Remove social-capital
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Financial Concerns of Older Adults

Money Talk

Use of Time - Some older adults miss the daily structure and socialization that work provided and become bored, even depressed. As I wrote in my book, Flipping a Switch , examples of “big rocks” include working, volunteering, blogging, care-giving, and socializing.

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An Introduction to IRMAA

Money Talk

Full disclosure: this blog post is written from a place of privilege for older adults with higher-than-average incomes and/or assets. A letter from the Social Security Administration (SSA) notifies beneficiaries of their expected benefit, including IRMAA deductions, if any. IRMAA surcharges. .

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Are You Financially Resilient?

Money Talk

Another resource for financial resiliency is one’s human capital. Economists define human capital as all of the knowledge, skills, experiences, and other personal qualities that people have to “sell” to potential employers. Social capital also increases financial resiliency.

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Financial Improvement Strategies for a New Year

Money Talk

Save annual summary statements to help calculate a capital gain or loss when shares are sold. Social Security), and the future value of existing savings (e.g., The easiest way to “pay yourself first” is to have savings deducted automatically from your paycheck through a 401(k) or other workplace savings plan.

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Ten Tax Planning Tips for 2022

Money Talk

In an earlier blog post , I described 12 tax planning topics for 2022. If income appears to be on track to trigger an income-related monthly adjusted amount (IRMAA) Medicare surcharge, it may be wise not to aggravate the situation with taxable capital gains and Roth IRA conversions. Seek professional advice, if needed.

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How Employee Recognition Systems Improve Productivity

Achievers

Build an engaging recognition program and capitalize on the business impacts of social recognition : 4X more likely to improve stock prices. Social recognition. The post How Employee Recognition Systems Improve Productivity appeared first on Engage Blog. But, how can you increase productivity and motivate employees?

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Words of Advice from 7 HR Thought Leaders

Achievers

Each of the people profiled below have their own unique take on managing your human capital, and you may even find a favorite or two whom you want to follow. In a blog entry about the recent tax cut , Ruettiman writes about how this infusion of cash offers companies an opportunity to invest in social recognition.

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