assistance to individuals or couples seeking fertility treatments or services. Most people using fertility services pay thousands of dollars out of pocket without insurance. Most people using fertility services pay thousands of dollars out of pocket without insurance.

Flexible Spending Account 98

Flexible Spending Account Health Savings Account Flexible Spending Medical 98

Global People Strategist

DECEMBER 4, 2023

Fixed-term contracts (contratto a tempo determinato). Employment Policy Employment Protection Italian labor laws strongly emphasize employment protection, particularly for long-term employees. It is challenging to terminate an employee without just cause, and even then, specific legal procedures must be followed.

Employment 93

Employment Paid Vacation Paid Leave Management 93

HR Bartender

FEBRUARY 22, 2024

Please remember that I’m not a lawyer and if you have detailed questions about your specific situation, you should seek professional legal advice. That includes understanding terms of service and privacy settings. It’s about doing your own social media background check. Thank you for any referral of background check companies.

Media 130

Media Construction Government Technology 130

Money Talk

AUGUST 25, 2022

exchange-traded funds or ETFs and cryptocurrency) and financial services (e.g., medical bills, credit card balances, and other debts expected to be repaid within a year) and long-term debts (e.g., medical bills, credit card balances, and other debts expected to be repaid within a year) and long-term debts (e.g.,

Finance 240

Finance Electronics Banking Government 240

Employee Benefits

MARCH 25, 2024

The aim is combat those who are economically inactive due to long-term sickness and disability. Since July 2022, nurses, physiotherapists, pharmacists and occupational therapists have been legally permitted to certify a fit note in addition to GPs, provided they work in a general practice or hospital setting.

Employment 110

Employment Government Healthcare Hospitality 110

Employee Benefits

APRIL 19, 2024

This includes regular training for managers around the services available and focus on organisational culture, which needs to be one of inclusiveness without fear of consequence when asking for help. Workplace health and wellbeing must be at the centre of any government response to the long-term sickness crisis of our employees. “We

Government 59

Government Employment Employee Benefits Management 59

HR Lineup

APRIL 22, 2024

The purpose of bereavement leave is to give employees the opportunity to attend funeral services, make necessary arrangements, and take time to grieve and mourn without worrying about the impact on their job or income. In the course of human life, loss is inevitable. What is Bereavement Leave?

PTO 79

PTO Employment Management Human Resources 79

Money Talk

JANUARY 26, 2023

UPH is Real - Many people are feeling the effects of “unexpected price hikes” (UPH), a term coined in a T-Mobile ad. UPH is Real - Many people are feeling the effects of “unexpected price hikes” (UPH), a term coined in a T-Mobile ad. services (e.g., 5+ for 12 eggs!), In 2021, it was the reverse (i.e.,

Finance 183

Finance Pension Government Banking 183

Global People Strategist

DECEMBER 12, 2023

The country adheres to the principle of at-will employment, allowing employers and employees to terminate the employment relationship with or without cause, provided certain legal requirements are met. Fixed-term contracts are standard and often used for specific projects or seasonal work.

Employment 96

Employment Overtime Taxes Paid Leave 96

HR Lineup

MARCH 31, 2023

One of the biggest challenges is managing the employer-employee relationship, and this is where Employer of Record (EOR) and Professional Employer Organization (PEO) services come in. These two services have gained popularity in recent years as more companies are outsourcing their human resource management tasks.

Professional Employer Organization 78

Professional Employer Organization Employment Human Resources Retirement Plan 78

Employee Benefits

MAY 3, 2023

A wide range of support tools are available including employee assistance programmes (EAPs), concierge services, legal advice and flexible working. After the initial shock, they might feel fear as a result of all the uncertainty, anger, sadness and even grief as they come to terms with the end of the relationship.”

Pension 105

Pension Insurance Consulting Medical 105

Global People Strategist

NOVEMBER 20, 2023

E mployment Contracts Indian labor laws offer several types of employment contracts: permanent (known as “regular employment”), fixed-term contracts, and temporary or casual labor contracts. Employees are typically entitled to a specific number of paid leave days each year, with allowances increasing based on the years in service.

Employment 94

Employment Paid Leave Government Employee Benefits 94

Employee Benefits

MARCH 25, 2024

Credit: Pete Stuart / Shutterstock.com Water management organisation Yorkshire Water uses fit notes and its occupational health service to support employees back to work after any period of absence due to illness or injury. million people who are economically inactive due to long-term sickness and disability.

Medical 59

Medical Insurance Employment Employee Benefits 59

InterWest Insurance Services

MARCH 14, 2024

With multiple generations working side-by-side in this economy, the needs of your staff in terms of employee benefits will vary greatly depending on their age. You can offer voluntary benefits such as legal and financial planning services to help these workers.

Voluntary Benefits 98

Voluntary Benefits Benefits Package Insurance Health Insurance 98

Money Talk

DECEMBER 15, 2022

This knowledge can help calm frayed nerves and keep investors focused on their long-term goals. This knowledge can help calm frayed nerves and keep investors focused on their long-term goals. remain invested) to gain access to potentially superior long-term returns. sharp price movements of securities, both up and down).

Finance 177

Finance Taxes IT 177

Money Talk

JANUARY 11, 2023

Invest For Long Term Growth- History indicates a higher return in stocks (or growth mutual funds that invest in stocks) over time than any other asset class (e.g., Invest For Long Term Growth- History indicates a higher return in stocks (or growth mutual funds that invest in stocks) over time than any other asset class (e.g.,

401(k) 237

401(k) Finance Insurance Deductions 237

Money Talk

AUGUST 10, 2022

A new job may also provide access to valuable employer term life and disability insurance. The year 2021 was noteworthy for the “Great Resignation” as about 47 million people quit jobs last year. One study found 1 in 5 retirees were likely to start working again soon. Factors contributing to this trend include: 1.

Disability Insurance 246

Disability Insurance Taxes Health Insurance Pension 246

HR Lineup

APRIL 4, 2023

This is where Employer of Record (EOR) services come in. In this article, we will discuss how EOR service model works and the three types of EOR contracts you should know about. Under the EOR model, the employer transfers certain employment-related responsibilities to the EOR, which becomes the legal employer of the workers.

Employment 89

Employment Payroll Global Payroll Human Resources 89

Money Talk

FEBRUARY 10, 2022

Below are 13 time-saving financial management strategies: Automate Everything You Can - Consider automated bill-paying for insurance premiums and utility service (e.g., Not only will you write fewer checks but you’ll also save money on service charges and postage. How do you take charge of your finances when time is at a premium?

401(k) 187

401(k) Finance Taxes Retirement Plan 187

Employee Benefits

MARCH 4, 2024

In 2022, they brought a claim against their employer for employing them as gig workers on fixed-term personal services contracts. Employment Judge R Read said: “I find both claimants were engaged on a fixed-term contract of employment as detailed in paragraph 36-37 and are employees within the meaning of s.230

Education 59

Education Employment Employee Benefits Taxes 59

Money Talk

MARCH 24, 2022

Five major “large loss” risks for older women are the death of a spouse (resulting in reduced income or benefits), damage to (or destruction of) a home, liability claims due to court judgements, large medical expenses, and high long-term care expenses (e.g., I recently taught a 90-minute personal finance class for women age 50+.

401(k) 360

401(k) Finance Entertainment Taxes 360